Diversified Recovery Bureau Debt Harassment?

Have you been getting routine collection calls from the Diversified Recovery Bureau? If you have, then you must know that being in debt can be overwhelming and even depressing. It’s hard to think of finding a workable solution towards paying a debt when you’re still finding it hard to make ends meet. The harsh reality is that debt collectors do not think of your financial state before they call you asking for payments.

Although it is illegal for debt collectors to harass and threaten you over a debt, it is completely lawful for them to contact you and ask to discuss it. It is also lawful for them to sue you to court if you continuously ignore the phone or if you are unable to find a workable solution towards paying off your debts. If you further ignore the lawsuit filed against you by your debt collector in court, it often makes them very happy because it means that they can get a default judgment leveled against you or have a warrant issued for your arrest.

In any case, debt collectors shouldn’t press you or threaten you with extreme acts such as arrest if they do not have a court-issued warrant granting them permission to have you arrested. They should also speak to you with respect, and call you at appropriate times of the day. If your debt collection experience with your debt collection agency is not as smooth as this, you may be able to sue them in court for debt collection harassment which is a direct violation of your FDCPA rights and obtain a judgment in your favor. You may be awarded up to $1000 in statutory damages, and at times have a part, or the entire sum of your debt waived. Call us on 877-700-5790, if you would like to take legal action against your harassing debt collector or simply discuss your options.

If you’re in a very bad financial state, you may want to consider certain options to make resolving your debts easier. One of these options available to you is debt settlement.

Is debt settlement a good option for me?

If you’re in a very unpleasant and tough financial situation, and you’re going deeper in debt, you may want to consider debt settlement as a means to resolve your financial woes. Debt settlement involves negotiating with your debt collectors on your own or through the help of a credit counseling agency in a bit to reach a fair agreement than enables you to find an easier way to settle your debt. Creditors or debt collectors may not always agree to this because it means they are going to receive less than the full payment but it is always worth the try because they also often agree to it, as they usually purchase a debt for pennies on a dollar. If you are in such a dire situation financially that you are considering filing for bankruptcy, you may want to consider filing for a debt settlement instead of bankruptcy.

Debt settlement involves you as a consumer putting aside money monthly in an escrow account for a period of 36-48 months until the money gets to the reasonable amount which you have agreed to with your debt collector. If your debts are discharged under debt settlement, you do not have to pay the full amount you owe; however, you may have to still pay taxes on the amount forgone and the entire process may have dire consequences on your credit score. Reach out to a qualified professional for counseling before you decide whether or not debt settlement is the best option for you.

Who is Diversified Recovery Bureau?

Diversified Recovery Bureau is a third-party debt collector located in Buffalo, New York. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards.  A recent Federal Court case alleges that Diversified Recovery Bureau used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Contact Information

Address: 40 Gardenville Pkwy W Ste 201

West Seneca, NY 14224-1387

Phone: (844) 275-9274

Is Diversified Recovery Bureau a Scam?

According to the Better Business Bureau website, the Diversified Recovery Bureau has been in business for 3 years. In their 3 years of business, there have been 10 complaints filed against DRB with the BBB. Read all about it here: Diversified Recovery Bureau Better Business Bureau

Diversified Recovery Bureau Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

888-612-3634, 716-204-7147, 844-275-9274, 844-274-2305, (888) 612-3634, (716) 204-7147, (844) 275-9274, (844) 274-2305, 8886123634, 7162047147, 8442759274, 8442742305

If the answer is yes, then you are receiving calls from a known DRB number. If you are receiving any form of harassment during these calls, do not hesitate to reach out to a qualified professional at 877-700-5790 for help.

Do you have a Question?

If you have an unanswered question about Diversified Recovery Bureau and their collection process, or about debt collection harassment in general, do not hesitate to reach out to us here.

The following is a sample list of complaints filed against Diversified Recovery Bureau in the past year and can be found on Pacer.org.

0:18-cv-61149-CMA Gerstenhaber v. Diversified Recovery Bureau

1:19-cv-01090-JRS-MPB Williamson v. Diversified Recovery Bureau

4:19-cv-01192-RLW Foulon v. Diversified Recovery Bureau

8:17-cv-01682 Bell v. Diversified Recovery Bureau

2:18-cv-02605-JAM-KJN Whittier v. Diversified Recovery Bureau

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Diversified Recovery Bureau. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

New York Attorney General

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