Debt Harassment from Conrad Credit Corporation?

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Debt Harassment from Conrad Credit Corporation?

Debt collection agencies like Conrad Credit Corporation often go above and beyond what is acceptable when trying to get you to pay your debt. From calling you all day, sending endless messages to even threatening and bullying you into paying up. A Debt collection agency is a company that specializes in recovering delinquent debts. They are often hired by creditors to recover an overdue debt which they (the creditors) have failed to recover even after several attempts. Creditors or lenders sometimes outsource the debt recovery to a third-party debt collector or do it internally if a department that handles such exists within the organization.

To recover funds, Debt collection agencies often work with the credit bureaus and creditors. This might explain why you might have been receiving harassing calls from Conrad Credit Corporation.

Has Conrad Credit Corporation threatened you in any way or made you feel like you are breaking the law? Have they told you that they can get you arrested if you don’t pay your debt? It is often a difficult time when you’re in debt, it can be depressing and frustrating especially when you have a debt collection agency threatening to have you prosecuted to the fullest extent of the law.

The good news is, debt collection agencies are monitored by set down laws put in place by Congress to check that consumers such as you are not mistreated, harassed, or abused in any way while debt collectors are trying to recover a debt. It is not a law that shields you from repaying your debt, but one that ensures your rights are not being violated by debt collectors while they are trying to get you to pay up. These laws are called the fair Debt Collection Practices Act (FDCPA). Under the FDCPA laws, a debt collection agency is not allowed to call you at odd hours, threaten or your family members, use profane words with you, call you at your workplace, try to get you to pay more than you owe, threaten to have you arrested and so on. For more information on this, check out our article on what a collection agency is and isn’t allowed to do.

Are you afraid of Wage Garnishment? Here’s what you should know.

Wage garnishment is the legal deduction of money from your account which goes to another individual (usually a creditor or collection agency). It is a process that instructs a third party to remove payment directly from a consumer or debtor’s wage or bank account. Often times the action involves the debtor’s employer also known as a garnishee, and it is against the law to fire a worker simply to avoid processing garnishment payment.

Wage garnishment is usually used to recover unpaid child support, student loans, unpaid taxes, and monetary fines. A court order must be obtained and a proof that the consumer actually owes what they are being levied for, However, the internal revenue service (IRS) does not need to obtain a court order to garnish a consumer’s wages. Assuming Mr. A has defaulted on tax payments, the IRS can contact his employer to garnish his wages without getting a court order. Debt garnishment is usually a last resort and shows that the individual likely has a bad credit record and having a bad credit record can affect your ability to access loans in the future. The consumer credit act checks how much of an individual’s income can be garnished. It is also important to note that these checks do not include: unpaid tax debt, bankruptcy orders, student loans, child support, or voluntary wage allocations.15% of an individual’s wage can be garnished by Federal Agencies, and 10% by the Department of Education.

NOTE: You may be considered more favorably if you file for bankruptcy.

About Conrad Credit Corporation

Conrad Credit Corporation (CCC) is a third-party debt collection agency located in Escondido, California, and a subsidiary of Conrad Companies. According to its website, the company prides itself greatly in providing a “one-stop-shop” for all aspects of receivable management, from point of sale to servicing, purchasing, default collections, and litigation.

Contact Information

476 W Vermont Ave

Escondido, CA 92025

Website: http://www.conradco.com

Phone: (760) 735-5001

Who is Conrad Credit Corporation?

Conrad Credit Corporation is a legitimate and registered debt collection agency based in California. They have been in business for 31 years during which time they have been accredited by the BBB as a legitimate debt collection agency. You can read more about Conrad Credit Corporation by clicking this link: CCC BBB information

Conrad Credit Corporation is often referred to or searched for by other names. These include:

Approval One; Conrad Acceptance Corporation; Conrad Credit Corp

Conrad Credit Corporation phone numbers:







If you are receiving harassing, threatening, or intimidating calls from any of the numbers listed above, it is in your best interest to seek the counsel of an experienced and qualified consumer rights attorney. Call us now at 877-700-590.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from CCC. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

Do you have a Question?

If you have an unanswered question about Conrad Credit Corporation and its collection process, or about debt collection harassment in general, do not hesitate to reach out to us here. We have a team of dedicated professionals at your service.

Conrad Credit Corporation
Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.