🚨Experiencing Credit Control Services Debt Collection Harassment?
Are you facing Credit Control Services debt collection harassment? Debt collection calls are scary for most people. Nobody going about their daily business wants to get interrupted with calls from a debt collector talking about a debt they probably have even forgotten. Debt collection calls could be stressful and threaten to wear you out. This is why you must be aware of your rights. The Fair Debt Collection Practices Act is a federal law that puts boundaries on the activities of debt collectors. According to the FDCPA, debt collectors are not allowed to employ unfair debt collection practices and deceptive debt collection methods in their pursuit of a debt. If a debt collector is harassing you, lying to you about a debt, or calling you about a debt you do not owe, they are violating your rights, and you should hold them accountable for their actions. Call us at 877-700-5790 if you’re experiencing Credit Control Services debt collection harassment. If a debt collector violates your rights, you may be entitled to statutory damages up to $1000.00 plus the debt collector is responsible for paying for your attorney fees.
🔍Do I have to pay an unpaid debt just because a debt collector called❓
Many people make the mistake of assuming that just because a debt collector calls them and tells them about a debt, they have to pay. This is wrong. There are many reasons why you should not pay a debt and they include:
- If the debt isn’t yours: Some customers get tired of debt collection calls and decide to just pay off the debt to put an end to the calls. Do not do this! There is nothing distinguished about paying a debt that isn’t yours because it simply places the responsibility for the whole debt on you.
- If the debt collector is lying about the debt amount: The FDCPA prohibits debt collectors from telling lies of any sort as regards a debt. If a debt collector is not being honest to you about a debt, you have the right to refrain from paying until they can send you proof that they are right about the amount.
- When you are unable to verify or validate the debt: When a debt collector calls you about a debt, you are allowed to ask them to verify the debt by giving you sufficient details about the debt, amount, and creditor. This is called a debt validation request, demanding that the debt collector sends you proof that you owe the debt. If a debt collection agency fails to send you proof upon request, you may just be a victim of identity theft, debt collection scammers, or you may not actually owe the debt. Additionally, the original creditor must provide sufficient details about the debt and notify you before any collection efforts proceed.
🔍Who is Credit Control Services, Inc.❓
Credit Control Services, Inc. is a third-party debt collector located in Hazelwood, Missouri. The company works hard to create and execute customized receivables management solutions for creditors in any industry.
- Who does Credit Control LLC collect for❓
According to their website, Credit Control Corporation specializes in Delinquent debt collections, cash acceleration solutions, budget plan management, and third-party insurance follow-up for clients in the healthcare, utility, and commercial industry.
📲Contact Information
5757 Phantom Dr Ste 330 Hazelwood, MO 63042-2429
Website: http://www.credit-control.com
Credit Control LLC phone number: (314) 442-7400, 877-277-6336, 314-669-7077.
💢Is Credit Control LLC legit❓
Yes, Credit-Control is an approved debt collection agency. Read more Credit Control LLC reviews here at Better Business Bureau.
If complaints against Credit Control LLC are not resolved, consumers can escalate the issue to the Financial Ombudsman Service.
📜Credit Control LLC Settlement Under Fair Debt Collection Practices
If you are considering opting for debt settlement with Credit Control Corp, then there are definitely some things you should know. First, we will start by defining what debt settlement (otherwise known as debt relief) is. Debt settlement is a method through which a person may resolve their delinquent debts for way less than the actual amount. This is an option for individuals who owe money and are seeking to reduce their debt burden. It works by making a lump payment to your lender; this amount is, however, usually a lot less than the amount that is actually owed. Opting for a debt settlement may be a great idea, as you may be able to pay as low as 10 or 50% of the amount you owe (depending on the negotiation agreement you have with your creditor or third-party collector). It is also a great way to avoid getting mixed up in a Credit Control LLC lawsuit over the non-payment of your debt. When it comes down to entering a debt settlement arrangement with Credit Control Corporation, negotiation is key. This can be especially important if you are experiencing Credit Control Services debt collection harassment. You have two options here:
- You either negotiate a deal with Credit Control Corporation by yourself, or
- You hire a debt settlement firm to negotiate on your behalf.
It goes without saying that getting professionals involved in the negotiation is bound to yield better results, however, you should note that debt settlement firms often require a fee which is often a percentage of the total amount of debt you have when you come to them. Nevertheless, you’ll be charged only when your debt is settled. Note that the amount of debt that is forgiven may be taxable, as the IRS terms it taxable income. This, however, can be avoided if you can prove that the total amount of liabilities you have far outweigh your total number of assets. To get the best results from your intended debt settlement, especially when facing Credit Control Services debt collection harassment, speak with a debt collection attorney or a certified public accountant about the option that is best recommended for you.
📵Credit Control Corporation Pay for Delete.
A pay-for-delete arrangement is quite similar to a debt settlement offer. Here, you offer a lump payment to Credit Control collections, and in exchange, they stop reporting the debt on your credit report. This may or may not work. Again, you should call a debt collection attorney for expert advice.
📞Credit Control Services, Inc Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
8772776336, 8663832532, 8009151016, 8664175776, 8006709944, 8664175776, 3144427400, 8883657145, 8884019024, 800-288-1524, 800-915-1016, 866-417-5776, (314) 669-7064, 214-434-2374, 866-383-2532, 877-431-7780, 866-383-2532, 866-515-0382 If the answer is yes, then you are probably receiving Credit Control phone calls. You may be a victim of Credit Control Services Debt Collection harassment, and you should contact us at (877)700-5790
📲Why is Credit Control LLC Calling Me❓
If you are getting calls from a known Credit Control Corp phone number, then you may be wondering why they are calling you when you may not directly owe them money. Credit Control Corp is a third-party debt collector, meaning that they collect delinquent debts on behalf of other lenders and service providers. Meaning that even though the debt you owe may not directly be to them, they have been tasked with receiving it on behalf of your original lender. Creditors may also seek court orders to garnish wages or withdraw funds directly from a bank account.
💼Debt Collection Practices and Regulations
Debt collection practices and regulations are crucial in safeguarding consumers from unfair, abusive, and deceptive debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to regulate debt collection practices and provide clear guidelines for debt collectors to follow. This law ensures that debt collectors operate within a framework that respects the rights of consumers, preventing them from engaging in unethical behavior. By understanding these regulations, consumers can better protect themselves from potential abuse and Credit Control Services debt collection harassment.
⚖️Fair Debt Collection Practices (FDCPA)
Fair debt collection practices are essential to ensure that consumers are treated fairly and respectfully when dealing with debt collectors. The FDCPA outlines several key guidelines for fair debt collection practices, including:
- Debt collectors must identify themselves and state the purpose of the call.
- Debt collectors must not use obscene or profane language.
- Debt collectors must not make false or misleading statements.
- Debt collectors must not harass or intimidate consumers.
- Debt collectors must not contact consumers at inconvenient times or places.
These guidelines are in place to protect consumers from abusive debt collection practices and to ensure that debt collectors conduct their activities in a professional and ethical manner. By adhering to these fair debt collection practices, debt collectors can maintain a respectful and transparent relationship with consumers.
⚠️Credit Control Services Debt Collection Harassment
Credit Control Services, Inc. is a debt collection agency that has faced accusations of using aggressive and harassing tactics to collect debts. Many consumers have reported receiving multiple calls and letters from the agency, often accompanied by threats of legal action. These aggressive tactics can be incredibly stressful and overwhelming for individuals who are already struggling with unpaid debt. It’s important for consumers to know that they have rights and that such behavior from debt collection agencies is not acceptable.
📞Credit Control Services Debt Collection Calls
Credit Control Services debt collection harassment and collection calls can be a significant source of stress and anxiety for consumers. Credit Control Services, Inc. has been accused of making excessive calls and using threatening language to collect debts. This type of behavior is not only unethical but also illegal under the FDCPA. Consumers have the right to stop Credit Control Services debt collection harassment and collection calls by sending a cease-and-desist letter to the agency. This letter can demand that the agency stop all further communication, providing some relief from the constant pressure and harassment.
📝Reporting Credit Control Services Debt Collection Harassment
Consumers who are experiencing Credit Control Services debt collection harassment from Credit Control Services, Inc. or other debt collection agencies have several options for reporting the harassment and seeking help. The Federal Trade Commission (FTC) and the (CFPB) are responsible for enforcing the FDCPA and can provide assistance to consumers who are experiencing harassment.
Additionally, consumers can seek help from non-profit credit counseling agencies, such as the National Foundation for Credit Counseling (NFCC). These agencies offer free or low-cost credit counseling and can help consumers develop a plan to pay off their debts. Filing a complaint with the FTC or CFPB is another option if a debt collector has violated the FDCPA. Consumers can also pursue legal action against debt collectors who have engaged in abusive debt collection practices.
It’s essential for consumers to know their rights and to seek help if they are experiencing harassment from debt collectors. By reporting Credit Control Services debt collection harassment and seeking help, consumers can protect themselves from unfair and abusive debt collection practices and take steps towards resolving their financial issues.
💼About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing Credit Control Services debt collection harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop Credit Control Services debt collection harassment you may currently be receiving from Credit Control Services, Inc. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau. Call us at (877)700-5790 for immediate assistance.
