Credit Bureau Collection Services Debt Collection Harassment

Having debts is not the end of the world. Sometimes, certain circumstances get people to the point where they’re falling behind on a few of their bills. If you have been, or are in this situation, you know how challenging it could get. One of the many challenges of having debts is having to put up with frequent calls from debt collectors like Credit Bureau Collection Services. Even though you may not have acquired the debt from Credit Bureau Collection Services, they may be tasked with the job of getting you to repay it. Third-party debt collectors are not the actual people you owe but they have the responsibility of recovering the debt from you and that is lawful.

When you are dealing with these collection agencies, it requires that you possess the right knowledge. You must be aware of your rights and the “do’s and don’t’s”. If you are not knowledgeable enough, you may become anxious or uneasy to the point where you make legal or financial mistakes in your communication with them. The lack of knowledge of your rights also allows these debt collectors get away with things they ordinarily shouldn’t be allowed to get away with such as excessive calls, abusive language, issuing empty legal threats, or showing up at your place of employment.

If you are currently facing any of the above-listed situation in your collection ordeal with Credit Bureau Collection Services, do not hesitate to reach out to us for help on 877-700-5790.

How to communicate with Credit Bureau Collection Services

There are certain things you must be aware of before communicating with debt collectors to ensure that you do not end up with the shorter end of the stick. Below are a few things to practice doing whenever you are in communication with a debt collection agent.

  • Be aware of your rights before you speak with them: If you are unsure about what debt collectors are allowed to do to you and what they are not, refrain from speaking with then on phone and read about the FDCPA and TCPA laws first. Knowing your rights will enable you to speak with confidence to the debt collector.
  • Find out if the debt is truly yours and if it’s still valid: Sometimes, mix-ups happen and you could be contacted about a debt that isn’t yours. Ask the debt collector to prove that the debt is yours by requesting that they send you a debt validation letter. From your end also, check your credit report to confirm if the debt is listed there.
  • Keep records of their calls: If debt collectors are contacting you through phone calls, keep records of their calls. If they begin to violate your rights by calling you at odd hours, threatening you and using profane words, record them. You may need to provide these records as evidence in the court of law.

What if you cannot afford to pay your debt?

When you get contacted by debt collectors and you can not afford to pay, you may begin to feel scared and unsure of what to say to them. The first thing to do is to let go of fear and anxiety. Explain to the debt collector that you are in a difficult financial state and ask them if they would be willing to draft up a realistic repayment plan to help you gradually resolve your debt without having to compromise your standard of living.

Another viable option to consider is debt settlement. often, because debt collectors buy debts for pennies on a dollar, they are willing to agree to a debt settlement. In a bet settlement, you do not have to pay the total amount of the debt you owe, only a portion of it. This way you can have your debts discharged and the debt collector can equally turn a profit. Debt settlement, however, does not come without its consequences. It may have a negative impact on your credit score and you may still have to pay taxes on the amount foregone. Consult a credit counselor or consumer rights attorney to discuss if this would be the best option for you.

About Credit Bureau Collection Services

Credit Bureau Collection Services is a third-party debt collector located in Jacksonville, Florida. They have been a party to over 190 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.  A recent Federal Court case alleges that Credit Bureau Collection Services used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Contact Information

Address: 236 E. Town St.
1st Floor
Columbus, OH 43215
Phone: (800) 934-8522
Fax: (330) 873-3078

Is Credit Bureau Collection Services a scam?

According to the Better Business Bureau website, Credit Bureau Collection Services has been in business since 1929. There have been 52 complaints leveled against the agency by dissatisfied consumers in the last 3 years and 31 complaints closed out in the last 12 months. Read more about it here: Credit Bureau Collection Services Better Business Bureau

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Credit Bureau Collection Services Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

877-886-7331, 313-499-0046, 800-233-6134, 800-649-0690, 800-933-6773, 888-727-8819, 877-405-4706, 888-349-1347, 866-747-4324, 888-642-4669, 888-308-6981.

If so, you may be an unsuspecting victim of debt collection harassment from Credit Bureau Collection Services, reach out to a professional on 877-700-5790.

The following is a sample list of complaints filed against Credit Bureau Collection Services and can be found on Pacer.org.

1:19-cv-00693-JRS-TAB HILL v. CREDIT BUREAU COLLECTION SERVICES, INC

2:19-cv-00133-LA Johnson v. Credit Bureau Collection Services Inc

5:18-cv-01334-DAE Day v. Credit Bureau Collection Services, Inc.

1:18-cv-02466-WTL-DML MOLLET v. CREDIT BUREAU COLLECTION SERVICES, INC.

1:18-cv-02373-JRS-MPB HOOD v. CREDIT BUREAU COLLECTION SERVICES, INC.

ABOUT CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing any form of harassment from debt collectors. Contact a legal professional to stop debt collection harassment from Credit Bureau Collection Services. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us now on (877)700-5790 for immediate assistance

Here are a few success stories from some satisfied consumers:

“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued, it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately, but they were also able to put some money in my pocket as well, Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights” – Sean A.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.” -Dencia G.

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.” Theresa M.

Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

Consumer Financial Protection Bureau

https://consumerlawfirmcenter.com/retrieval-masters-credit-bureau-debt-collection-harassment/

https://consumerlawfirmcenter.com/voss-klein-debt-collection-harassment/