Collins Asset Group Phone Harassment?
Is Collins Asset Group (CAG) calling you? Stop Collins Asset Group phone harassment Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CAG phone harassment. Both state and federal laws, including Fair Debt Collections Practices and the Telephone Consumer Protection Act (TCPA), protect consumers from unwanted calls and debt harassment by collection agencies.
If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees, and you may also be able to recover money for court costs if you take legal action. Law firms such as Consumer Rights Law Firm PLLC specialize in helping consumers recover money and stop debt harassment from collection agencies.
Is Collins Asset Group a Scam?
According to the Better Business Bureau website, Collins Asset Group is BBB established, with their profile creation date confirming their legitimacy and presence in the industry. Collins Asset Group is a legitimate debt collection agency, but consumers should always verify any debts before making payments. Collins Asset Group appears on credit reports when they are collecting debt on behalf of various creditors, such as credit card companies, medical providers, or utility services. Consumers should verify the information reported by Collins Asset Group and contact Collins Asset Group to dispute any inaccuracies or to verify the legitimacy of the debt. There have been common complaints filed with the BBB, such as aggressive tactics or lack of transparency.
It is important to identify the original creditor and understand the role of original creditors versus debt buyers like Collins Asset Group. Collins Asset Group may collect on behalf of various creditors, including credit card companies, so consumers should verify which creditor their debt is associated with. Errors on credit reports can sometimes be due to identity theft, and consumers should dispute any information reported that is inaccurate. Consumers should also be cautious about providing checking account or bank account information to debt collectors, as unauthorized deductions can be disputed under consumer protection laws. If you owe a debt, you can negotiate a payment plan with Collins Asset Group to resolve it.
Collins Asset Group is a debt collection agency and a third party collection agency that specializes in collecting debt, particularly non performing accounts. They also offer business process outsourcing services, including staffing and management for debt collection operations. The company’s operational ideology, industry relationships, long standing relationships, vast network, and foundational competence are key elements of their business model. Collins Asset Group works with specialized attorneys and specialized attorneys located nationwide to provide strategic accounts receivable services. They also offer debt relief services, and consumers may benefit from working with a reputable credit repair company or sending a goodwill letter to remove negative marks from their credit report.
Who is Collins Asset Group Debt Collection Agency?
Collins Asset Group is a third party debt collector and debt collection agency located in Austin, Texas. As a third party collection agency, CAG specializes in collecting debt, particularly non performing accounts, on behalf of various creditors and original creditors. They offer business process outsourcing services, including staffing and management for debt collection operations. Collins Asset Group’s operational ideology is built on strong industry relationships, long standing relationships, a vast network of contacts, and foundational competence in accounts receivable management. The company works with specialized attorneys and specialized attorneys located nationwide to provide strategic accounts receivable services.
CAG has been a party to a Federal Court case over 2,500 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Collins Asset Group Address: PO Box 91059 Austin, TX 78709-1059
📞 Phone: (888) 275-2588
Collins Asset Group Collection Tactics
Collins Asset Group, as a third-party debt collector, often uses a variety of strategies to recover outstanding debts. These tactics may include persistent phone calls, sending collection letters, and following up with emails. In some cases, Collins Asset Group may threaten legal action or wage garnishment if the debt remains unpaid. Additionally, they may report delinquent debts to credit bureaus, which can have a negative impact on your credit score and overall financial health.
It’s important to recognize that while debt collectors like Collins Asset Group are allowed to pursue legitimate debts, they must adhere to fair debt collection practices as outlined in the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These federal laws are designed to protect consumers from abusive or deceptive debt collection practices. If you believe that Collins Asset Group or any other asset group is using unfair tactics, such as harassment or misrepresentation, you have the right to take action. Understanding your rights under the collection practices act (FDCPA) can help you respond confidently and protect yourself from unlawful collection efforts.
Collins Asset Group Harassment Examples
If Collins Asset Group engages in any of the following tactics, you may have a case:
- 💢 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, or destroy your credit
- 🚔 Telling you or anyone else that you’ve committed a crime
- ❌ Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
These tactics may violate fair debt collections practices and the Telephone Consumer Protection Act, which regulate how debt collectors can contact you and protect your privacy and consent.
State laws also provide additional protections against these tactics. Collins Asset Group may sue consumers to recover money, and court costs may be included in any judgment.
Collins Asset Group Phone Numbers
- 📲 888-275-2588
- 📲 512-865-4160
- 📲 (888) 275-2588
- 📲 (512) 865-4160
- 📲 8882752588
- 📲 5128654160
If the answer is yes, then you are receiving unwanted calls from a known CAG number. You may be a victim of CAG phone harassment. Unwanted calls from debt collectors can constitute debt harassment, which is prohibited by law. If you believe these calls are in error, you should contact Collins Asset Group to dispute or verify the debt under your rights. If the calls are related to errors on your credit report, consider working with a reputable credit repair company to help resolve the issue. The list above is not all the numbers that CAG uses. The calls can be from different numbers and it still be Collins Asset Group calling you. Contact our office right away for a free consultation so we can start the process to stop CAG from calling you illegally. Above all, no one should live with harassment!
Consumer Rights and Protections
When dealing with debt collectors such as Collins Asset Group, it’s crucial to know your rights. The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using abusive, deceptive, or unfair methods to collect debts. This means Collins Asset Group and other debt collectors cannot threaten you, use false statements, or contact you at unreasonable hours. You also have the right to request written verification of the debt and to dispute any debts you believe are inaccurate.
In addition, the Fair Credit Reporting Act (FCRA) regulates how debt collectors report information to credit bureaus. If Collins Asset Group reports a debt to the credit bureaus, you have the right to dispute any inaccurate information that appears on your credit reports. By staying informed about your rights and regularly reviewing your credit reports, you can ensure that Collins Asset Group and other asset groups are following the law and that your financial reputation is protected.
Reporting Debt Collection Abuse
If you suspect that Collins Asset Group or any other debt collector has violated your rights or engaged in abusive practices, it’s important to take action. You can report debt collection abuse to the Federal Trade Commission (FTC) and the (CFPB), both of which enforce federal laws like the FDCPA. Additionally, you can file a complaint with your state’s Attorney General or the Better Business Bureau (BBB) to document your experience and help protect other consumers.
Reporting these incidents not only helps you seek resolution but also holds Collins Asset Group and other collection agencies accountable for their actions. By standing up against unfair debt collection practices, you contribute to a fairer and more transparent system for all consumers.
Debt Collection and Credit Scores
Having a debt sent to collections by a debt collector like Collins Asset Group can significantly affect your credit score. When a collection account is reported to the credit bureaus, it becomes a negative mark on your credit report and can remain there for up to seven years. This negative impact can make it harder to qualify for loans, credit cards, or even an auto loan, and may result in higher interest rates.
However, you have options to minimize the damage. Regularly check your credit reports for inaccurate information and dispute any errors you find. If you pay off a debt or reach a settlement, ask the collection agency to update the information with the credit bureaus. Taking proactive steps to address collections accounts and monitor your credit report regularly can help you protect your financial health and work toward rebuilding your credit over time.
The following is a sample list of complaints filed against Collins Asset Group in the past and can be found on Pacer.gov.
Common complaints filed against Collins Asset Group include aggressive debt collection tactics, lack of transparency, and lawsuits aimed at recovering money from consumers. In many cases, Collins Asset Group may sue consumers as part of their collection efforts. These lawsuits often seek to recover money owed as well as court costs, which are recoverable expenses that can be included in the damages awarded to the plaintiff.
- 📋 1:19-cv-04624 Aguilar-Perez v.
- 📋 5:17-cv-10045-JCO-APP Erickson v.
- 📋 2:17-cv-07958-SVW-SS Hernandez v.
- 📋 1:19-cv-02108-SCJ Smith et al v.
- 📋 1:19-cv-03905-LMM-JKL Velez et al v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm with specialized attorneys located nationwide who help consumers stop debt harassment. Our specialized attorneys have extensive experience assisting clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Collins Asset Group harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
We offer a free consultation to victims of debt harassment. In addition to stopping harassment, Consumer Rights Law Firm PLLC also provides debt relief services to help clients manage or eliminate debt. If your credit report has been negatively affected by debt collection actions, we recommend considering working with a reputable credit repair company for expert guidance and support.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Collins Asset Group, call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I was overwhelmed with nonstop calls from a debt collector, and it was affecting my mental health. After reaching out to Consumer Rights Law Firm PLLC, they took immediate action. Within a few days, the harassing calls stopped completely. Their team was professional, responsive, and truly cared about my situation. I finally feel at peace.”
- 🏆 “The collector was threatening me and using tactics I knew weren’t right. I contacted Consumer Rights Law Firm PLLC, and they confirmed my rights were being violated. They explained everything in simple terms, filed a case on my behalf, and held the collector accountable. I was even awarded compensation. I’m so glad I found them.”
- 🏆 “From the first call, I felt like I was in good hands. The team at Consumer Rights Law Firm PLLC helped me understand how the Fair Debt Collection Practices Act (FDCPA) protects me. They handled everything quickly and efficiently, and the harassment stopped. I highly recommend them to anyone dealing with abusive debt collectors.”
- 🏆 “I used to dread picking up the phone because of constant robocalls and threats from debt collectors. Consumer Rights Law Firm PLLC helped me take control of the situation. They filed the right legal documents, negotiated with the collector, and got the calls to stop. It felt empowering to have a legal team on my side that really knows how to fight back.”