Facing Phone Harassment From The CBE Group Inc❓
Being on the receiving end of a debt collection calls from agencies like the CBE Group Inc is not one of the best places to be. Over the years, debt collectors have successfully built a reputation of fear and dread for themselves, often due to aggressive collection tactics. Nobody looks forward getting called by a debt collector but when you fall behind on your bills, and you do not pay on time, you should be expecting debt collection calls soon.
Debt collectors are agencies assigned to recover debts on behalf of creditors and businesses. It is legal for debt collectors to contact debtors to discuss their debts and payment plans, but it illegal for them to harass, threaten, and scare them. Consumer complaints play a crucial role in understanding the agency’s practices and their reputation in the industry.
If a debt collector is harassing you with phone calls, calling you at odd hours, calling your family or friends when they already have your number, or threatening and using profane words in their communication with you, they are violating your rights and can be stopped. Furthermore, if a debt collector lies to you about the details of a debt, or calls you and demands that you pay an already paid debt or a debt that doesn’t belong to you, it could be an honest mistake, but they could as well be trying to be cunning and put you in a legal tight corner by playing on your lack of knowledge about debt collection laws.
Debt collection harassment is sometimes unbearable and discomforting, hence, you must stay aware that there are laws that protect you from the excesses of debt collection organizations. Debt collectors are not allowed to harass or scare you in any way. If you are experiencing any form of debt collection harassment, you need to speak with a good lawyer, call us now on 877-700-5790.
Introduction to Debt Collection
Debt collection is the process of recovering unpaid debts from individuals or businesses. It involves a series of steps, including identifying the debt, contacting the debtor, and negotiating a payment plan. Debt collection companies, like CBE Group Inc, play a crucial role in this process. They collects debt on behalf of various creditors, including private companies and government entities. As a legitimate debt collection agency, CBE Group must adhere to the Fair Debt Collection Practices Act (FDCPA) and other federal laws that regulate debt collection. These laws ensure that while the collection agency works to recover debts, they do so in a manner that is fair and respectful to the debtor.
Negotiating With Debt Collectors
You may not be aware that negotiation with debt collectors is an option available to you. When you begin to receive calls from a debt collector, you should first confirm if the debt is yours by checking your cards and making a debt validation request from the collection agency.
If it has been confirmed that the debt is yours, making plans to resolve it and get it off your credit score is usually a good option, but this may not be feasible if you do not have sufficient funds. A collection account on your credit report can harm your credit score, prompting the need for action either to verify the debt or to negotiate for its removal. A viable option available for people who are unable to pay off the entire amount of their debt is debt settlement. A debt settlement will allow you to pay less on your debts than you actually owe, however, it may still have negative effects on your credit score, and you may have to still include the amount discarded in taxes.
After getting to a conclusion with the debt collector, you should make an agreement with them on how the debt will be reported on your credits. Let every agreement you make with a debt collector be put down in writing for the sake of evidence and to avoid the possibility of having to repay a zombie debt.
What is CBE Group❓
The CBE Group is a third-party debt collector located in Cedar Falls, Indiana, specializing in third party collections. As a private collection agency, they play a significant role in debt recovery, ensuring compliance with consumer rights and legal protections.
They have been a party to over 350 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.
🏛️ CBE Group Inc Address: 1309 Technology Pkwy Cedar Falls, IA 50613-6976
📞 Phone: (319) 234-6686
Is CBE Group a Scam❓
No, CBE Group is a legitimate company. According to the Better Business Bureau website, CBE Group has been in business for 86 years. Negative information, such as unresolved debts, can remain on your credit report for several years, impacting your credit score. There have been 268 complaints filed against CBE with the BBB.
CBE Group Phone Numbers
📲 Are you receiving any harassing phone calls from any of the following numbers?
- 947-333-9322
- 800-798-5534
- 801-386-9230
- 319-234-6686
- 877-224-6529
- 319-833-1095
- 800-925-6686
- 916-330-3872
- 501-443-4980
- 980-244-3969
- 401-414-2943
- 401-414-3066
- 401-414-2913
- (947) 333-9322
- (800) 798-5534
- (801) 386-9230
- (319) 234-6686
- (877) 224-6529
- (319) 833-1095
- (800) 925-6686
- (916) 330-3872
- (501) 443-4980
- (980) 244-3969
- (401) 414-2943
- (401) 414-3066
- (401) 414-2913
- 9473339322
- 8007985534
- 8013869230
- 3192346686
- 8772246529
- 3198331095
- 8009256686
- 9163303872
- 5014434980
- 9802443969
- 4014142943
- 4014143066
- 4014142913
If the answer is yes, then you are being contacted by a known CBE number. Debt collectors are legally obligated to stop contacting you if you request it under the Fair Debt Collection Practices Act (FDCPA). You may be a victim of CBE phone harassment and you should call us now on 877-700-5790.
The following is a sample list of complaints filed against CBE Group in the past year and can be found on Pacer.gov.
- 📋 4:11-cv-00291-CKJ Shupe et al v.
- 📋 3:12-cv-08161-SMM Nelson v.
- 📋 3:16-cv-01340-HES-PDB Pender v.
- 📋 3:11-cv-00065-DHB-WLB Hinkle v.
- 📋 1:12-cv-00594-JEC Birdette v.
Debt Validation
Debt validation is an essential step in the debt collection process. It involves verifying the accuracy of the debt and ensuring that the debtor is indeed responsible for the debt amount. A debt validation letter is typically sent to the debtor, outlining the debt amount, the original creditor, and the payment options. The debtor has the right to dispute the debt within 30 days of receiving the letter. If the debt is disputed, the debt collector must provide proof of the debt, including documentation from the original creditor. The CBE Group Inc, as a debt collector, must follow the FDCPA guidelines when validating debts and communicating with debtors. This process helps protect consumers from errors and ensures that they are only held accountable for legitimate debts.
Credit Report Implications
A collections account on a credit report can significantly damage an individual’s credit score. The three major credit bureaus (Equifax, Experian, and TransUnion) maintain credit reports, which include information on outstanding debts, payment history, and credit utilization. When a debt is sent to a collection agency, it can be reported to the credit bureaus, resulting in a negative mark on the credit report. However, if the debt is paid or settled, the credit report can be updated to reflect the change. It’s essential to monitor credit reports regularly and dispute any inaccuracies or errors. CBE Group, as a collection agency, may report debts to the credit bureaus, but it’s crucial to ensure that the information is accurate and up-to-date. Regularly checking your credit report can help you stay informed and take action if any discrepancies arise.
Rights and Protections Under the Law
The Fair Credit Reporting Act (FCRA) and the FDCPA provide consumers with rights and protections against unfair debt collection practices. The FCRA regulates how credit information is collected, used, and shared, while the FDCPA prohibits debt collectors from engaging in abusive, deceptive, or unfair practices. Consumers have the right to dispute debts, request debt validation, and stop debt collectors from contacting them. CBE Group Inc, as a debt collector, must comply with these laws and respect consumers’ rights. The Better Business Bureau (BBB) and the (CFPB) also provide resources and guidance for consumers dealing with debt collectors. Understanding these rights can empower you to take control of your financial situation and seek help if you feel your rights are being violated.
Collection Agency Regulations
Collection agencies, like the CBE Group, are regulated by federal and state laws. The FDCPA sets guidelines for debt collectors, including requirements for debt validation, communication, and payment processing. Collection agencies must also comply with state-specific laws and regulations, such as licensing requirements and fee restrictions. CBE Group Inc, as a legitimate debt collection agency, must adhere to these regulations and maintain operational efficiency while respecting consumers’ rights. The company’s expertise in debt collection and financial solutions is built on its commitment to compliance and customer service. By understanding the regulations and guidelines that govern debt collection, consumers can better navigate the process and protect their rights.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from CBE Group Inc. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
