Capital Currency Solutions LLC Debt Collection Harassment?
Capital Currency Solutions LLC Debt Collection Harassment?
If you are experiencing debt collection harassment from Capital Currency Solutions LLC or any other debt collection agency, you have rights under the Fair Debt Collection Practices Act (FDCPA). This federal law protects consumers from abusive, unfair, or deceptive practices by debt collectors. Here’s what you can do to address the issue:
Who is Capital Currency Solutions LLC?
According to their website, Capital Currency Solutions is a national, full-service provider for billing and receivable management services. Capital Currency Solutions provide a solid foundation for billing services. Capital Currency Solutions has the experience, staff and technology to supplement our clients’ internal efforts or take over where they leave off.
According to the Better Business Bureau, Capital Currency Solutions has been in business for 10 years. Capital Currency Solutions is located in Lockport, New York. You can read more about Capital Currency Solutions here.
What Counts as Harassment?
Harassment by debt collectors may include:
- Repeated or excessive calls.
- Use of abusive or profane language.
- Threatening violence, legal action, or arrest without basis.
- Contacting you at unreasonable hours (before 8 a.m. or after 9 p.m.).
- Calling you at work after being informed that your employer does not allow such calls.
Steps to Protect Yourself
- Document Everything:
- Keep a record of all interactions, including dates, times, and the content of calls or messages.
- Save any letters or notices you receive.
- Request Verification of Debt:
- Within 30 days of being contacted, you can request written verification of the debt. This forces the collector to provide proof that the debt is legitimate and that they have the right to collect it.
- Send a Cease-and-Desist Letter:
- If you want the debt collector to stop contacting you, send a written request (via certified mail with a return receipt) stating that they may no longer contact you.
- File a Complaint:
- Report harassment to the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and your state’s attorney general.
- Consult an Attorney:
- If the harassment persists, you may wish to speak with an attorney who specializes in consumer protection. You might be entitled to damages, and the debt collector may have to cover your legal fees.
- Check Your State Laws:
- Some states have additional laws protecting consumers from debt collection harassment.
Consumer Rights Law Firm
Consumer Rights Law Firm is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our firm collaborates with AR Resources, which provides receivable solutions from pre-collection to traditional bad debt collections. Our comprehensive services make the debt collection process easier for creditors, ensuring effective results while simplifying the management of receivables. Rather than suffer alone, contact our office to begin the process to stop the AR Resources harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from AR Resources call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Contact Information for Help
- Consumer Financial Protection Bureau (CFPB): https://www.consumerfinance.gov/
- Federal Trade Commission (FTC): https://www.ftc.gov/
