Law Office of D. Lilah McLean: Protecting Your Rights in Debt Collection Cases

If the Law Office of D. Lilah McLean has contacted you about a debt collection lawsuit, you must understand your rights. Ignoring legal notices can lead to default judgments, wage garnishments, or frozen bank accounts. Taking the right steps can help you fight back and protect your financial future.

📍 Contact Information for Law Office of D. Lilah McLean

Address: 1777 Borel Pl #100, San Mateo, CA 94402 (View BBB profile)
Phone: (650) 638-2380

Visit their FindLaw profile here.

⚖️ How to Stop Wage Garnishment from a Debt Judgment

If a debt collector has obtained a judgment against you, they may try to garnish your wages. This means money could be deducted from your paycheck before you even receive it.

Steps to Stop Wage Garnishment

File an Exemption Claim – You may qualify for an exemption if the garnishment causes financial hardship.
Negotiate a Settlement – Some creditors agree to stop garnishment if you negotiate a reduced lump-sum payment. Learn more: How to fight a collection agency
Challenge the Judgment – If the debt is not valid or was obtained unfairly, you may be able to vacate the judgment.
File for Bankruptcy as a Last Resort – Bankruptcy stops wage garnishment immediately, but it has long-term financial consequences.

Can Debt Collectors Garnish Your Entire Paycheck?

Federal law limits how much a debt collector can take from your wages.
In most cases, they cannot take more than 25% of your disposable income.
Some types of income, such as Social Security and disability benefits, are protected.

Learn more: Can a debt collector threaten me with wage garnishment?

💰 How to Dispute the Law Office of D. Lilah McLean in Court

If you’re being sued over a debt, you have the right to dispute it. Many debt collection lawsuits are filed without proper documentation, and challenging the case can increase your chances of winning.

Common Defenses Against Debt Lawsuits

The debt is past the statute of limitations – If the debt is too old, the case may be dismissed. Learn more: How many years can a debt collector come after you?
The collector lacks proof – Creditors must provide detailed records of the debt, including original contracts and payment history.
The debt is not yours – If the collector is suing the wrong person, you can demand proof of ownership.
You were never properly served – If you did not receive proper court papers, you may be able to void the judgment.

How to Respond to a Debt Collection Lawsuit

File a written response – Most courts require you to respond within 20 to 30 days of receiving a lawsuit.
Gather evidence – Collect bank statements, payment records, and any communication with the creditor.
Consider legal representation – A consumer rights attorney can help you build a strong defense and negotiate better terms.

📞 Need Help Fighting Debt Collectors? Contact Consumer Rights Law Firm PLLC

If the Law Office of D. Lilah McLean is suing you over a debt, you don’t have to face them alone. You may have legal defenses that can help you avoid wage garnishment, lawsuits, and financial hardship.

📌 Contact Consumer Rights Law Firm PLLC today for a free consultation or call (877) 700-5790 to speak with a consumer rights attorney.

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