Hausman & Sosa LLP: Know Your Rights Against Debt Collection
If Hausman & Sosa LLP has contacted you about a debt, you need to know your legal rights. Debt collection law firms often pursue consumers aggressively, but that doesn’t mean you’re powerless. Whether you’re facing a lawsuit, negotiating a settlement, or dealing with harassing calls, understanding how to handle debt collection can protect you from unfair practices.
In this guide, we’ll discuss who Hausman & Sosa LLP is, how debt settlement affects your credit, and what steps you can take to defend yourself.
🏢 Who Is Hausman & Sosa LLP?
Hausman & Sosa LLP is a California-based law firm that may handle debt collection on behalf of creditors. If they have contacted you, it likely means they are attempting to collect on a debt, whether valid or disputed. However, debt collectors must follow the law, and you have the right to challenge any unfair collection attempts.
📍 Contact Information
- Address: 2330 Scenic Hwy #350, Snellville, GA 30078
- Phone: (770) 979-8000
Visit their website or BBB page for Yelp page here.
⚖️ How Debt Settlement Affects Your Credit Score
Debt settlement can be an effective way to reduce your financial burden, but it also impacts your credit score. Here’s what happens when you settle a debt:
- Your credit report will show the account as “settled” rather than “paid in full.”
- Your credit score may drop temporarily, but it can recover over time.
- Settled debts stay on your report for up to seven years.
If you’re considering settling a debt, weigh the pros and cons carefully. Read more on how to handle debt collectors.
📄 What to Do If a Debt Collector Won’t Negotiate
Not all creditors or law firms agree to settle debts. If Hausman & Sosa LLP refuses to negotiate, here’s what you can do:
1️⃣ Request a debt validation letter – Under the FDCPA, you have the right to verify the debt before paying anything.
2️⃣ Dispute the debt if it’s inaccurate – Errors on your credit report can affect your score unfairly.
3️⃣ Consult a debt settlement attorney – A lawyer can help you negotiate better terms or even fight back against unfair collection attempts.
Learn more about how to fight a collection agency.
📢 The Role of a Debt Settlement Attorney: Do You Need One?
Many consumers wonder whether hiring a debt settlement attorney is necessary. While you can negotiate on your own, an attorney can:
- Protect you from unfair debt collection tactics
- Ensure collectors follow the law
- Negotiate lower settlements on your behalf
- Defend you in court if necessary
If you’re struggling with debt collectors, see if legal assistance is the right step for you by reading Do Collection Agencies File Lawsuits?.
⚖️ How Consumer Rights Law Firm PLLC Can Help
Dealing with debt collection agencies can be overwhelming, but you don’t have to face it alone. Consumer Rights Law Firm PLLC specializes in protecting consumers from:
- Debt collector harassment
- Unfair collection tactics
- Debt-related lawsuits
- FDCPA and FCRA violations
We work to stop harassing phone calls, fight back against illegal collection practices, and help consumers find the best path forward.
📞 Call us today at 877-700-5790.
📢 Take Action Now
If Hausman & Sosa LLP has contacted you about a debt, you have options. Don’t let aggressive debt collectors intimidate you—take control of your financial future.
📞 Contact Consumer Rights Law Firm PLLC today at 877-700-5790 or click here to schedule a free case review!