A call or letter from Glasser and Glasser PLC isn’t just a collection attempt, it’s a prelude to potential legal action. As a law firm specializing in debt collection litigation, their involvement signifies a serious escalation. This guide explains who they are, your rights when they contact you, and the strategic steps you can take to protect yourself from a lawsuit.
If you have been contacted by Glasser and Glasser attorneys, you have legal options. Consumer Rights Law Firm PLLC provides dedicated defense against litigation threats. Contact us for a confidential case review.
Who is Glasser and Glasser PLC?
Glasser and Glasser PLC is a law firm that represents creditors in debt collection matters. They are not a traditional collection agency but a legal practice that files lawsuits to obtain court judgments for unpaid debts. When your account reaches Glasser and Glasser collections, it has entered the legal arena.
Their role is to act as legal counsel for banks, credit card companies, and debt buyers. This means their letters and calls are the first steps in a process that can lead to wage garnishment or bank levies if a judgment is secured.
As Glasser and Glasser PLC operates within the legal system to enforce debt, you have the right to use that same legal system to mount a rigorous defense.
Why is Glasser and Glasser Calling Me?
Glasser and Glasser is calling you because a creditor has hired them to pursue legal action to collect an alleged debt. This contact is a formal legal notification, not a casual inquiry. Ignoring it can lead directly to a lawsuit.
What People Experience:
Official Law Firm Letters: Correspondence on legal letterhead referencing case numbers.
Persistent Phone Calls: Calls may come from their main Glasser and Glasser phone number or associated lines.
Direct Legal Language: Communication often states they are “preparing to file suit” or “reviewing the account for litigation.”
This contact is designed to prompt a response. Your next move is critical and must be strategic.
Your Legal Rights When Facing Glasser and Glasser
Even when dealing with a law firm, you are protected by state and federal consumer laws. While the Fair Debt Collection Practices Act (FDCPA) applies to third-party collectors, law firms engaged in litigation are bound by state court rules and ethical codes of conduct that prohibit abusive or deceptive practices.
Key Protections Include:
The Right to Be Served Properly: A lawsuit must be formally delivered (served) according to strict legal rules.
The Right to Challenge the Debt: You can dispute the validity, amount, or ownership of the alleged debt in court.
The Right to Legal Representation: You have the absolute right to have an attorney defend you.
Protection from Deceptive Tactics: The law forbids misrepresenting the legal status of a debt or threatening actions that cannot legally be taken.
Understanding these procedural rights is the first step in an effective defense. Consumer Rights Law Firm PLLC can explain how these rights apply specifically to your case.
Glasser and Glasser Complaints and Common Tactics
Analyzing Glasser and Glasser reviews and complaints reveals patterns in how they operate. Common Glasser and Glasser complaints often center on the aggressive transition from demand letters to lawsuits.
Common Tactics and Consumer Realities
| Reported Tactic | What It Means | Your Strategic Position |
|---|---|---|
| Rapid escalation to lawsuit threats. | They are assessing your likelihood of defending yourself. | Filing a formal legal Answer stops default judgment and forces proof. |
| Demanding full payment immediately to “avoid suit.” | A pressure tactic to secure payment before you seek legal counsel. | Settlements are always negotiable, especially before a judgment is entered. |
| Complex legal language in correspondence. | Designed to create confusion and fear, prompting a quick payment. | An attorney can translate the threats, identify weaknesses, and respond appropriately. |
The trend in modern debt collection is “sue-first” strategies by law firms. They file high volumes of suits, counting on consumers not to answer.
What To Do If You Are Contacted by Glasser and Glasser
Step 1: Do Not Ignore, But Do Not Panic.
Document every contact. Note dates, times, and the nature of the communication. Save all letters.
Step 2: Never Admit to the Debt Verbally.
Speaking to a Glasser and Glasser attorney on the phone can be used against you. Politely state you will respond in writing.
Step 3: Seek Legal Counsel Immediately.
This is the most important step. A consumer rights attorney can determine if the debt is valid, if the statute of limitations has passed, and if the lawsuit was filed properly.
If a lawsuit has been filed, you typically have only 20-30 days to respond. Consumer Rights Law Firm PLLC can file the necessary legal documents to protect your rights from day one.
How to Approach Glasser and Glasser Debt Settlement
Negotiating with Glasser and Glasser is possible, but the dynamics change once a lawsuit is filed. Your leverage increases significantly if you have legal representation and have formally answered the lawsuit.
Strategic Steps for Settlement:
File an Answer to the Lawsuit First. This stops a default judgment and shows you will fight.
Discover Their Evidence. Through the legal discovery process, demand they produce the original contract and full payment history. Gaps are common.
Make a Strategic Offer. With an attorney’s help, you can often settle for a percentage of the total alleged debt. Glasser and Glasser payments structured through a settlement can be far less than the original amount.
Get Everything in Writing. Any Glasser and Glasser debt settlement must be a signed agreement stating the terms and that payment resolves the matter in full, with the lawsuit dismissed.
The Lawsuit & Settlement Timeline
| Stage | Glasser and Glasser’s Goal | Your Risk | Recommended Action |
|---|---|---|---|
| Initial Contact | Gauge your response; secure easy payment. | Admitting liability or restarting debt clock. | Document. Do not admit. Consult an attorney. |
| Lawsuit Filed | Obtain a default judgment. | Wage garnishment, bank levy, damaged credit. | FILE A FORMAL ANSWER. This is non-negotiable. |
| Discovery | Prove their case with minimal effort. | Missing flaws in their legal standing. | Challenge their evidence. File motions. |
| Negotiation/Settlement | Convert debt to a collectible judgment efficiently. | Paying more than necessary or accepting unfair terms. | Negotiate from a position of legal strength with counsel. |
How Consumer Rights Law Firm PLLC
Facing a law firm requires a law firm on your side. Consumer Rights Law Firm PLLC specializes in defending consumers against litigation from firms like Glasser and Glasser PLC. We shift the balance of power.
We Provide:
Immediate Lawsuit Defense: We file your Answer, meet all deadlines, and handle all court communications.
Aggressive Discovery: We demand the creditor prove their entire case, often uncovering fatal flaws in their documentation.
Strategic Negotiation: We negotiate from a position of strength, using legal leverage to seek favorable Glasser and Glasser debt settlement terms.
Violation Review: We analyze their conduct for potential breaches of state consumer protection laws.
As Glasser and Glasser attorneys use the legal system to pursue a judgment, we use the legal system to defend you and enforce your rights. Their legal action is met with our legal reaction.
You do not have to face this alone. Consumer Rights Law Firm PLLC has the experience to defend you against Glasser and Glasser debt collections and litigation attempts. Let us help you navigate this challenge. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Success Stories
- I’m extremely grateful for the support and guidance I received throughout my case. From start to finish, the team was professional, responsive, and truly cared about my situation. Thanks to their hard work, my case was resolved completely in my favor without any repayment or attorney fees was guaranteed no money payback out of pocket I would highly recommend them to anyone in need of honest and effective legal assistance.
- Matthew was able to get my situation handled and stop the Harassing phone calls. He kept me updated with how the case was going and never left me in the dark about anything.
- Consumer Rights Law Firm is amazing! Derek was A+ all the way getting a Debtor to stop harassing me & even had them pay the court costs & fees! I am flabbergasted- had to pinch myself even!!! Thank you SO much Derek! Would most definitely recommend this firm to anyone who is going through the same thing. Give them a call!
Frequently Asked Questions
1. Are Glasser and Glasser reviews accurate?
Online reviews can reflect individual experiences, both positive and negative. The consistent theme is that they are a litigation firm. Your outcome will depend on your specific response and legal strategy.
2. Is Glasser and Glasser a debt collector?
Glasser and Glasser PLC is a law firm that engages in debt collection through legal action. They are not a typical collection agency but their goal is the same: to collect an alleged debt.
3. Can I settle with Glasser and Glasser before a lawsuit?
Yes, negotiating with Glasser and Glasser is often possible before they file suit. However, having an attorney engage on your behalf can result in a better outcome and ensure the agreement is legally sound.
4. What happens if I ignore a lawsuit from Glasser and Glasser?
They will obtain a default judgment against you by default. This judgment can lead to wage garnishment, bank account levies, and liens on property.
5. How do I make Glasser and Glasser payments?
If you reach a settlement, Glasser and Glasser payments should be made via traceable methods (cashier’s check, money order) only after a written settlement agreement is signed. Never give electronic payment info over the phone.
6. Can they sue me for a very old debt?
They can file suit, but you may have an “expiration date” defense called the statute of limitations. If the debt is too old, you can ask the court to dismiss the case. An attorney can determine if this applies.
7. Should I call the Glasser and Glasser phone number listed?
If you choose to call, do not admit to owing the debt. It is generally safer to have all communication go through your attorney to avoid procedural missteps.
8. What are common Glasser and Glasser complaints?
Common Glasser and Glasser complaints involve aggressive pursuit of litigation, difficulty in reaching reasonable settlements without counsel, and the stress of the legal process.
9. Do I need a lawyer to fight Glasser and Glasser?
While not legally required, having a lawyer is highly advisable. They understand court procedure, can identify legal defenses you may not see, and significantly increase your chances of a favorable result.
10. How can Consumer Rights Law Firm PLLC help me?
We provide full legal defense against their lawsuit. We handle all court filings, communicate with the Glasser and Glasser attorneys on your behalf, and work to resolve the matter through dismissal or a fair settlement.