Burkes Outlet Credit Card Harassment: What You Must Know in 2026
Are you tired of receiving harassing calls or emails from debt collectors about your Burkes Outlet credit card? Do these calls threaten legal action, wage garnishment, or involve your family? If so, you have legal rights under federal law, and understanding them is crucial to protecting yourself.
Many debt collectors disregard these laws, causing unnecessary stress, anxiety, and even harm to your credit score. By knowing your rights, documenting communications, and seeking legal assistance, you can stop harassment and ensure debt collectors comply with the law.
Understanding Burkes Outlet and Its Credit Card
Burkes Outlet is a retail store offering brand-name products, gifts, and clothing. Owned by Beall’s, Inc., the store operates over 500 locations across the U.S.. Burkes Outlet credit cards are issued by Comenity Bank, which also manages other retail cards like Ann Taylor, Lane Bryant, and Bealls Florida.
Contact Information for Burkes Outlet
Phone: 1-866-308-0681
Address: P.O. Box 25207, Bradenton, FL 34206-5207
Common Causes of Debt Collector Harassment
Debt collector harassment often arises when:
Credit card payments are missed or delayed.
System outages prevent access to accounts, leading to late fees.
Debt collectors are incentivized to collect aggressively, sometimes ignoring the law.
Comenity Bank, the issuer for Burkes Outlet cards, has faced criticism for aggressive collection practices, including repeated phone calls, threats of lawsuits, and contacting third parties.
Your Rights Under Federal Law
The Fair Debt Collection Practices Act (FDCPA) protects consumers from harassment. Under this law:
Debt collectors cannot call before 8 a.m. or after 9 p.m.
They cannot threaten legal action that cannot be taken.
They cannot contact your family, neighbors, or employer about your debt.
They must honor cease-and-desist requests to stop calls.
They cannot use obscene or abusive language during communication.
Even if your debt is valid, collectors must follow these rules. Violations can result in statutory damages of up to $1,000, plus attorney fees.
How Debt Collector Harassment Can Affect You
Debt collector harassment has far-reaching consequences:
Mental health: Stress, anxiety, and psychological impact.
Financial health: Damage to credit scores, difficulty obtaining loans, or loss of employment.
Privacy violations: Unauthorized contact with family, neighbors, or employers.
Documenting all interactions—calls, emails, letters—is crucial for building a legal case.
Common Burkes Outlet Debt Collection Numbers
Be cautious if you receive calls from these numbers:
1-800-695-1788
1-800-683-8655
(800) 569-9038
(866) 308-0681
(210) 736-0992
(843) 238-0127
Calls may come from other numbers as well, but they can still be Burkes Outlet debt collectors.
How to Protect Yourself from Harassment
Document everything: Record call dates, times, and details.
Request proof of debt: Always verify that the debt is accurate and legally enforceable.
Send a cease-and-desist letter: Stop calls and texts from collectors.
Seek legal help: A consumer protection attorney can enforce your rights.
File complaints: Report violations to the FTC or your state’s Attorney General.
Consider canceling the card: If harassment persists, explore options to close the account safely.
How Legal Help Can Stop Harassment
A consumer rights law firm can:
Send legally binding cease-and-desist letters.
Negotiate with collectors to stop illegal communication.
File lawsuits for FDCPA violations and secure compensation.
Guide you through disputes and debt verification.
At Consumer Rights Law Firm, our team has a 10-year track record helping clients stop Burkes Outlet harassment and win compensation for FDCPA violations.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our comprehensive range of services ensures that clients receive the support and customer assistance they need to resolve their issues effectively. The firm is responsible for ensuring that clients receive the best possible legal assistance.
Frequently Asked Questions (FAQ)
Q1: Is Burkes Outlet allowed to call me repeatedly?
A1: No. Repeated calls intended to harass or intimidate violate federal law.
Q2: Can they garnish my wages?
A2: Only after winning a court judgment for qualifying debts.
Q3: Can they contact my family or neighbors?
A3: No. Sharing information with third parties is generally illegal.
Q4: Can I sue Burkes Outlet?
A4: Yes. FDCPA violations allow consumers to sue and recover statutory damages plus attorney fees.
Q5: Do I still have rights if the debt is real?
A5: Absolutely. Debt collectors must collect debts lawfully, even if the debt is valid.
