Brylane credit card debt harassment?
Are you receiving harassing calls over your Brylane credit card?
If you are receiving harassing calls over your Brylane Credit Card, then it is most likely because you have fallen behind on your payments.
Brylane Home is allowed to call you or hire a debt collector to do so if you owe them. It is not illegal. What is illegal is harassment and threats from these collection agencies.
If you’ve been experiencing debt collection harassment, from the debt collector hired by Bryant Lane Home, you do not have to keep putting up with it. It can be stopped.
Debt collection harassment includes any form of criminal means employed by debt collectors to attempt to get an individual to pay up their debts. These means include intimidation, abuse, coercion, or bullying.
It does not have to be physical to qualify as harassment; debt collection harassment happens most times over the phone via phone calls, texts, direct mails, emails, or even by telling your friends, neighbors, colleagues, and acquaintances about your debt.
It is important that you understand that although collection agencies are allowed to contact you and attempt to recover the money you owe on your Brylanehome Comenity card, they are not allowed to use threatening and deceptive means to do so.
About the Brylane Home Credit Card
Operating since 1998, Brylane Home has become well known as a home decor and furniture brand with a wide catalog.
People use Brylane Home because they’re known to have affordable furniture, seating, patio furniture, and more.
That’s not all. Brylane home also focuses on other aspects of home decor like kitchen and bath essentials.
The Brylane home credit card is for people who patronize this brand and use their products. Brylane Home Credit Card does not offer a rewards program. It is said to have a variable purchase APR of 26.99%.
Brylane credit card is issued by Comenity Bank and provides all the services on their behalf. It does not charge an annual fee. To manage your Comenity Brylane card, visit comenity.net/brylanehome.
Email: firstname.lastname@example.org om
Tel: 1 (800) 445-3513
P.O. Box 659728
San Antonio, TX, 78265-9728
How To Stop Collection Phone Calls about your Brylane Home credit card
Debt collectors are quite controversial. They are infamous for stepping on the rights of people and bombarding them with threats and aggressive phone calls.
If you have debt on your Brylane credit card, then debt collection calls can come for you at any time. You may not be able to avoid their first call.
You also may not be able to control how they call you after that, but you can stop the calls completely if it begins to get you upset.
The collection Agency calling you on behalf of Brylane Homes is required by law to send you a validation notice within five days after their first call. It is wise to wait for that notice to come first.
The notice grants you full information about the Bryant Lane Home debt; if they’re actually the ones, how much you owe, and what to do if you do not admit to owing the money.
Any debt collector calling you regarding your Brylanehome Comenity card must adhere to the FDCPA by calling only between the hours of 8 am and 9 pm. They are also expected to communicate in appropriate ways to you in line with the FDCPA rules.
If the debt collector calling you has harassed you in any way, they have violated your rights under the FDCPA, and you can hire an attorney.
If you do not want to speak with the debt collector on the phone anymore, you can send the collection agency a cease-and-desist letter letting them know that they may not call you anymore. You may also refer all subsequent phone calls to your attorney
After sending a cease and desist letter, the debt collector should never contact you anymore except for two reasons: to let you know they have received the letter or to let you know they intend to take legal actions against you.
You must know, however, that stopping a debt collector from calling you doesn’t cancel out your debt.
Are you getting calls from a Brylane Home number?
805 637 7243
1 (800) 677-0339
Are you receiving any harassing phone calls from any of these numbers?
If the answer is yes, then you are receiving calls from a known Brylane Home phone number. You may be a victim of robocalls from Brylane Home. The list above is not all the numbers that Brylane Home uses. The calls can be from different phone numbers and still be Brylane calling you. Cardholders might also receive text messages from these numbers in relation to collecting a credit card debt. Contact our office right away if you would like to stop the harassing calls.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.
If you are interested in learning more about how to stop the harassment over your Brylane credit card, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com