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Debt collectors calling over your Blue Nile credit card?

Receiving uncomfortable collection calls from a third-party collector over your Blue Nile credit card? We have some useful information for you.

Whenever a collector calls in an attempt to get you to pay your Blue Nile credit card, it’s important to know that you have rights, and those rights must be respected, regardless of the fact that you are unable to meet up with your due Blue Nile credit card payment.

The Fair Debt Collection Practices Act (FDCPA) is upheld by the FTC, and if you are getting harassing calls from a Blue Nile credit card phone number, it is time to do something about it.

Since it is illegal for debt collectors to employ harassing, abusive, misleading, or deceptive practices when attempting to retrieve the debts on your Blue Nile card, you can report a debt collector who has crossed the line to the FTC or the CFPB. Alternatively, you can sue the collector forcing you to pay Blue Nile by contacting an attorney at 877-700-5790.

Later on in this article, we will be bringing you tips on how to manage your debt, but first, who is Blue Nile?

Who is Blue Nile?

Founded in 1999, Blue Nile is a subsidiary of Bain Capital. It deals primarily in the retail of jewelry, chiefly through online channels.

Blue Nile Contact Information

411 First Avenue, South Suite 700 Seattle, WA 98104 USA

Tel: 1 (800) 242-2728

Effective tips for managing your Blue Nile credit card debt.

  • Sort your debts out

Since debt collectors make mistakes all the time, you must ensure the creditor or collection agency calling is contacting you over a Blue Nile Comenity card debt that is actually yours. This is important, as it may be a case of mistaken identity or a debt that has already been settled or discharged in bankruptcy.

We advise that you go back to the drawing board and figure out why you’re getting these harassing and intimidating calls asking you to make a Blue Nile payment. Ask the debt collector contacting you for a debt verification letter, which should contain the original creditor’s name, how much the debt is, and when the account went into default.

  • Know that you have rights

If you are dealing with a collector who is excessively aggressive and intimidating, your best bet is to fortify yourself with knowledge about your rights so that you may know when they’re crossing the line in their communications with you over your Bluenile credit card.

Some debt collectors place calls to you several times a day, show up at your office, issue threats, and even threaten to have you arrested and thrown in jail. All this is possible because they are banking on you not knowing your rights. Knowing your rights will put an end to the harassment.

Under the FDCPA law, debt collectors cannot be rude to you, threaten you, or misrepresent themselves when they call. They’re also not allowed to share details about your Comenity bank Blue Nile debt with unauthorized persons. Take a look at the FDCPA laws to learn more.

Additionally, it is illegal for the collector contacting you about your Comenity Blue Nile debt to fake papers resembling court orders to force you to pay your debts.

On a final note, the debt collector contacting you over the payment of your Bluenile credit card is banking on your ignorance. Fortify yourself against this by educating yourself about your debt collection rights, or by contacting an attorney at 877-700-5790 to know your Blue Nile payment options.

  • Finally, take action

The final step is to take action, depending on the nature of the harassment.

If the nasty phone calls are too many, then you may want to send a cease-and-desist letter, or a letter requesting that debt collectors only communicate with you in writing henceforth. Alternatively, you may send a debt validation request if you are not sure the debt is yours, or sue the collector if the harassment becomes unbearable.

Note that if the Blue Nile credit card debt the collector is contacting you over has exceeded the statute of limitations, then the collector no longer has the right to sue you over non-payment.

If you feel overwhelmed and don’t know how to take action, help is right around the corner. You can contact our office to speak with an experienced and A+ accredited consumer rights attorney. Contact us now at 877-700-5790 for a “no-obligation” consultation.

Are you getting calls from a Blue Nile credit card phone number?


(206) 336-7914

(206) 336-7913


Are you receiving any harassing phone calls from any of these numbers?

If the answer is yes, then you are receiving calls from a known Blue Nile credit card phone number. You may be a victim of robocalls from the Blue Nile. The list above is not all the numbers that Blue Nile uses. The calls can be from different phone numbers and still be them calling you. Cardholders might also receive text messages from these numbers in relation to collecting a credit card debt. Contact our office right away so we can start the process to stop the Blue Nile credit card harassment.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.

If you are interested in learning more about how to stop harassment over your Blue Nile credit card, call us at (877)700-5790 for immediate assistance or visit our website at