Bealls outlet credit card phone harassment?
Dealing with collection trouble over your Bealls outlet credit card?
If you are facing collection trouble over your Bealls Florida credit card, what you must know is that you have protections under federal law. According to the FDCPA, a debt collector contacting you about your Bealls outlet credit card payment must not lie to, abuse, harass, coerce, or debase you in a bid to recover your Bealls credit card payment
If your Comenity Bealls Florida card debt has been transferred to a collector who contacts you about making payment, you are expected to be cooperative, but it is also expected that you should be treated with respect.
The FTC oversees the FDCPA (Fair Debt Collection Practices Act), and the FDCPA protects you from facing harassment over your Bealls Florida/Comenity card debt.
If you are facing unethical behavior from debt collectors over your Bealls outlet payment, you can contact a certified attorney immediately at 877-700-5790.
Who is Beall’s, Inc?
Still run and operated by its founding family, Beall’s, Inc. is the parent company of Burkes Outlet Stores, Inc. With over 500 retail stores scattered across the United States, Bealls Florida carries brand name apparel and accessories ranging from shoes to home furnishings, gifts, and toys.
Beall’s, Inc Contact Information
P.O. Box 25207
Bradenton, FL, 34206-5207
What to do about persistent harassment over your Bealls outlet credit card
If you feel harassed whenever your debt collector tries to get you to pay your Bealls credit card, then hiring a lawyer to whose office the calls will be directed or sending a cease-and-desist letter should solve the problem; however, there are situations where these options may not suffice.
If hiring a lawyer or sending a cease-and-desist letter doesn’t work, then it is time to report the case to the CFPB, FTC, or contact your attorney to press charges. If the debt collector is found guilty of harassing you in the process of collecting your Bealls Comenity credit card payments, they will be liable to pay you statutory damages of $1000, in addition to additional damages for any inconveniences caused by their harassing behavior.
If you feel that taking legal action is the best recourse, first file a complaint with the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), and your local state attorney general’s office about the harassing behavior you are facing over your Bealls outlet credit card payment.
After this, contact your attorney and send them all the evidence you have (this includes the day, time, and a summary of phone conversations, voicemail messages, documents, etcetera) of the harassing behavior so that they may begin to prepare a lawsuit against the collector making attempts to recover your Bealls Florida credit card payment.
Even as you may sue the collector trying to recover your Comenity Bealls credit card debt, keep in mind that it is also within their right to sue you in order to retrieve delinquent payments. If you receive a court summons, be sure to honor it or you may lose some of your debt collection rights if a default judgment is leveled against you.
Another option, especially for people who would like to avoid a lawsuit, would be to send evidence of the harassment to your original creditor. You may be able to use this leverage to negotiate a debt settlement agreement. They may agree to forgive a portion of the debt or give you a more favorable payment plan to avoid going to court. They may also agree to take the bill off your credit report, and that way, you won’t have to deal with the consequences it will have on your credit score.
Just make sure that you have written evidence of this new debt arrangement, and that the document is specific about details such as how much the new debt amount to be paid is.
They also might offer to reduce the amount they will accept in order to settle. If so, make sure the offer is in writing and specifies the exact amount to be paid. Also, request that the settlement offer include a promise to remove the bill from your credit history so that it no longer has a negative impact on your credit score.
Call 877-700-5790 for more details about your options.
Are you getting calls from a Bealls outlet credit card phone number?
1 (800) 569-9038
Are you receiving any harassing phone calls from any of these numbers?
If the answer is yes, then you are receiving calls from a known Bealls outlet credit card phone number. You may be a victim of robocalls from Bealls, Inc. The list above is not all the numbers that Bealls uses. The calls can be from different phone numbers and still be Bealls outlet calling you. Cardholders might also receive text messages from these numbers in relation to collecting a credit card debt. Contact our office right away so we can start the process to stop the harassing calls from Bealls outlet credit card phone numbers.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.