Bayview Risk Management Capital Debt Collection Harassment
Tired of Bayview Risk Management Capital Debt Collection Harassment? Wish there was a way to make the calls stop? Is Bayview Risk Management debt collector constantly calling and harassing you? Does your phone ring every day, several times per day, because Bayview Risk Management Capital is calling you to demand payment? Threatening you with legal action? Has Bayview Risk Management Capital ever used abusive or profane language when speaking with you on the phone? If so, Bayview Risk Management Capital may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Who is Bayview Risk Management Capital?
Bayview Risk Management Capital is third party debt collector located in St. Petersburg, Florida. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court cases alleges that Bayview Risk Management Capital used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Bayview Risk Management Capital Debt Collection Harassment Tactics
If Bayview Risk Management Collector engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- Talking to others about your debt
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- Use any profane language or any language that is harassing and abusive
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- Threaten arrest or criminal prosecution
- Send false information to the credit bureaus
- Cause a telephone to ring an unreasonable amount of times
Bayview Risk Management Capital Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
866-546-9088, 727-235-6016, 800-714-0474, 727-235-6015.
If so, you may be a victim of Bayview Risk Managemen debt collection harassment. The list above is not all the numbers that Bayview Risk Management Capital uses. Also, calls can be from a different numbers and it still be Bayview Risk Management Capital calling you. Contact our office right away so we can start the process to stop Bayview Risk Management Capital from calling you illegally. Above all, no one should live with harassment.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Bayview Risk Management Capital debt collection harassment.
If you are interested in learning more about how to safeguard yourself and prevent even more Bayview Risk Management Capital debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.
FAQs
Who is Bayview Risk Management Capital?
Bayview Risk Management Capital is a Florida-based third-party debt collector (also known as Bayview Solutions or Bayview Commercial Recovery) that purchases defaulted consumer debts and attempts to collect on them.
Why are they contacting me multiple times a day?
They use repetitive communications, including frequent calls, to pressure repayment, which may violate the Fair Debt Collection Practices Act (FDCPA) if done excessively or maliciously.
Are their calls legal or are they harassing me?
Under the FDCPA, they must not call you too early (before 8 AM) or too late (after 9 PM), use abusive language, or threaten violence. If they do, their behavior may be considered harassment under federal law.
Can they call my family or workplace about my debt?
They may contact third parties only to locate you—not to discuss your debt. Contacting your family, friends, or employer about the debt is generally prohibited unless it’s necessary to find your whereabouts.
Can Bayview Risk Management Collectors ruin my credit score?
Yes, they can report debts to credit bureaus. However, if the debt is inaccurate or disputed, you have the right to challenge it and request verification under the Fair Credit Reporting Act.
What should I do if I feel harassed by their calls?
Document call dates, times, and content. Request written verification of the debt. Send a cease-and-desist letter if calls persist. You can also file complaints with the CFPB or FTC and hire a consumer protection attorney.
Can I sue Bayview Risk Management collectors for harassment?
Yes, if they violate laws like the FDCPA or Telephone Consumer Protection Act, you may sue and recover up to $1,000 in statutory damages plus any actual losses and attorney fees.
How can I verify this is a legitimate debt and not a scam?
Ask them for written validation detailing the original creditor and exact amount owed within 30 days. A legitimate collector must provide this and include clear identification under the FDCPA.
Do they use robocalls or spoofed phone numbers?
Some consumers report receiving robocalls or calls from different numbers. If they use automated dialing systems without consent, they may be violating the TCPA.
What are my rights under the FDCPA if they contact me after I disputed the debt?
Once you dispute in writing within 30 days, the collector must cease collection until they provide validation. Any continued contact without validation could be a violation.
