Adler Wallach & Associates Debt Collection Harassment?
The fact that you have unpaid debts is most likely why you’ve been receiving calls from the company Adler Wallach & Associates, Inc., also known as AWA collection. In some cases, the calls and messages never seem to stop coming. This is because you are being contacted by a debt collection agency.
Debt collection agencies live and breathe on debt recovery—in other words, they are companies whose job is to recover delinquent debts. Sometimes a creditor, otherwise known as a lender, hires a debt collection agency to enable them to recover debts which they couldn’t themselves. Other times, creditors sell the debts to a third-party debt collector who then pursues the consumer or debtor to get them to pay up.
Being in debt isn’t a pleasant situation and having a debt collection agency calling and messaging you about your debts can be downright tormenting. This situation need not turn into a nightmare as there are ways to deal with debts and debt collectors. It would be greatly important to point out that ignoring a debt collector in the hope that they would stop calling isn’t one of the best solutions. Talk with the representative and ask for the name of the agency, office phone number, office address, debt collector’s license number (if your state provides one), and finally details about your debts. This would ensure that the person you are receiving calls from is not a fraudster trying to scam you and also verify that you actually owe the debts being brought to your doorstep. Be aware that sometimes debt collectors may attempt to collect wrong amounts or the wrong debts, so consumers should be vigilant and review all information carefully.
The importance of taking these steps cannot be overemphasized! Should you find that the debt is actually yours, it is always advisable to calm down and think with a clear head. You can negotiate with a debt collection agency on a satisfactory payment plan. Debt collection companies like Adler Wallach & Associates, Inc. offer a range of services, including skip tracing, which is a common service used to locate consumers who owe debts. Call us now at 877-700-5790 if you have further questions.
How to negotiate with a debt collector.
The first step to take is to find out all you can about debt collection agencies, what drives them, how they work, and how they make their money. The next thing to do is to know your legal rights and strengths, this ensures that you know when your rights are being violated and also what is permissible within the law. Let us help you smoothen out whatever confusions and doubts you might have. Contact us today and get legal advice from an A+ accredited consumer rights lawyer on 877-700-5790.
Now that you have verified that the debt is yours, here is how to negotiate with Adler Wallach & Associates, Inc and put an end to the frustrating calls.
- Take out time and do the math. How much can you afford to put aside into debt settlement? Make sure you have enough information about the debt before proceeding. Both you and the collector need to determine what is feasible in terms of payment. Remember to be realistic and never agree to pay more than you actually can even if the collector tries to get you to.
- Only accept a payment plan if it is truly manageable for you. Agree to not just a suitable amount, but a convenient timeframe by which you would pay up. Debt collectors often try to get you to pay huge amounts in the shortest time possible because they know that the more the debt tarries, the less they might be able to make from it.
- Alternatively, you can offer to pay higher amounts (if you can afford to) in exchange for a huge cut from the amount you owe.
- Third-party Debt collection agencies can buy debt for as low as 4 cents on the dollar, therefore if a collector offers you a payment plan that doesn’t sit right with you, do not be scared to counter it.
- Finally, remember to always document any agreements made and keep records of conversations. This would prevent knotty situations in the future.
If the debt has already been paid, inform the collector immediately to avoid unnecessary collection efforts.
If negotiations fail, be aware that the collector may pursue further collection actions.
Is Adler Wallach & Associates Debt Collection Harassment a scam?
According to the Better Business Bureau website, Adler Wallach & Associates Debt Collection has been in business since 1993. There have been 59 complaints closed in the last 3 years and 26 complaints closed out in the last 12 months. Consumers often file a claim if they believe the collection practices are unfair or if they want to dispute the validity of the debt. In legal disputes, the debt collector must provide evidence to support their actions, and if the matter goes to court, they must prove their case. These lawsuits are handled in various courts, where consumers have the right to respond and defend themselves. Read more about the agency here: Adler Wallach & Associates Debt Collection Harassment?
What is Adler Wallach & Associates?
Established in 1991, Adler Wallach & Associates, Inc is a licensed and bonded third-party collection agency. They offer a range of services, including customized delinquent accounts receivable solutions and credit bureau reporting. Adler Wallach & Associates, Inc. operates pursuant to relevant federal and state debt collection laws to ensure compliance in all their activities.
Contact Address
1045 W Katella Ave #230 Orange, CA 92867 Phone: (888) 771-3690 Fax: (714) 639-3123
Alternate Business NameAWA Collections
Known Adler Wallach & Associates Collection Call Numbers
from any of the following numbers?
(714) 771-3690, (714) 771-5453
If the answer is yes, then you are receiving calls from a known Adler Wallach & Associates number. You may be a victim of Adler Wallach & Associates’ phone harassment and you should speak with a qualified attorney to discuss your options.
The following is a sample list of complaints filed against Adler Wallach & Associates and can be found on Pacer.org.
1:19-cv-00220-CLC-SKL McCorkle v. Adler Wallach & Associates, Inc. et al
2:19-cv-00889-TLN-KJN Sandoval et al v. Adler Wallach & Associates, Inc.
2:18-cv-04581-ER MORGEN v. ADLER WALLACH & ASSOCIATES, INC.
5:16-cv-00366-OLG Bell v. ADLER WALLACH & ASSOCIATES, INC. et al
7:13-cv-00332-KMK Franklin v. Adler Wallach & Associates, Inc. et al
Awa Collections and Credit Reporting
When it comes to credit reporting, AWA Collections—also known as Adler Wallach & Associates—plays a pivotal role as a debt collection agency. As a third-party debt collector, AWA Collections works closely with credit reporting agencies to update and report information about unpaid debt. If you have an outstanding balance that AWA Collections is attempting to collect, there’s a strong chance this debt will be reported to the major credit bureaus, which can have a significant impact on your credit report and overall credit score.
Credit bureau reporting by debt collection agencies like AWA Collections is a standard part of the debt recovery process. Once a debt is reported, it can appear as a negative mark on your credit reports, making it harder to obtain loans, credit cards, or even favorable interest rates in the future. That’s why it’s crucial for consumers to regularly review their credit reports from all three major credit bureaus to ensure all information is accurate and up to date.
If you notice a collection account from AWA Collections that you believe is incorrect or not owed, you have the right to dispute the entry. Under fair debt collection practices and the Fair Credit Reporting Act (FCRA), you can contact the credit bureau directly to file a dispute and request an investigation. It’s also wise to reach out to AWA Collections using the AWA Collections phone number to request a debt validation letter. This letter requires the debt collector to provide proof that the debt is legitimate and that you are the correct person they should be contacting.
Sometimes, debt collectors may attempt to collect debt that is not actually owed, or they may report inaccurate information to the credit bureaus. If you find yourself in this situation, don’t hesitate to file a complaint with the Federal Trade Commission (FTC) or the Business Bureau. These organizations oversee fair debt collection practices and can take legal action against agencies that violate consumer rights.
Negotiating a debt settlement with AWA Collections is another option if you acknowledge the debt and want to resolve it. Be sure to get any agreement in writing and keep detailed records of all communication, including dates, times, and the content of your conversations. This documentation can be invaluable if there are any disputes or if the agency fails to update your credit report after payment.
Remember, debt collection agencies like AWA Collections must follow strict guidelines set forth by the FDCPA and FCRA. Failure to comply with these laws can result in serious consequences for the agency, including legal action. As a consumer, you have the right to verify any debt, dispute inaccurate reporting, and demand fair treatment throughout the collection process.
In summary, AWA Collections’ involvement in credit reporting can have lasting effects on your financial health. Stay proactive by monitoring your credit reports, disputing any errors, and understanding your rights under federal law. If you feel overwhelmed or believe your rights have been violated, consider seeking help from a consumer rights attorney to ensure your interests are protected.
CONSUMER RIGHTS LAW FIRM, PLLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from AWA Collections. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
