Zealandia Capital Inc Phone Harassment?
Is Zealandia Capital Inc (ZCI) calling you? Stop Zealandia Capital Inc phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ZCI phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Zealandia Capital Inc a Scam?
According to the Better Business Bureau website, Zealandia Capital Inc has been in business for 14 years. There have been 10 complaints filed against ZCI with the BBB.
Zealandia Capital Inc Better Business Bureau
Who is Zealandia Capital Inc?
Zealandia Capital Inc is third party debt collector located in Ashville, North Carolina. ZCI has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 39 Patton Ave
Asheville, NC 28801-3314
Phone: (828) 348-2512
Zealandia Capital Inc is often referred to or searched for by other names. These include:
zealandia capital, zealandia capital inc, zealandia holding company inc, zealandia holding company, zealandia asheville
Zealandia Capital Inc Collection Tactics
If Zealandia Capital Inc engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Zealandia Capital Inc Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
828-348-2512, 828-348-2513, 828-348-2505, (828) 348-2512, (828) 348-2513, (828) 348-2505, 8283482512, 8283482513, 8283482505,
If the answer is yes, then you are receiving calls from a known ZCI number. You may be a victim of ZCI phone harassment. The list above is not all the numbers that ZCI uses. The calls can be from a different number and it still be Zealandia Capital Inc calling you. Contact our office right away so we can start the process to stop ZCI from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is ZCI a scam? No, Zealandia Capital Inc has been in business for 14 years.
Can ZCI garnish my wages? Yes, ZCI can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ZCI sue me? Yes, ZCI can sue you so long as the debt is within the statute of limitations
Can ZCI report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can ZCI arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Zealandia Capital Inc in the past and can be found on Pacer.org.
1:13-cv-00471-JAW State of Maine v. Zealandia Holding Company
1:15-cv-04076 Phillips v. Zealandia Capital
2:13-cv-06724-EEF-MBN Louisiana State v. Zealandia Holding Company
1:18-cv-12349-ADB Burns v. Zealandia Capital, Inc.
3:15-cv-01735-CMC Ferguson v. Zealandia Capital
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Zealandia Capital Inc harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Zealandia Capital Inc. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
North Carolina Attorney General
FAQ:
1. How to stop harassing phone calls from debt collectors?
Notify the debt collector in writing to stop calls. If harassment continues, you may be entitled to damages under the FDCPA. An attorney can help enforce your rights and stop illegal calls.
2. How do I complain about harassing phone calls?
You can file complaints with the FTC, your state Attorney General, or the BBB. Keep detailed records of calls, including times and content. Legal counsel can assist if laws were violated.
3. Is Zealandia Capital Inc a scam?
No, Zealandia Capital Inc has been in business for 14 years according to the BBB, though complaints exist regarding aggressive debt collection tactics.
4. Can Zealandia Capital Inc garnish my wages?
Yes, ZCI can garnish wages for federal student loans or with a court judgment. Proper legal procedures must be followed, and you have rights to dispute or negotiate.
5. Can Zealandia Capital Inc sue me?
Yes, ZCI can sue for debts within the statute of limitations. It is important to respond to court actions and seek legal help to protect your rights.
6. Can Zealandia Capital Inc report my debt to collection bureaus?
Yes, ZCI can report accounts to credit bureaus, which may affect your credit score. Timely dispute or repayment can reduce negative impact.
7. Can Zealandia Capital Inc arrest me?
No, debt collectors cannot arrest you for owing a debt. Only a court can issue a warrant if you violate a legal order or for certain debts like unpaid child support.
8. What are common Zealandia Capital Inc collection tactics?
ZCI may use abusive language, call repeatedly, contact your workplace, or discuss your debt with others. Such harassment may violate the FDCPA and consumer protection laws.
9. What phone numbers does Zealandia Capital Inc use for calls?
Known ZCI numbers include 828-348-2512, 828-348-2513, and 828-348-2505. Calls may come from other numbers, but any suspicious debt calls could be from ZCI.
10. How can Consumer Rights Law Firm PLLC assist with Zealandia Capital Inc?
Consumer Rights Law Firm PLLC helps stop ZCI harassment, communicates with collectors, negotiates settlements, enforces consumer rights, and can secure compensation for illegal collection practices.