Virtuoso Sourcing Group Debt Collection Harassment?

If Virtuoso Sourcing Group is calling you, texting you, or sending letters about a debt, you are not alone. Many consumers across the U.S. report aggressive collection tactics, confusing payment demands, and repeated calls. If you feel overwhelmed, this attorney guide will give you clear answers and real solutions that are still practical in 2026 and you may be eligible for 1000$-1500$ statutory damages under federal law and 500$ every time you receive an illegal call.

Who Is Virtuoso Sourcing Group?

Virtuoso Sourcing Group founded in 2008 is a third-party debt collection company that works on behalf of creditors and debt buyers to recover unpaid accounts. They may collect debts for credit card debt, medical bills, personal loans, utility balances and old consumer accounts They usually contact consumers by phone calls, voicemails, text messages, collection letters and e-mails. Their goal is to convince you to pay a claimed balance as quickly as possible.

• Virtuoso Sourcing Group Address: 4500 E Cherry Creek South Dr Ste 500 Denver, CO 80246-1500
• Phone: (800) 354-1607
• Fax: (303) 755-5099

Is Virtuoso Sourcing Group a Scam?

According to the Better Business Bureau website, Virtuoso Sourcing Group has been in business since 1997. Despite the complaints, Virtuoso debt collection agency is considered a legitimate company and has been operating since 1997. There have been 49 complaints filed.

Virtuoso Sourcing Group Phone Numbers 

Why Is Virtuoso Sourcing Group Calling You?

You may be receiving calls for several reasons:

Important:
A call does not automatically mean you legally owe the debt.

Always verify first.

Common Complaints About Virtuoso Sourcing Group

• Multiple daily calls: Many people get called several times a day. This can be stressful and disruptive.
• Robocalls and prerecorded messages: Automated messages are often left on phones. They make it hard to speak with a real person.
• Failure to validate debts: Some collectors continue asking for money without proof of the debt. Consumers have the right to request validation in writing.
• Contacting family members: Collectors sometimes call relatives, friends, or coworkers. This is generally not allowed under federal law.
• Refusing to stop after requests: Even after asking in writing to stop, calls may continue. This can be considered harassment.
• Threats of legal action: Some consumers are threatened with lawsuits or wage garnishment. Often, the collector does not have a court judgment.
• Calling about expired debts: Collectors sometimes pursue debts past the statute of limitations. They cannot legally sue for these debts.

How to Verify Your Debt With Virtuoso Sourcing Group?

Before paying anything, demand written proof.

Step-by-Step Debt Validation

1. Send a written debt validation letter
2. Request: Original creditor name, full balance breakdown, account number and proof you owe the debt
3. Send via certified mail
4. Keep copies

Once requested, they must pause collection until they verify.

If they continue calling without proof, that may be illegal.

How to Stop Virtuoso Sourcing Group From Calling You

You have several legal options:

Option 1: Send a Cease-and-Desist Letter

A cease-and-desist letter legally tells them to stop contacting you.

After receiving it, they may only contact you to:

• Confirm receipt, or

• Notify you of legal action

All other calls must stop.

Option 2: Block & Document Calls

While blocking does not stop lawsuits, it helps reduce stress.

Also:

• Save voicemails

• Screenshot call logs

• Keep letters

Documentation helps if you file a complaint or lawsuit.

Option 3: Work With a Consumer Rights Attorney

If harassment continues, a consumer rights lawyer can:

• Stop the calls

• File a lawsuit

• Seek compensation

• Negotiate settlements

Many FDCPA lawyers charge nothing upfront.

Can Virtuoso Sourcing Group Sue You?

Yes, they may file a lawsuit in some cases.

However:

• They must prove the debt
• They must file within the statute of limitations
• They must serve you properly
• You have the right to defend yourself

Many collection lawsuits fail due to missing documentation. Never ignore court papers.

What If the Debt Is Too Old?

Each state has a statute of limitations on debt.

If your debt is time-barred:

• They can still try to collect

• They cannot legally sue

• Threatening to sue is illegal

Be careful: Making a payment may restart the clock. Always verify before paying.

What to Do If Virtuoso Sourcing Group Violates Your Rights

If they break the law, you may be entitled to compensation.

You May Recover:

You do not need to prove financial loss to win.

Should You Pay Virtuoso Sourcing Group?

How to Protect Yourself Going Forward

Use these habits to avoid future issues:

• Check credit reports yearly

• Dispute errors immediately

• Save financial records

• Never give bank info over calls

• Get all agreements in writing

Prevention reduces future collection problems.

Virtuoso Sourcing Group Complaints

The following is a sample list of complaints filed against Virtuoso Sourcing Group in 2018 & 2019 and can be found on Pacer.gov.

• 🔗 8:19-cv-00505-VMC-SPF Dittman v.
• 🔗 2:19-cv-00805-MAK WASHINGTON v.
• 🔗 4:19-cv-00053-ALM Pruitt v.
• 🔗 1:18-cv-03248-KMT Waller et al v.
• 🔗 3:18-cv-16759-FLW-LHG GOTTESMAN v.

How CONSUMER RIGHTS LAW FIRM Helps!

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Virtuoso Sourcing Group debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent Virtuoso Sourcing debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.

Success Stories