🚨Virtuoso Sourcing Group Debt Collection Harassment?
Tired of Virtuoso Sourcing Group Debt Collection Harassment? Wish there was a way to make the calls stop? Is Virtuoso Sourcing Group constantly calling and harassing you? Does your phone ring every day, several times per day, because Virtuoso Sourcing Group is calling you to demand payment? Threatening you with legal action? Has Virtuoso Sourcing Group ever used abusive or profane language when speaking with you on the phone? If so, Virtuoso Sourcing Group may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, outlines fair debt collection practices and protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of Virtuoso Sourcing Group debt collection harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
🔍Is Virtuoso Sourcing Group a scam?
According to the Better Business Bureau website, Virtuoso Sourcing Group has been in business since 1997. Despite the complaints, Virtuoso Sourcing Group is considered a legitimate company and has been operating since 1997. There have been 49 complaints filed.
🔍Who is Virtuoso Sourcing Group Debt Collection Agency?
Virtuoso Sourcing Group is a third party collection agency and debt collector located in Denver, Colorado. They have been sued in federal court over 100 times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court case alleges that Virtuoso Sourcing Group debt collection harassment improperly reported incorrect information on a consumer’s credit report to attempt to coerce a payment from the harassed consumer.
Address: 4500 E Cherry Creek South Dr Ste 500 Denver, CO 80246-1500 Phone: (800) 354-1607 Fax: (303) 755-5099
📢Virtuoso Sourcing Group Debt Collection Harassment Tactics
If Virtuoso Sourcing Group engages in any of the following tactics, you may have a case of Virtuoso Sourcing Group debt collection harassment:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- Talking to others about your debt
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- Use any profane language or any language that is harassing and abusive
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- Threaten arrest or criminal prosecution
- Send false information to the credit bureaus
- Cause a telephone to ring an unreasonable amount of times
Additionally, the Telephone Consumer Protection Act (TCPA) provides further protections against unwanted and harassing phone calls.
📞Virtuoso Sourcing Group Harassment Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
844-264-8983, 800-354-1607, 720-508-8617.
If so, you may be a victim of Virtuoso Sourcing Group debt collection harassment. The list above is not all the numbers that Virtuoso Sourcing Group uses. Also, calls can be from a different numbers and it still be Virtuoso Sourcing Group calling you. Contact our office right away so we can start the process to stop Virtuoso Sourcing Group from calling you illegally. Above all, no one should live with harassment.
📜Virtuoso Sourcing Group and Your Credit Report
Virtuoso Sourcing Group is a debt collection agency that may appear on your credit report. If you have an outstanding debt with Virtuoso Sourcing Group, it’s essential to understand how it affects your credit score. A collection account can significantly harm your credit score, as it indicates that you have past-due debts that have been handed over to collections. The Fair Credit Reporting Act (FCRA) governs how debt collectors like Virtuoso Sourcing Group can report information to the credit bureaus, and also protects against Virtuoso Sourcing Group debt collection harassment. Under the FCRA, debt collectors must ensure that the information they report is accurate and up-to-date. If Virtuoso Sourcing Group reports incorrect information, it can further damage your credit score and make it harder to obtain credit in the future. Therefore, it’s crucial to monitor your credit reports regularly and address any inaccuracies promptly.
🛡Resolving Debt with Virtuoso Sourcing Group
Resolving debt with Virtuoso Sourcing Group requires a strategic approach. Start by verifying the debt to ensure that the amount is accurate and that it indeed belongs to you. If you are experiencing Virtuoso Sourcing Group debt collection harassment, document all interactions. You can request a debt validation letter from Virtuoso Sourcing Group, which they are legally required to provide. If the debt is incorrect or unverifiable, you can dispute it with the credit bureaus to have it removed from your credit report. Another effective strategy is to negotiate a pay-for-delete agreement, where Virtuoso Sourcing Group agrees to remove the collection account from your credit report in exchange for payment. This can be a win-win situation, as it helps improve your credit score while resolving the debt. Alternatively, you can offer a lump sum payment that is lower than the original amount to settle the debt. This approach can save you money and help you clear the debt faster.
📉 Credit Report Monitoring and Maintenance
Monitoring and maintaining your credit report is essential to ensuring that it is accurate and up-to-date. You can request a free credit report from each of the three major credit bureaus (Experian, Equifax, and TransUnion) once a year through AnnualCreditReport.com. Reviewing your credit report carefully allows you to spot any errors or inaccuracies that could negatively impact your credit score. If you find any discrepancies, including those related to Virtuoso Sourcing Group debt collection harassment, you can dispute them with the credit bureaus to have them corrected. Regular monitoring of your credit report also helps you catch any signs of identity theft or other suspicious activity early on. By staying vigilant and proactive, you can maintain a healthy credit profile and protect yourself from potential financial harm.
Common Questions:
Is Virtuoso Sourcing Group a scam?
No, Virtuoso Sourcing Group has been in business since 1997.
Can Virtuoso Sourcing Group seize my property?
Virtuoso Sourcing Group can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Virtuoso Sourcing Group sue me?
Yes, Virtuoso Sourcing Group can sue you so long as the debt is within the statute of limitations. State and federal laws impose limits and exemptions that protect individuals from aggressive collection tactics.
Can Virtuoso Sourcing Group report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report
Can Virtuoso Sourcing Group arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Virtuoso Sourcing Group in 2018 & 2019 and can be found on Pacer.gov.
8:19-cv-00505-VMC-SPF Dittman v. Virtuoso Sourcing Group, LLC et al
2:19-cv-00805-MAK WASHINGTON v. VIRTUOSO SOURCING GROUP, LLC
4:19-cv-00053-ALM Pruitt v. Virtuoso Sourcing Group, LLC,
1:18-cv-03248-KMT Waller et al v. Virtuoso Sourcing Group, LLC
3:18-cv-16759-FLW-LHG GOTTESMAN v. VIRTUOSO SOURCING GROUP, LLC et al
⚖️CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Virtuoso Sourcing Group debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent Virtuoso Sourcing Group debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.
