Who is Thomas George Associates and why are they calling me?

Thomas George Associates (TGA) is a legitimate third‑party debt collection agency based in East Northport, New York. They often pursue subrogation claims on behalf of insurance companies when an uninsured or at-fault driver owes damages. If they’re calling, it’s because they believe you owe a debt arising from an insurance-related claim.

Is Thomas George Associates a scam or a real company?

Thomas George Associates is a real business in operation since the 1970s. They have been accused of aggressive collection tactics and have multiple complaints, though they are not itself a scam company.

What are some complaints people file about TGA phone harassment?

Common complaints include repeated calls at odd hours, using abusive or profane language, contacting third parties like family or coworkers, misrepresenting amounts owed, or failing to validate the debt before demanding payment.

Can they legally call me before 8 a.m. or after 9 p.m.?

No. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors cannot legally call you before 8:00 a.m. or after 9:00 p.m. local time.

What can I do if TGA keeps calling me after I’ve asked them to stop?

You can document each call (date, time, content) and send a formal cease‑and‑desist letter. If they still call, you may report them to the CFPB or FTC and potentially take legal action for FDCPA violations.

Can Thomas George Associates report the debt to credit bureaus and affect my credit score?

Yes. As a debt collector, TGA can report delinquent accounts to credit reporting agencies. If the debt is inaccurate or not yours, you have the right under the Fair Credit Reporting Act (FCRA) to dispute it.

What should I do if I believe the debt is not mine or is incorrect?

You should send a written debt validation request within 30 days of first contact. The collector must then provide proof of the debt before continuing collection efforts. If they can’t validate it, the calls must stop.

Can I sue Thomas George Associates for harassment or FDCPA violations?

Yes. If TGA violates FDCPA or TCPA rules—for example, with threats, abusive calls, or calling after a cease‑and‑desist—you may file a lawsuit and potentially receive statutory damages plus attorney’s fees paid by the violator.

Do they use robo‑calls or spoofed numbers?

Many consumers report receiving calls from numbers like 631‑261‑8800 or 800‑443‑8338, sometimes via robo‑call or with caller ID spoofing. If calls are unsolicited or automated, they may be illegal under the TCPA.

What debunking tips exist for TGA subrogation claims?

If TGA claims you owe money from an insurance subrogation, check with your insurer first. Many disputes arise because the claim was already resolved or you were not at fault. Validate the debt in writing and request documentation before paying.

Thomas George Associates Phone Harassment?

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

Is Thomas George Associates Harassing You with Calls?

Is Thomas George Associates (TGA) calling you repeatedly though 6312618800? Are they leaving aggressive voicemails, calling at inconvenient hours, or contacting people connected to you?
If so, those actions may violate federal law, and you may have the right to make the calls stop. But let’s first understand what is this debt collection agency is all about abs whether they are legal or not!

Thomas George Associates: Legit or Scam?

Thomas George Associates is a real company, but legitimacy does not give a collector permission to break the law.

According to public records from the Better Business Bureau (BBB):

TGA has received multiple consumer complaints
Complaints commonly cite communication and billing disputes
Some complaints were filed within the last three years

Please note that a legitimate company can still engage in illegal collection practices.

Who is Thomas George Associates?

Thomas George Associates is a third-party collection and claims recovery company based in East Northport, New York.

Detail	Information
Company Name	Thomas George Associates
Address	0 Larkfield Road East Northport, NY 11731
Industry	Debt collection & insurance subrogation
Years in Business	~49 years
Employees	50+ (estimated)

Business Focus

TGA operates across several divisions, including:

Insurance subrogation
Policy premium recovery
Disability and claim-related collections

They often act on behalf of insurance carriers, which can confuse consumers who are unaware a third-party collector is involved.

Common Complaints Against Collection Methods

Consumers have alleged that Thomas George Associates engaged in the following behaviors:

Alleged Practice	Potential FDCPA Issue
Repeated daily calls	Harassment
Contacting third parties	Illegal disclosure
Threats of lawsuits	False representation
Workplace calls	Improper contact
Failure to validate debt	FDCPA violation

Not every call is illegal, but patterns of behavior matter.

Thomas George Associates Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

631-261-8800
800-443-8338
(631) 261-8800
(800) 443-8338
6312618800
8004438338

Take Immediate Actions When They Won’t Stop

Rights & Actions	Quick Steps
Validate Debt	Request written proof
Dispute	Within 30 days if incorrect
Limit Contact	Ask for mail only
Stop Harassment	Send cease-and-desist
Protect Yourself	Document calls, don’t admit debt
Check Credit	Equifax, Experian, TransUnion
Get Help	Contact a consumer rights attorney

Thomas George Associates is third party debt collector located in East Northport, New York. TGA has been a party to a Federal Court case over 15 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

About Us

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Thomas George Associates harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Thomas George Associates call us at 877-700-5790.

Success Stories

🏆 “I had no idea that what I was experiencing from a debt collector was illegal until I stumbled upon Consumer Rights Law Firm PLLC. The collectors were threatening legal action, using aggressive language, and even calling my family members to pressure me. I felt completely trapped. After contacting this firm, everything changed. They were professional, understanding, and took immediate action. I was amazed at how quickly they got results. The calls stopped, and I ended up receiving financial compensation. I only wish I had reached out sooner!”
🏆 “I’m so grateful for the help I received from Consumer Rights Law Firm PLLC. I was being harassed with robocalls almost every single day, even though I told the company to stop. It was overwhelming. From the first call, the team at the firm was incredibly responsive and made the entire process smooth. They collected the information they needed from me, and within a few weeks, the harassment stopped. I even received a check for the damages. I didn’t know this kind of support existed, if you’re struggling with debt collectors, give them a call.”
🏆 “Dealing with debt collectors was affecting my mental health, I was anxious all the time, worried about getting calls at work or in front of my kids. When I contacted Consumer Rights Law Firm PLLC, I felt like someone finally had my back. They took care of everything and made me feel like my situation truly mattered. They explained every step, fought for my rights, and even got me money for the harassment I endured. The professionalism and care they showed me were incredible. Highly recommend this firm to anyone who’s had enough of collection abuse.”

FAQs

Is TGA a scam?

No, Thomas George Associates has been in business for 49 years.

Can Thomas George Associates garnish my wages?

Yes, TGA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can TGA sue me?

Yes, TGA can sue you so long as the debt is within the statute of limitations.

Can TGA report my debt to the collection bureaus?

Yes, Debt collectors are allowed to place the collection account on your credit report

Can TGA arrest me?

Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

Does Thomas George Associates collect debts related to car accidents?

Yes, Thomas George Associates may pursue collections for unpaid balances resulting from car accident insurance claims, including cases where a car is involved in an accident and insurance companies seek to recover costs through subrogation.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.