Systematic National Collections Debt Collection Harassment?
Is Systematic National Collections harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Systematic National Collections phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Take the time to learn about your rights under the FDCPA and understand the importance of acting within the appropriate time frames to protect yourself from violations.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Systematic National Collections a scam?
According to the Better Business Bureau (BBB) website, Systematic National Collections has been in business since 1989. You can visit their BBB page to review their BBB rating, complaint history, and check the legitimacy of the company. There have been 3 complaints closed in the last 3 years and 1 complaint closed out in the last 12 months.
Systematic National Collections Better Business Bureau
What is Systematic National Collections?
Systematic National Collections is a licensed and bonded collection agency providing investigations and comprehensive collection procedures. Our experienced employees are dedicated to delivering professional, high-quality service to our clients. The agency manages both consumer and commercial accounts receivable, utilizing proven strategies to maximize recoveries.
Address: 1406 S Santa Fe Ave #D Vista, CA 92084 Phone: (760) 994-1109 Fax: (760) 994-1111
Previously, the company operated in Oceanside, California, before relocating to Vista.
The company was sold to a partner, which led to its relocation and changes in business operations.
Company Profile and History
Systematic National Collections, Inc. is a well-established, licensed, and bonded collection agency headquartered in Vista, California. Since its founding in 1989, the company has built a reputation as a third-party debt collector serving a wide range of clients across the United States. With decades of experience, Systematic National Collections, Inc. employs a dedicated staff trained in fair debt collection practices, ensuring that their collection procedures align with both state and federal regulations.
As a prominent player in the debt collection industry, Systematic National Collections, Inc. is committed to upholding industry standards. The company is a member of respected organizations such as the American Collectors Association and the California Association of Collectors, reflecting its dedication to ethical collection practices and ongoing professional development. Systematic National Collections, Inc. offers comprehensive debt collection services, including investigations, skip tracing, and credit reporting, to help clients recover outstanding debts efficiently.
Despite its long-standing presence and professional affiliations, the company has faced complaints and legal actions related to debt collection harassment and unfair practices. These issues highlight the importance of understanding your rights when dealing with any collection agency. If you believe you are experiencing harassment or unfair treatment from Systematic National Collections, Inc., it is crucial to know that you have legal protections and options for recourse.
Systematic National Collections Phone Harassment Examples
If they engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
- Sending a series of collection letters or notices as a form of harassment
Our law firm can handle these types of harassment cases, including those involving a series of threatening letters, to help protect your rights and resolve issues with collection agencies.
Known Systematic National Collections Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(760) 994-1109
If the answer is yes, then you are receiving calls from a known Systematic National Collections number. You may be a victim of Systematic National Collections phone harassment. The list above is not all the numbers that Systematic National Collections uses. The calls can be from a different number and it still be Systematic National Collections calling you.
Take a moment to contact our office if you are experiencing harassment, so we can help you address the issue.
Contact our office right away so we can start the process to stop Systematic National Collections from calling you illegally. Above all, no one should live with harassment!
Credit Report Implications of Systematic National Collections
When Systematic National Collections, Inc. becomes involved in collecting a debt, it can have a direct impact on your credit report. As a debt collector, the company may report your account to major credit bureaus, including TransUnion, Equifax, and Experian. This reporting can lower your credit score and affect your ability to obtain loans, credit cards, or even housing.
Under the Fair Credit Reporting Act (FCRA), debt collectors like Systematic National Collections, Inc. are required to ensure that all information they report is accurate and up-to-date. If a debt is reported incorrectly—such as being listed for the wrong amount, or remaining on your credit report after it should have been removed—it can cause significant harm to your credit standing. That’s why it’s essential for consumers to regularly check their credit reports and verify any debts reported by collection agencies.
If you find errors or outdated information related to Systematic National Collections, Inc. on your credit report, you have the right to dispute these inaccuracies. The law requires the company and the credit bureaus to investigate and correct any mistakes. In some cases, you may want to consult a law firm or credit repair service to help you navigate the dispute process and protect your credit reputation. Remember, both the FCRA and the Fair Debt Collection Practices Act (FDCPA) are designed to protect consumers from unfair and deceptive collection practices, so don’t hesitate to assert your rights if you believe your credit report has been affected by a debt collector’s actions.
Common Questions:
Is their a scam? No, they has been in business since 1989.
Can they seize my property? They can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can they sue me? Yes,They can sue you so long as the debt is within the statute of limitations.
Can they report my debt to the collections bureaus?
Can they arrest me?
The following is a sample list of complaints filed against Systematic National Collections and can be found on Pacer.org.
3:19-cv-00755-MMA-AHG Acuna Adams v. Systematic National Collections, Inc.
3:18-cv-02696-GPC-BGS Murray et al v. Systematic National Collections, Inc.
3:18-cv-02657-DMS-JLB Gregory v. Systematic National Collections, Inc. et al
1:18-cv-21740-MGC West v. Systematic National Collections
2:18-cv-00933-FMO-RAO Imelda Aparicio v. Systematic National Collections, Inc. et al
One legal matter involving Systematic National Collections was successfully resolved, demonstrating the importance of addressing these issues promptly. For example, a dispute was filed in November regarding improper collection practices, and another significant event related to a debt collection complaint occurred in December, highlighting the need to pay attention to deadlines and timelines in such cases.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop them harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Systematic National Collections, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
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