Stop Creative Recovery Concepts Phone Harassment!
Is Creative Recovery Concepts harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop them phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Creative Recovery Concepts a scam?
According to the Better Business Bureau website, They have been in business since 1996.
Creative Recovery Concepts Better Business Bureau
What is Creative Recovery Concepts?
They are a full service California debt collection agency handling all types of bad debt including Medical, Dental, Skilled Nursing Facilities, Consumer Loans, Auto Loans/Deficiencies, Commercial/Business Accounts, Judgments, Personal Loans, Promissory Notes, etc. No Recovery, No Fee.
Address: 9333 Baseline Rd Ste 110
Rch Cucamonga, CA 91730-1350
Phone: (800) 500-4345
Fax: (909) 373-0285
Creative Recovery Concepts Phone Harassment Examples
If they engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Known Creative Recovery Concepts Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(909) 373-2010 (800) 500-4345
If the answer is yes, then you are receiving calls from a known Creative Recovery Concepts number. You may be a victim of Creative Recovery Concepts phone harassment. The list above is not all the numbers that Creative Recovery Concepts uses. The calls can be from a different number and it still be Creative Recovery Concepts calling you. Contact our office right away so we can start the process to stop them from calling you illegally. Above all, no one should live with harassment!
Common Questions:
Is their a scam? No, They have been in business since 1996.
Can they seize my property? They can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can they sue me? Yes, they can sue you so long as the debt is within the statute of limitations.
Can they report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can they arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Creative Recovery Concepts and can be found on Pacer.org.
3:17-cv-01887-JD Martinez v. Creative Recovery Concepts Inc. et al
2:09-cv-09111-CAS-DTB David Sobel v. Creative Recovery Concepts, Inc.
5:09-cv-01664-JW Hanten v. Creative Recovery Concepts, Inc., et al
8:06-cv-00285-JVS-MLG Rudolph v. Creative Recovery Concepts et al
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop them harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Creative Recovery Concepts, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, the calls still continued, it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately, they were able to put some money in my pocket as well, Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
Check out a links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
1. How to stop harassing calls from Creative Recovery Concepts?
You can stop Creative Recovery Concepts’ harassing calls by asserting your rights under the FDCPA. Contact Consumer Rights Law Firm PLLC to help you take legal action and stop all illegal collection communication immediately.
2. Is Creative Recovery Concepts a scam?
No, Creative Recovery Concepts is a legitimate California-based debt collection agency established in 1996. However, if they use threats, abuse, or illegal tactics, such actions may violate federal law and can be legally challenged.
3. What is Creative Recovery Concepts?
Creative Recovery Concepts is a full-service debt collection agency handling medical, dental, commercial, and personal debts. They operate from Rancho Cucamonga, California, and follow a “No Recovery, No Fee” collection policy.
4. Can Creative Recovery Concepts sue me?
Yes, Creative Recovery Concepts can sue you for a valid debt within the statute of limitations. However, you have rights under the FDCPA, and legal representation can protect you from unfair or unlawful practices during the process.
5. Can Creative Recovery Concepts seize my property?
Creative Recovery Concepts cannot seize your property unless the debt is tied to the property or they have obtained a court judgment. Certain assets may be protected, and an attorney can guide you on your state’s specific exemptions.
6. Can Creative Recovery Concepts report my debt to credit bureaus?
Yes, debt collectors like Creative Recovery Concepts can legally report your unpaid debt to credit bureaus. However, if the information is inaccurate or misleading, you have the right to dispute and correct the entry on your report.
7. Can Creative Recovery Concepts arrest me for unpaid debt?
No, debt collectors, including Creative Recovery Concepts, cannot have you arrested for a debt. However, if you ignore a court order, such as failing to appear in court, a judge may issue a warrant, leading to potential legal consequences.
8. What are common signs of debt collection harassment?
Harassment includes frequent calls, threats, obscene language, calls at odd hours, contacting your employer, or discussing your debt with others. These practices are illegal under the FDCPA, and you can take legal action against them.
9. How can Consumer Rights Law Firm PLLC assist with Creative Recovery Concepts?
Consumer Rights Law Firm PLLC helps victims of Creative Recovery Concepts’ harassment by enforcing FDCPA laws. They can stop the calls, represent you legally, and help you claim up to $1,000 in damages at no upfront cost.
10. What should I do if Creative Recovery Concepts keeps calling me?
Keep records of the calls, including times and messages, and contact Consumer Rights Law Firm PLLC. Their attorneys can file a complaint, stop the calls, and help you recover compensation for any harassment or stress caused.