Southwest Recovery Services Debt Collection Harassment?
Is Southwest Recovery Services harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop them phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Are they a scam?
According to the Better Business Bureau website, They have been in business since 2004. There have been 47 complaints closed in the last 3 years and 10 complaints closed out in the last 12 months.
Southwest Recovery Services Better Business Bureau
What is Southwest Recovery Services?
Address: 17311 Dallas Pkwy STE 235
Dallas, TX 75248-1132
Phone: (214) 387-8068
Fax: (877) 991-3462 & (847) 925-2050
Southwest Recovery Services Phone Harassment Examples
If they engage in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Known Southwest Recovery Services Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(214) 387-8068
If the answer is yes, then you are receiving calls from a known Southwest Recovery Services number. You may be a victim of Southwest Recovery Services phone harassment. The list above is not all the numbers that Southwest Recovery Services uses. The calls can be from a different number and it still be Southwest Recovery Services calling you. Contact our office right away so we can start the process to stop them from calling you illegally. Above all, no one should live with harassment!
Common Questions:
Is their a scam? No, they have been in business since 2004.
Can they seize my property? They can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can they sue me? Yes, they can sue you so long as the debt is within the statute of limitations.
Can they report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can they arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Southwest Recovery Services and can be found on Pacer.org.
3:19-cv-02271-C McDonald v. Southwest Recovery Services Inc
2:18-cv-00186-KS-MTP Sikes et al v. Southwest Recovery Services, Inc. et al
2:18-cv-05938-PSG-AFM Joseph A. Wilcock v. Southwest Recovery Services, Inc.
1:18-cv-01655-KLM Badolato v. Southwest Recovery Services, Inc.
4:18-cv-00365-ALM BRUTON v. Southwest Recovery Services, Inc. et al
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop them harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Southwest Recovery Services, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out a links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
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How to stop harassing phone calls from debt collectors?
You can send a written request to Southwest Recovery Services asking them to stop calling. The FDCPA requires debt collectors to halt harassment, and you may recover damages if they violate the law. -
Is Southwest credit debt collector legit?
Yes, Southwest Recovery Services is a legitimate debt collection agency based in Dallas, TX, operating since 2004. They are registered with the Better Business Bureau and have handled numerous debt collection cases. -
How to stop harassment from collection agency?
Record all communications, send a written request to stop calls, and consult a legal professional. The FDCPA protects consumers from abusive or illegal debt collection practices. -
Can a collection agency harass your family in India?
No. Debt collectors cannot harass your family or neighbors, whether locally or internationally. Contact a legal professional if you or your family are threatened. -
What types of harassment might Southwest Recovery Services engage in?
Examples include calling outside legal hours, multiple calls per week, using abusive language, contacting your workplace, threatening lawsuits, or talking to others about your debt. -
Can Southwest Recovery Services sue me?
Yes, they can sue you in court if the debt is within the statute of limitations. However, all debt collection must follow FDCPA rules, including proper communication. -
Can Southwest Recovery Services garnish my wages?
They may garnish wages only if they have a court judgment or if it involves a federal student loan. Harassment or illegal threats are not allowed under the law. -
Can Southwest Recovery Services report my debt to credit bureaus?
Yes, debt collectors can report your account to credit reporting agencies. However, they cannot provide false information or harass you during collection. -
Can Southwest Recovery Services seize my property?
No, they generally cannot seize property unless tied to the debt or if they have obtained a court judgment allowing legal repossession. -
How can Consumer Rights Law Firm PLLC assist with Southwest Recovery Services?
Consumer Rights Law Firm PLLC can help stop illegal calls, protect your rights under the FDCPA, recover statutory damages, and ensure debt collectors follow the law.