Sage Capital Recovery Phone Harassment?
Is Sage Capital Recovery (SCR) calling you? Stop Sage Capital Recovery phone harassment. Do they threaten to take legal action or garnish your wages? Wage garnishment is a legal process that may occur if a court judgment is obtained against you, allowing a portion of your wages to be withheld to pay a debt. Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Illegal robocalls are a common tactic used by some debt collectors and are prohibited by law. You have the legal right to stop SCR phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Sage Capital Recovery a Scam?
According to the Better Business Bureau website, Sage Capital Recovery has been in business for 11 years. Sage Capital Recovery is a legitimate debt collection agency, but consumers have still reported issues with their practices. There have been 5 complaints filed against SCR with the BBB.
Sage Capital Recovery Better Business Bureau
Who is Sage Capital Recovery?
Sage Capital Recovery is a debt collection agency and third party debt collector located in Cherry Hill, New Jersey. SCR has been a party to Federal Court cases over 20 times, many of which are federal complaints filed by consumers regarding their collection practices. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 1040 Kings Hwy N Ste 701
Cherry Hill, NJ 08034-1947
Phone: (856) 773-4724
Sage Capital Recovery has obtained many of the debts they collect from original creditors, such as banks or hospitals. Original creditors are the entities that first extended credit or provided goods and services before the debt was transferred to Sage Capital Recovery or other debt collection agencies. In many cases, Sage Capital Recovery acquires debts that have been charged off by original creditors.
Sage Capital Recovery is often referred to or searched for by other names. These include:
sage capital recovery, sage capital recovery, sage capital, sage capital llc, sage capital group
Sage Capital Recovery Collection Tactics
If Sage Capital Recovery engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Sending letters demanding payment
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Sage Capital Recovery Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
856-773-4724, 866-757-7243, (856) 773-4724, (866) 757-7243, 8567734724, 8667577243
If the answer is yes, then you are receiving calls from a known SCR number. You may be a victim of SCR phone harassment. The list above is not all the numbers that SCR uses. The calls can be from a different number and it still be Sage Capital Recovery calling you. To verify the legitimacy of the debt or resolve any disputes, contact Sage Capital Recovery directly using their official phone number or address.
Contact our office right away so we can start the process to stop SCR from calling you illegally. Above all, no one should live with harassment!
Credit Report Implications
When Sage Capital Recovery, a third-party debt collector, becomes involved in collecting a debt, the impact on your credit report can be significant. If Sage Capital Recovery reports a collection account to the credit bureaus, this negative mark can lower your credit score and remain on your credit report for up to seven years—even after the debt is paid. This can affect your ability to obtain personal loans, credit cards, or even employment opportunities that require a credit check.
The Fair Credit Reporting Act (FCRA) governs how information is reported to credit bureaus, ensuring that only accurate and complete data appears on your credit report. If Sage Capital Recovery reports inaccurate information, you have the right to dispute the entry with the credit bureaus. It’s important to review your credit report regularly for any errors or outdated information reported by collection agencies like Sage Capital Recovery.
If you’re dealing with a collection account from Sage Capital Recovery, you may be able to negotiate a “pay-for-delete” agreement, where the collection agency agrees to remove the negative entry from your credit report in exchange for payment. Always get any agreement in writing before making a payment, and understand the terms fully to protect yourself.
Under the Fair Debt Collection Practices Act (FDCPA) and the FCRA, you have legal protections against unfair debt collection and reporting practices. If Sage Capital Recovery violates these federal laws—such as by reporting false information, making harassing phone calls, or failing to honor a cease and desist letter—you may be entitled to statutory damages and attorney fees. Consulting a legal professional or law firm experienced in debt collection services can help you understand your options and potentially remove Sage Capital Recovery from your credit report.
Keep detailed records of all communications with Sage Capital Recovery, including phone calls, letters, and payments. This documentation is crucial if you need to dispute the debt, file a complaint, or take legal action. If you believe your rights have been violated, consider seeking a free legal evaluation to discuss your case and explore your options for settlement or statutory damages.
By understanding the implications of Sage Capital Recovery’s actions on your credit and knowing your rights under the law, you can take control of your financial future and stop harassing collection practices. Don’t hesitate to contact a legal professional if you need help dealing with Sage Capital Recovery or any other collection agency.
Common Questions
Is SCR a scam? No, Sage Capital Recovery has been in business for 11 years. Sage Capital Recovery is a debt collection agency involved in collecting debt on behalf of various companies, including original creditors, banks, hospitals, and car dealerships. Sage Capital Recovery collects debts for a variety of companies in the medical, financial, and retail sectors. The terms Sage Capital Recovery collect and Sage Capital Recovery collects refer to the company’s role in recovering debts for other lenders or creditors.
Can SCR garnish my wages? Yes, SCR can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts for the amount owed on your accounts.
Can SCR sue me? Yes, Sage Capital Recovery sue consumers if the debt is within the statute of limitations and they decide to pursue legal action. Sage Capital Recovery may initiate a lawsuit to recover the amount owed on delinquent accounts, and if successful, could obtain a judgment against you.
Can SCR report my debt to the collection bureaus? Yes, Debt collectors are allowed to place collection accounts on your credit report. These accounts can negatively impact your credit score and remain on your report for up to seven years.
Can SCR arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Sage Capital Recovery in the past and can be found on Pacer.org.
4:11-cv-03292-DMR Ruffalo v. Sage Capital Recovery
9:10-cv-81046-JIC Lopez v. Sage Capital Recovery
1:11-cv-22530-DLG Lucoff v. Sage Capital Recovery
2:11-cv-00039-WCO Crowe v. Sage Capital Recovery
1:10-cv-06822-JEI-AMD Alexander v. Sage Capital Recovery
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Sage Capital Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
In addition to our other services, we can assist clients in negotiating a settlement agreement with collection agencies to resolve debt issues and stop harassment.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Sage Capital Recovery. call us at
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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