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Rosenthal Morgan & Thomas Phone Harassment?

Rosenthal Morgan & Thomas Phone Harassment? Are they calling you at all hours or several times a day? If so, what they are doing is illegal and needs to stop. The Fair Debt Collection Practices Act (FDCPA) was instituted to safeguard consumers from abusive practices by debt collectors. However, despite the guidelines in place, instances of phone harassment persist. Phone harassment in debt collection can manifest in various forms, including incessant calls, threatening language, misrepresentation, and other tactics that go beyond the boundaries set by the FDCPA. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Rosenthal Morgan & Thomas a Scam?

According to the Better Business Bureau website, Rosenthal Morgan & Thomas has been in business for 16 years. There have been 17 complaints filed against RMT with the BBB.

Rosenthal Morgan & Thomas Better Business Bureau

Who is Rosenthal Morgan & Thomas?

Rosenthal, Morgan & Thomas, also known as RMT, is third party debt collector located in St. Louis Missouri. Rosenthal Morgan & Thomas is a well-known player in the debt collection industry, often engaged by creditors to recover outstanding debts. While the necessity of debt collection is acknowledged, concerns have been raised about the agency’s adherence to ethical practices, particularly in the realm of phone communications. Numerous consumer complaints suggest a pattern of behavior that goes beyond the acceptable standards outlined by the FDCPA.

Address: 12747 Olive Blvd STE 250

Saint Louis, MO 63141-6278

Phone: (314) 786-0070


Rosenthal Morgan & Thomas Collection Tactics

If Rosenthal Morgan & Thomas engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit.
  • Telling you or anyone else that you’ve committed a crime.
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt.
  • Trying to collect more than legally allowed.

Rosenthal Morgan & Thomas Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

800-361-0363, 314-786-0070, (800) 361-0363, (314) 786-0070, 8003610363, 3147860070, 314-590-0885

If the answer is yes, then you are receiving calls from a known RMT number. You may be a victim of RMT phone harassment.  The list above is not all the numbers that RMT uses. The calls can be from a different number, and it still be Rosenthal Morgan & Thomas calling you.  Contact our office right away so we can start the process to stop RMT from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is RMT a scam? No, Rosenthal Morgan & Thomas has been in business for 16 years.

Can Rosenthal Morgan & Thomas garnish my wages? Yes, RMT can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can RMT sue me? Yes, RMT can sue you so long as the debt is within the statute of limitations.

Can RMT report my debt to the collection’s bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report.

Can RMT arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Rosenthal Morgan & Thomas in the past year and can be found on

5:14-cv-00913-F Allen v. Rosenthal Morgan and Thomas Inc

1:18-cv-01306-WCG Bunch v. Rosenthal Morgan and Thomas Inc. et al

2:16-cv-01912-JCM-VCF McFate v. Rosenthal Morgan and Thomas, Inc.

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Rosenthal Morgan & Thomas harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Rosenthal Morgan & Thomas call us at (877)700-5790 for immediate assistance or visit our website at

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

Missouri Attorney General

Consumer Finance