What type of cases does Richard J. Boudreau & Associates, LLC handle?

Richard J. Boudreau & Associates, LLC primarily handles debt collection cases on behalf of various creditors and lenders.

Is Richard J. Boudreau & Associates, LLC allowed to harass consumers for payment?

No. Under the FDCPA, they cannot harass, threaten, or use misleading tactics to collect debts.

Can Richard J. Boudreau & Associates, LLC contact a debtor's employer about their debt?

Debt collectors generally cannot contact an employer without consent, except for employment verification purposes.

What rights do consumers have under the Fair Debt Collection Practices Act when contacted by this firm?

Consumers can dispute debts, request verification, and demand the collector cease communication if harassment occurs.

How can a consumer verify a debt from Richard J. Boudreau & Associates, LLC?

Consumers have the right to request written proof of the debt before making any payments or accepting liability.

What should someone do if sued by Richard J. Boudreau & Associates, LLC?

They should file a written response by the deadline and consider seeking legal representation to dispute or settle the claim.

Can a person negotiate a lower payment with Richard J. Boudreau & Associates, LLC?

Yes. Many creditors accept lump-sum settlements or payment plans. All agreements should be documented in writing.

What protections exist against misleading or threatening communication from this firm?

The FDCPA prohibits false claims, threats of unauthorized legal action, and deceptive language during collections.

How can someone protect their credit and documentation during a debt dispute?

Track communications, request written proof, and monitor credit reports for inaccurate or fraudulent debt entries.

What should I do if I was served a summons from Richard J. Boudreau & Associates, LLC?

If I was served a summons, I should contact Consumer Rights Law Firm PLLC for assistance.

Richard J. Boudreau & Associates: Are You Receiving Calls?

Richard J. Boudreau & Associates, LLC: What You Need to Know

Richard J. Boudreau & Associates, LLC is a debt collection law firm that represents creditors in collecting unpaid debts. If they have contacted you, it’s crucial to understand your rights and how to respond effectively.

Contact Information for Richard J. Boudreau & Associates, LLC

📍 Address: 5 Industrial Way, Salem, NH 03079
📞 Phone: (603) 870-9770
🌐 Website
🔎 FindLaw Profile

How Richard J. Boudreau & Associates, LLC Operates

Common Debt Collection Tactics

➡️ Sending formal collection letters to demand payment.
➡️ Calling multiple times a day to pressure debtors.
➡️ Threatening to escalate the case to legal action if no payment is made.

Unfair Practices to Watch For

✅ Exaggerating legal consequences to intimidate you.
✅ Failing to verify debts when requested.
✅ Harassing communication via phone or mail.

Your Legal Rights Under the FDCPA

➤ You have the right to dispute the debt and request verification.
➤ Debt collectors cannot use harassment, threats, or deception.
➤ You can request all contact to cease if harassment occurs.

What to Do If They File a Lawsuit Against You

Understanding Your Legal Standing

👉 If you receive a summons, do not ignore it—this can result in a default judgment.
👉 The burden of proof is on them to validate the debt in court.
👉 You may be able to settle the debt for less or have it dismissed if incorrect.

How to Respond to a Debt Lawsuit

➡️ File an official response before the deadline.
➡️ Challenge any inaccuracies in the claim.
➡️ Seek legal representation if necessary.

Negotiation Strategies

✨ Offer a lump-sum payment for a reduced amount.
✨ Set up a structured payment plan if necessary.
✨ Always get agreements in writing before making payments.

How to Protect Yourself from Debt Collection Harassment

➜ Request Proof of the Debt – Ask for written verification before making any payments.
➜ Keep Records of Communication – Save copies of all letters, emails, and phone call logs.
➜ Monitor Your Credit Report – Check for incorrect or fraudulent debt listings.

Consumer Rights Law Firm PLLC: Stop Harassment from Debt Collectors

Are you dealing with aggressive debt collection tactics from Richard J. Boudreau & Associates, LLC? Consumer Rights Law Firm PLLC defends consumers against unfair debt collection practices.

Debt collectors rely on intimidation and confusion—don’t let them take advantage of you! Learn your rights and fight back today. Contact us now