Richard J. Boudreau & Associates, LLC: What You Need to Know
🏛️ Richard J. Boudreau & Associates, LLC is a debt collection law firm that represents creditors in collecting unpaid debts. If they have contacted you, it’s crucial to understand your rights and how to respond effectively.
📍 Contact Information for Richard J. Boudreau & Associates, LLC
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📍 Address: 5 Industrial Way, Salem, NH 03079
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📞 Phone: (603) 870-9770
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🌐 Website
How Richard J. Boudreau & Associates, LLC Operates
💡 Common Debt Collection Tactics
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Sending formal collection letters to demand payment.
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Calling multiple times a day to pressure debtors.
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Threatening to escalate the case to legal action if no payment is made.
⚠️ Unfair Practices to Watch For
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Exaggerating legal consequences to intimidate you.
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Failing to verify debts when requested.
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Harassing communication via phone or mail.
📜 Your Legal Rights Under the FDCPA
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You have the right to dispute the debt and request verification.
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Debt collectors cannot use harassment, threats, or deception.
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You can request all contact to cease if harassment occurs.
What to Do If They File a Lawsuit Against You
⚖️ Understanding Your Legal Standing
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If you receive a summons, do not ignore it—this can result in a default judgment.
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The burden of proof is on them to validate the debt in court.
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You may be able to settle the debt for less or have it dismissed if incorrect.
📑 How to Respond to a Debt Lawsuit
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File an official response before the deadline.
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Challenge any inaccuracies in the claim.
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Seek legal representation if necessary.
💲 Negotiation Strategies
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Offer a lump-sum payment for a reduced amount.
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Set up a structured payment plan if necessary.
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Always get agreements in writing before making payments.
How to Protect Yourself from Debt Collection Harassment
- Request Proof of the Debt – Ask for written verification before making any payments.
- Keep Records of Communication – Save copies of all letters, emails, and phone call logs.
- Monitor Your Credit Report – Check for incorrect or fraudulent debt listings.
Consumer Rights Law Firm PLLC: Stop Harassment from Debt Collectors
🔴 Are you dealing with aggressive debt collection tactics from Richard J. Boudreau & Associates, LLC? Consumer Rights Law Firm PLLC defends consumers against unfair debt collection practices.
⚠️ Debt collectors rely on intimidation and confusion—don’t let them take advantage of you! Learn your rights and fight back today. Contact us now