Resurgence Legal Group, PC: What You Need to Know
🏛️ Resurgence Legal Group, PC is a law firm known for handling debt collection cases on behalf of creditors. If you’ve received a letter or phone call from them, it’s important to know your rights before responding. Understanding debt collection laws can help you protect yourself from unfair practices.
📍 Contact Information for Resurgence Legal Group, PC
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📍 Address: 16401 Paramount Blvd Ste 400, Paramount, CA 90723
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📞 Phone: (866) 665-3421
Recognizing Unfair Debt Collection Practices
💡 How Debt Collectors Try to Get Payments
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Sending demand letters that may pressure you into quick payments.
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Calling multiple times a day to wear you down.
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Reporting unpaid debts to credit bureaus, impacting your credit score.
⚠️ What Debt Collectors Legally Cannot Do
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Use abusive or threatening language to intimidate you.
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Lie about the amount you owe or misrepresent legal consequences.
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Contact your employer about your debt without permission.
💼 Your Rights Under the Fair Debt Collection Practices Act (FDCPA)
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You can request verification of the debt in writing.
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You can demand communication be stopped if harassment occurs.
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You can dispute incorrect debts and prevent wrongful collection.
What to Do If You Are Facing a Debt Lawsuit
⚖️ Understand Your Legal Options
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Ignoring a summons or lawsuit can result in a default judgment against you.
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If the debt is beyond the statute of limitations, you may not have to pay.
📑 How to Respond to a Lawsuit
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File a written response within the required deadline.
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Challenge any inaccurate or incomplete debt claims.
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Seek legal representation if unsure about your next steps.
💲 Negotiating a Settlement
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Some firms are willing to settle for less than the full balance.
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Always get settlement terms in writing before making payments.
How to Protect Yourself from Debt Collection Harassment
- Request Written Documentation – Always ask for written proof of the debt before making payments.
- Keep Records of All Communication – Log phone calls, emails, and letters for evidence.
- Check Your Credit Report – Ensure there are no errors or unauthorized debts affecting your score.
Consumer Rights Law Firm PLLC: Fight Back Against Debt Collectors
🔴 Are you dealing with aggressive debt collection from Resurgence Legal Group, PC or another firm? Consumer Rights Law Firm PLLC protects consumers from abusive and misleading debt collection tactics.
⚠️ Debt collectors count on your silence—don’t let them win! Take control of your financial future by understanding your rights and fighting back. Contact us today.