Resurgence Legal Group, PC: What You Need to Know
Resurgence Legal Group, PC is a law firm known for handling debt collection cases on behalf of creditors. If you’ve received a letter or phone call from them, it’s important to know your rights before responding. Understanding debt collection laws can help you protect yourself from unfair practices.
Contact Information for Resurgence Legal Group, PC
- 📍 Address: 16401 Paramount Blvd Ste 400, Paramount, CA 90723
- 📞 Phone: (866) 665-3421
- 🔎 BBB Profile
Recognizing Unfair Debt Collection Practices
How Debt Collectors Try to Get Payments
-
➡️ Sending demand letters that may pressure you into quick payments.
-
➡️ Calling multiple times a day to wear you down.
-
➡️ Reporting unpaid debts to credit bureaus, impacting your credit score.
What Debt Collectors Legally Cannot Do
-
✅ Use abusive or threatening language to intimidate you.
-
✅ Lie about the amount you owe or misrepresent legal consequences.
-
✅ Contact your employer about your debt without permission.
Your Rights Under the Fair Debt Collection Practices Act (FDCPA)
-
👉 You can request verification of the debt in writing.
-
👉 You can demand communication be stopped if harassment occurs.
-
👉 You can dispute incorrect debts and prevent wrongful collection.
What to Do If You Are Facing a Debt Lawsuit
Understand Your Legal Options
-
➤ Ignoring a summons or lawsuit can result in a default judgment against you.
-
➤ If the debt is beyond the statute of limitations, you may not have to pay.
How to Respond to a Lawsuit
-
➡️ File a written response within the required deadline.
-
➡️ Challenge any inaccurate or incomplete debt claims.
-
➡️ Seek legal representation if unsure about your next steps.
Negotiating a Settlement
-
➤ Some firms are willing to settle for less than the full balance.
-
➤ Always get settlement terms in writing before making payments.
How to Protect Yourself from Debt Collection Harassment
- ✨ Request Written Documentation – Always ask for written proof of the debt before making payments.
- ✨ Keep Records of All Communication – Log phone calls, emails, and letters for evidence.
- ✨ Check Your Credit Report – Ensure there are no errors or unauthorized debts affecting your score.
Consumer Rights Law Firm PLLC: Fight Back Against Debt Collectors
Are you dealing with aggressive debt collection from Resurgence Legal Group, PC or another firm? Consumer Rights Law Firm PLLC protects consumers from abusive and misleading debt collection tactics.
Debt collectors count on your silence—don’t let them win! Take control of your financial future by understanding your rights and fighting back. Contact us today.