Professional Accounts Service Debt Collection Harassment?
Is Professional Accounts Service harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Professional Accounts Service phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. If Professional Accounts Service violates your rights, you may have a claim under federal law, and a lawyer can help you pursue this claim.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. How you respond to debt collection calls and messages is important, as your response can impact the outcome of the collection process. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Professional Accounts Service a scam?
According to the Better Business Bureau website, Professional Accounts Service has been in business since 1988. There have been 1 complaints closed in the last 3 years and 0 complaints closed out in the last 12 months. Read more here: Professional Accounts Service Better Business Bureau.
What is Professional Accounts Service?
Professional Accounts Service of Terre Haute, IN, is a full-service collection agency serving Indiana and Illinois since 1988.
🏛️ Address: 1359 E Margaret Drive Terre Haute, IN 47802-3213
📞 Phone: (812) 235-8648
This is the official telephone number for Professional Accounts Service. Consumers should use this telephone number when contacting the company regarding any disputes or complaints. Professional account services are subject to legal regulations and consumer protections, so consumers should be aware of their rights when dealing with such services.
Professional Accounts Service Phone Harassment Examples
If Professional Accounts Service engages in any of the following tactics, you may have a case:
- ▶️ Using profanity or abusive language
- ▶️ Calling you at an unusual time or not at a convenient time based on your consumer’s location (for example, before 8:00 a.m. or after 9:00 p.m. local time)
- ▶️ Sending you harassing text messages
- ▶️ Calling you multiple times per week
- ▶️ Talking to others about your debt
- ▶️ Calling your workplace
- ▶️ Threatening to sue you, harm you, or destroy your credit
- ▶️ Telling you or anyone else that you’ve committed a crime
- ▶️ Calling repeatedly for the wrong person
- ▶️ Failing to notify you of your right to dispute the debt
- ▶️ Failing to confirm or provide accurate account details during communication
- ▶️ Refusing to verify the debt when requested
- ▶️ Failing to provide documentation such as old bills to support the debt
- ▶️ Trying to collect more than legally allowed
Professional Accounts Service Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers? You may be contacted by Professional Accounts Service through these numbers.
- 📲 (812) 235-8648
If the answer is yes, then you are receiving calls from a known Professional Accounts Service number. You may be a victim of Professional Accounts Service phone harassment. The list above is not all the numbers that Professional Accounts Service uses. The calls can be from different numbers and it still be Professional Accounts Service calling you. Repeated attempts to contact you from different numbers may also constitute harassment. Contact our office right away so we can start the process to stop Professional Accounts Service from making further attempts to contact you illegally. Above all, no one should live with harassment!
Debt Collector Responsibilities
Debt collectors, including Professional Accounts Service and other collection agencies, are required by law to follow strict guidelines designed to protect consumers from unfair, deceptive, or abusive debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is the primary federal law that sets these standards, and the Federal Trade Commission (FTC) is responsible for enforcing them. State laws may also provide additional protections, so it’s important for both debt collectors and consumers to be aware of the rules that apply in their specific location.
When a debt collector first contacts you, they must provide clear and accurate information about the debt. This includes the amount owed, the name of the original creditor, and details about your account. Debt collectors are also required to inform you of your right to dispute the debt and to request verification in writing. If you believe the information is inaccurate or you do not recognize the debt, you have the right to dispute it within 30 days of the initial communication.
Debt collectors must respect your preferences regarding communication. If you request in writing that a collection agency stop contacting you—commonly done through a cease and desist letter—they are legally obligated to honor your request, except to notify you of specific actions such as legal proceedings. They are also prohibited from calling you at unusual or inconvenient times, such as before 8 a.m. or after 9 p.m. local time, or at your workplace if you have informed them that such calls are not allowed.
Under fair debt collection practices, debt collectors cannot use threats, abusive language, or make false or misleading statements about your debt, your credit, or the consequences of not paying. They are not allowed to attempt to collect debts that you do not owe, or to misrepresent their identity or the amount you owe. Repeated or excessive phone calls, threats of legal action that they cannot or do not intend to take, and sharing information about your debt with third parties are all violations of federal law.
To protect yourself, always keep detailed records of all communications with debt collectors, including phone numbers, dates, times, and the content of each call or message. If you make payments, ensure you are paying the correct amount to the legitimate debt collector, and keep receipts or confirmation numbers for your records. Never provide personal or financial information until you have verified the debt and the identity of the collection agency.
If you feel you are being harassed or that a debt collector is violating your rights, you can file a complaint with the Federal Trade Commission, your state Attorney General’s office, or seek the advice of a qualified attorney. Many consumers also find it helpful to consult with a credit counseling agency or explore debt relief options such as debt management plans or debt consolidation.
Complaints Against Professional Accounts Service
The following is a sample list of complaints filed against Professional Accounts Service and can be found on Pacer.gov.
- 📋 2:19-cv-00603-JMS-DLP KHAN v.
- 📋 2:19-cv-00013-JMS-MJD ORMAN v.
- 📋 1:18-cv-03508 Willis v.
- 📋 2:18-cv-00058-JMS-MJD ORMAN v.
- 📋 1:17-cv-04442-JMS-DML DODSON v.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We offer a free consultation to discuss your case and explain your rights. Our services include legal assistance, dispute resolution, and compliance support to help consumers stop debt collection harassment and navigate legal actions against debt collectors. Rather than suffer alone, contact our office to begin the process to stop the Professional Accounts Service harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Professional Accounts Service, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “Consumer Rights Law Firm PLLC was a game-changer for me. I was constantly being harassed by debt collectors, receiving nonstop calls that disrupted my work and peace of mind. Their team stepped in, explained my rights clearly, and took immediate action. Within a few weeks, the harassment stopped completely. Highly professional and genuinely caring!”
- 🏆 “I didn’t know what to do when a debt collection agency started calling me multiple times a day. Thankfully, I found Consumer Rights Law Firm PLLC. They guided me through the process, filed a complaint on my behalf, and made the calls stop. I even received a settlement for the harassment. Amazing service!”
- 🏆 “I was skeptical at first, but working with Consumer Rights Law Firm PLLC was one of the best decisions I’ve made. The attorneys were responsive and knowledgeable, and they treated my case with real urgency. The collection agency backed off after they got involved. I’m truly grateful.”
- 🏆 “Thanks to Consumer Rights Law Firm PLLC, I finally have peace of mind. The firm handled my case against a very aggressive debt collector who was violating the law daily. Their legal team filed a claim, and I ended up receiving compensation. I highly recommend them to anyone dealing with similar issues.”
Common Questions:
Is Professional Accounts Service a scam?
No, Professional Accounts Service has been in business since 1998.
Can Professional Accounts Service seize my property?
Professional Accounts Service can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Professional Accounts Service sue me?
Yes, Professional Accounts Service can sue you so long as the debt is within the statute of limitations. Whether or not a lawsuit is possible may depend on state law and the specific circumstances of your obligation, such as the type of consumer debt, the actions of creditors, and whether the collector is attempting to collect in good faith.
Can Professional Accounts Service report my debt to the collections bureaus?
Yes, they can report your debt to the credit bureaus. It is important to check your credit report for inaccurate information, such as debts related to identity theft or errors involving your bank account, and dispute any inaccuracies under the Fair Credit Reporting Act (FCRA).
Can Professional Accounts Service arrest me?
No, you cannot be arrested for failing to pay a consumer debt.