Platinum Holdings Group Phone Harassment?
Is Platinum Holdings Group (PHG) calling you ceaselessly?
Coping with debt collectors is usually not an easy thing to do. More so now that debt collection scams are on the increase. Do not be surprised if you get a call from a collection agency talking about a debt that you know absolutely nothing about.
It is always advisable not to be in a hurry to pay a debt just because a debt collector called and asked you to. Things get muddled up sometimes and debt collectors can contact the wrong person about a debt. Worse still, it could be someone who is not actually a debt collector posing to be one to get your money.
If a supposed collection agency calls you and starts putting pressure on you to pay a debt immediately, you need to stop and think. There may be something wrong somewhere. It is wise to confirm a debt before paying it and while you do that, the debt collector has no right to threaten or harass you. If they do, politely let them know that you are very well aware of your rights and you could take action against them if they keep pestering you.
Contact us to gain further information about your right in the context of debt collection.
What to do when you’re not sure about a debt.
If you get a call from a collection agency talking about a debt that you do not recognize, the first thing you should do is to refrain from speaking too much; avoid saying anything that implies that you take responsibility for the debt. Listen as much as you can to the debt collector speak and if they try to use manipulative means to get you to reveal stuff to them, do not budge.
Ask them questions instead. The FDCPA mandates them to answer when you ask them for their name, address, company, and details about the debt. Take notes of these things when they answer and ask them to call you at a later time.
Next, you should go through your credit report and confirm if you actually owe the creditor they mentioned. If you are sure that the debt isn’t yours and the debt collector calls you again, ask then to send you proof that you owe (a debt validation letter). This request will likely send debt collection scammers away and make a mistaken debt collector realize his mistake.
However, if the debt collector fails to send you a debt validation letter and keeps calling you, you should write to the collection agency something called a “cease and desist letter” saying that you do not want them to call your phone again or future communication should be done through your attorney if you have one.
Any debt collector who fails to heed a cease and desist letter has violated the FDCPA and you can take legal action against them and get up to $1,000 in statutory damages.
Who is Platinum Holdings Group?
Platinum Holdings Group is a third-party debt collector located in Huntington Beach, California. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards.
Address: 20422 Beach Blvd #245
Huntington Beach, CA 92648
Phone: (714) 316-2740
Is Platinum Holdings Group a Scam?
According to the Better Business Bureau website, Platinum Holdings Group has been in business for 7 years. There have been 6 complaints filed against PHG with the BBB in the past 3 years by dissatisfied consumers. Read more about it here: Platinum Holdings Group Better Business Bureau
Platinum Holdings Group Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
714-316-2740, 714-200-0785, 714-380-5858, (714) 316-2740, (714) 200-0785, (714) 380-5858, 7143162740, 7142000785, 7143805858,
If the answer is yes, then you are receiving calls from a known PHG number. You may be a victim of PHG phone harassment. Call us now on 877-700-5790 for immediate assistance.
The following is a sample list of complaints filed against Platinum Holdings Group in the past year and can be found on Pacer.org.
1:18-cv-00343-TSB Gilden v. Platinum Holdings Group, LLC
2:16-cv-06970-Addoms v. Platinum Holdings Group, LLC et al
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Platinum Holdings Group. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
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