Mountain Land Collections Phone Harassment?
Is Mountain Land Collections (MLC) calling you? Stop Mountain Land Collections phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop MLC phone harassment. Taking action now can help prevent future calls from Mountain Land Collections and other agencies.
If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Many debt collectors engage in similar harassing tactics, so it is important to know your rights.
Is Mountain Land Collections a Scam?
According to the Better Business Bureau website, Mountain Land Collections has been in business for 28 years. There have been 18 complaints filed against MLC with the BBB. Mountain Land Collections reviews online highlight a range of customer experiences, from complaints about aggressive tactics to positive resolutions.
Mountain Land Collections Better Business Bureau
Who is Mountain Land Collections?
Mountain Land Collections is third party debt collector located in American Fork, Utah. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court cases alleges that Mountain Land Collections used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
As a debt collection agency, Mountain Land Collections provides services to a wide range of creditors, including medical providers and other businesses. Mountain Land Collections collect on various types of accounts, such as medical bills, billing accounts, and other financial obligations. Their services are designed to help creditors recover unpaid debts and debts owed by consumers. Mountain Land Collections collect these balances on behalf of their clients, emphasizing a service approach that aims to manage and resolve outstanding accounts efficiently and in compliance with industry standards.
Address: 852 E 1050 S
American Fork, UT 84003-3798
Phone: (801) 492-1596
Mountain Land Collections is often referred to or searched for by other names. These include:
mountain land collections, bbb utah complaints, mlc call day 2018, mountainland one stop, mountainland collections, what is mlc, mountainland medical, better business bureau utah file complaint, utah debt collection laws, my mlc, utah better business bureau contact, utah better business burea, how to remove collections from credit
Mountain Land Collections Collection Tactics
If Mountain Land Collections engages in any of the following tactics, you may have a case:
- Telling you or anyone else that you’ve committed a crime
Some consumers report that Mountain Land Collections may pressure individuals for immediate payments, offer payment plans, or propose settlement options as part of their collection tactics.
Mountain Land Collections Phone Numbers
801-492-1596, 800-230-5931, 801-492-1598, (801) 492-1596, (800) 230-5931, (801) 492-1598, 8014921596, 8002305931, 8014921598
If the answer is yes, then you are receiving calls from a known MLC number. You may be a victim of MLC phone harassment. The list above is not all the numbers that MLC uses. The calls can be from a different number and it still be Mountain Land Collections calling you. Contact our office right away so we can start the process to stop MLC from calling you illegally. Above all, no one should live with harassment!
Your Rights When Dealing with Debt Collectors
When you’re contacted by a debt collector like Mountain Land Collections, it’s crucial to know your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law was designed to protect consumers from abusive, unfair, or deceptive debt collection practices, and it applies to third-party debt collectors, including collection agencies like Mountain Land Collections.
First and foremost, you have the right to be treated with respect and fairness throughout the debt collection process. Debt collectors are not allowed to harass you, use threats, or intimidate you in any way. They cannot misrepresent the amount you owe, the status of your account, or the consequences of not paying. If you’re contacted about a debt, the collector must provide you with clear information about the original creditor, the exact amount owed, and details about the account in question.
If you believe the debt is not yours or the amount is incorrect, you have the right to dispute the debt. After receiving a validation notice from Mountain Land Collections or any other collection agency, you have 30 days to send a written dispute. Once your dispute is received, the debt collector must stop all collection efforts until they provide you with written verification of the debt. This is a smart move to ensure you’re not paying for debts you don’t owe.
You also have the right to control how and when a debt collector contacts you. If you’re receiving unwanted calls or repeated contact from Mountain Land Collections, you can send a written request asking them to stop contacting you. By law, they must honor your request, except to notify you of specific actions like filing a lawsuit or closing your account. This can help you regain peace of mind and stop the stress of constant phone calls.
Keeping detailed records is another important step. Document every call, letter, and email from the debt collector, including dates, times, and the names of the people you speak with. These records can be vital if you need to file a complaint or take legal action against the collection agency for violating your rights.
If you believe Mountain Land Collections or any debt collector has crossed the line—whether through harassment, false statements, or other unfair practices—you have the right to file a complaint with the Federal Trade Commission (FTC), the (CFPB), or your state Attorney General’s office. In some cases, you may be entitled to statutory damages of up to $1,000, plus attorney fees and any actual damages you’ve suffered.
Understanding your rights is the first step in protecting yourself from unfair debt collection practices. If you’re dealing with harassment or unwanted calls from Mountain Land Collections, don’t hesitate to reach out to a reputable law firm for guidance. Taking action to enforce your rights under the FDCPA can help you stop the calls, resolve disputes, and move forward with confidence.
Is MLC a scam? No, Mountain Land Collections has been in business for 28 years.
Can Mountain Land Collections garnish my wages? Yes, MLC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can MLC sue me? Yes, MLC can sue you so long as the debt is within the statute of limitations. If you lose a lawsuit, you may also be responsible for court costs in addition to the debt.
Can MLC report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. If a debt is paid but not updated on your credit report, you can submit requests to have negative items or a negative mark removed, as these can affect your ability to obtain a mortgage.
Can MLC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
If you are contacted about an alleged debt, you have the right to request a copy of the original agreement to verify the debt’s legitimacy. Without the original agreement, the debt claim may be challenged or potentially invalidated. Always keep a detailed record of all communications and requests with the debt collector, as this documentation can be crucial for dispute resolution or legal defense.
When resolving a debt, you have repayment options such as paying the debt in full or negotiating a settlement. How you pay or settle the debt can impact your credit report, so it is important to ensure that any paid debts are properly updated and that you follow up with requested updates or removal of negative items from your credit report.
The following is a sample list of complaints filed against Mountain Land Collections in the past year and can be found on Pacer.org.
2:13-cv-00778-DB Nelson v. Mountain Land Collections et al
2:19-cv-00117-DB Madsen et al v. Mountain Land Collections
5:06-cv-02234-RMW Owens v. Mountain Land Collections, Inc. et al
2:11-cv-00533-BSJ Frost v. Skeen et al
2:13-cv-00175-DN Dewild v. Transunion et al
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our firm has a strong commitment to protecting consumers from debt collection harassment and ensuring their rights are upheld. Rather than suffer alone, contact our office to begin the process to stop the Mountain Land Collections harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Mountain Land Collections call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
Free assistance to stop Mountain Land Collections debt collection harassment. Please call us now at 877-700-5790. Stop the Calls!
https://consumerlawfirmcenter.com/pierce-hamilton-stone-collections-debt-collection-harassment/
https://consumerlawfirmcenter.com/puget-sound-collections-debt-collection-harassment-stop-the-calls/
