MJ Altman Companies, Inc. Phone Harassment?
Is MJ Altman Companies, Inc. (MJA) calling you? Stop MJ Altman Companies, Inc. phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Just as several actions, such as repeated calls or specific behaviors, can trigger protective measures in communication, similar patterns online can activate security responses. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop MJA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Phone Harassment
Phone harassment from collection agencies like MJ Altman can be more than just a nuisance it can create significant stress and anxiety for those on the receiving end. When you’re dealing with persistent calls about a debt, it’s important to know that you have rights as a consumer. The Fair Debt Collection Practices Act (FDCPA) was designed to protect consumers from abusive and unfair collection tactics. This federal law sets clear boundaries for how agencies like MJ Altman can contact you, ensuring that your rights are respected throughout the debt collection process. By understanding the protections offered by the FDCPA, consumers can take steps to protect themselves from phone harassment and ensure that any collection efforts remain within the bounds of the law.
Is MJ Altman Companies, Inc. a Scam?
According to the Better Business Bureau website, MJ Altman Companies, Inc. has been in business for 31 years. There have been 3 complaints filed against MJA with the BBB.
Read more here: MJ Altman Companies, Inc. Better Business Bureau
Who is MJ Altman Companies, Inc. Collection Agency?
MJ Altman Companies, Inc. is third party debt collector located in Ocala, Florida. MJA has been a party to a Federal Court case over 15 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Additionally, data related to debt portfolios and consumer interactions is collected and managed by such companies, making data management crucial for both financial operations and maintaining security standards.
Address: 205 S Magnolia Ave Ocala, FL 34471-1157 Phone: (352) 732-1112
MJ Altman Companies, Inc. Collection Tactics
If MJ Altman Companies, Inc. engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
MJ Altman Companies, Inc. Phone Numbers
| Phone Number |
|---|
| 352-732-1112 |
| 800-927-2655 |
| (352) 732-1112 |
| (800) 927-2655 |
| 3527321112 |
| 8009272655 |
If the answer is yes, then you are receiving calls from a known MJA number. You may be a victim of MJA phone harassment. The list above is not all the numbers that MJA uses. You can also visit the official contact page of MJ Altman Companies, Inc. to verify phone numbers or find additional information. The calls can be from different phone numbers and it still be MJ Altman Companies, Inc. calling you. Contact our office right away so we can start the process to stop MJA from calling you illegally. Above all, no one should live with harassment!
How MJ Altman Companies Can Affect Your Credit
When MJ Altman Companies reports a debt to credit bureaus, it can impact your credit score for years. Even after resolving the debt, the collection account may remain on your report, affecting your ability to qualify for loans, credit cards, or housing. Consumers should regularly review their credit reports for entries from MJ Altman and dispute any errors. Organizations like the Better Business Bureau (BBB) provide guidance on resolving credit disputes. Staying proactive about your credit report helps minimize the long-term effects of collection activity and protects your financial future.
Complaints Against MJ Altman Companies
The following is a sample list of complaints filed against MJ Altman Companies, Inc. in the past and can be found on Pacer.gov.
| Case Number | Case Name |
|---|---|
| 3:16-cv-00456-HES-JBT | Pollard v. MJ Altman Companies |
| 5:13-cv-00405-ACC-PRL | Thompson v. MJ Altman Companies |
| 3:13-cv-00880-TJC-JRK | Phan v. MJ Altman Companies |
| 3:11-cv-00155-MMH-JBT | Horton et al v. MJ Altman Companies |
| 3:10-cv-00473-MMH-TEM | Anderson v. MJ Altman Companies |
Protecting Your Rights Against MJ Altman Companies
Consumers have strong legal protections when dealing with MJ Altman Companies. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors cannot use abusive language, make excessive calls, or share your debt information with others. If MJ Altman crosses these lines, you can report them to the Federal Trade Commission (FTC) or your state attorney general.
How Consumer Rights Law Firm PLLC Can Help
Consumer Rights Law Firm PLLC assists clients dealing with MJ Altman Companies’ harassment or unlawful debt collection practices. Our team helps you:
-
Stop illegal or harassing phone calls
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Dispute debts and verify their legitimacy
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Protect your credit report from inaccurate reporting
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Take legal action if your rights are violated
We recommend keeping detailed records of all communications with MJ Altman Companies, including dates, times, and the content of calls or emails. This documentation is essential if you need to file a complaint or pursue legal remedies. For more information, MJ Altman’s contact info includes (352) 732-1112, (800) 927-2655, or mike@mjaltman.com.
By working with Consumer Rights Law Firm PLLC and staying informed, you can protect your rights, stop phone harassment, and maintain control over your financial well-being.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the MJ Altman Companies, Inc. harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from MJ Altman Companies, Inc.. call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- Hands down worth all 5 stars! Everything that Scott said would happen, happened! He said the calls would stop, the calls stopped. He said no money out of pocket for their services and no money out of my pocket was spent. No more harassing calls, my credit report is being updated, and I’m getting money back! It’s a win-win! Highly recommend if you get a call from this firm, answer it! So worth it!
- Amazing working with Matt G. He handled my case quickly and with ease. I got my debt and attorney fees taken care of and off my report. Matt was great at communicating and always made me feel heard. Couldn’t recommend him more!
- Matthew was kind and understanding. He gave excellent service! I highly recommend Matthew and the whole firm to anyone! They settled my claim fast and efficiently to my highest satisfaction!
Frequently Asked Questions
Q1: Who is MJ Altman Companies and why are they calling me?
MJ Altman Companies, Inc. (MJA) is a third-party debt collection agency based in Ocala, Florida. They contact consumers about alleged past-due debts. If they’re calling you, they believe you owe a debt and are trying to collect it.
Q2: Is MJ Altman Companies a debt collector scam or legit?
MJ Altman is a legitimate debt collector with a long business history. However, that does not mean every communication is lawful always verify the debt and watch out for rights violations.
Q3: What qualifies as harassment by MJ Altman Companies over the phone?
Harassment by MJ Altman may include repeated calls with intent to annoy, using abusive or threatening language, calling before 8 a.m. or after 9 p.m., contacting third parties about your debt, or continuing to call after being asked to stop.
Q4: Can MJ Altman Companies call me multiple times a day or night?
No. Under federal law (the FDCPA), a debt collector generally may not call at inconvenient times (before 8 a.m. or after 9 p.m.) or repeatedly in a manner designed to harass.
Q5: Can MJ Altman Companies leave voicemails or disclosure messages?
Yes, but they must follow legal requirements. Any voicemail identifying themselves must avoid sharing detailed debt information that could be overheard by others. They must also disclose they are a debt collector, if required by law.
Q6: What are my rights to dispute a debt with MJ Altman Companies?
You have the right to dispute the debt. After first contact, you generally have 30 days to request validation. During that time, MJ Altman must stop collection efforts until they provide proof of the debt.
Q7: Can MJ Altman Companies contact my employer, family, or friends about my debt?
Only under limited circumstances. Debt collectors may contact third parties only to locate you, but they cannot disclose that you owe a debt. Contacting your employer about your debt or discussing it with family/friends is typically a violation of the FDCPA.
Q8: What should I do if MJ Altman Companies won’t stop calling me?
Document all calls (time, date, what was said), send a written cease-and-desist letter, and if the calls continue, file complaints with the (CFPB), the Federal Trade Commission (FTC), or your state attorney general. You may also consult with a consumer rights attorney.
Q9: Can MJ Altman Companies sue me for the debt?
Yes, they can sue if the debt is valid and within the statute of limitations in your state. If you are sued, respond in court to avoid a default judgment.
Q10: Can I get compensation if MJ Altman Companies violates my rights?
Yes. If MJ Altman violates the FDCPA, you may be entitled to statutory damages (often up to US $1,000), actual damages, and legal costs.
