MJ Altman Companies, Inc. Phone Harassment?
*Is MJ Altman Companies, Inc. (MJA) calling you?*Stop MJ Altman Companies, Inc. phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Just as several actions, such as repeated calls or specific behaviors, can trigger protective measures in communication, similar patterns online can activate security responses. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop MJA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Phone Harassment
Phone harassment from collection agencies like MJ Altman can be more than just a nuisance—it can create significant stress and anxiety for those on the receiving end. When you’re dealing with persistent calls about a debt, it’s important to know that you have rights as a consumer. The Fair Debt Collection Practices Act (FDCPA) was designed to protect consumers from abusive and unfair collection tactics. This federal law sets clear boundaries for how agencies like MJ Altman can contact you, ensuring that your rights are respected throughout the debt collection process. By understanding the protections offered by the FDCPA, consumers can take steps to protect themselves from phone harassment and ensure that any collection efforts remain within the bounds of the law.
Is MJ Altman Companies, Inc. a Scam?
According to the Better Business Bureau website, MJ Altman Companies, Inc. has been in business for 31 years. There have been 3 complaints filed against MJA with the BBB.
MJ Altman Companies, Inc. Better Business Bureau
Who is MJ Altman Companies, Inc. Collection Agency?
MJ Altman Companies, Inc. is third party debt collector located in Ocala, Florida. MJA has been a party to a Federal Court case over 15 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Additionally, data related to debt portfolios and consumer interactions is collected and managed by such companies, making data management crucial for both financial operations and maintaining security standards.
Address: 205 S Magnolia Ave
Ocala, FL 34471-1157
Phone: (352) 732-1112
MJ Altman Companies, Inc. Collection Tactics
If MJ Altman Companies, Inc. engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
MJ Altman Companies, Inc. Phone Numbers
352-732-1112, 800-927-2655, (352) 732-1112, (800) 927-2655, 3527321112, 8009272655
If the answer is yes, then you are receiving calls from a known MJA number. You may be a victim of MJA phone harassment. The list above is not all the numbers that MJA uses. You can also visit the official contact page of MJ Altman Companies, Inc. to verify phone numbers or find additional information. The calls can be from a different number and it still be MJ Altman Companies, Inc. calling you. Contact our office right away so we can start the process to stop MJA from calling you illegally. Above all, no one should live with harassment!
Is MJA a scam? No, MJ Altman Companies, Inc. has been in business for 31 years.
Can MJA garnish my wages? Yes, MJA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can MJA sue me? Yes, MJA can sue you so long as the debt is within the statute of limitations
Can MJA report my debt to the collection bureaus?
Can MJA arrest me?
The following is a sample list of complaints filed against MJ Altman Companies, Inc. in the past and can be found on Pacer.org.
3:16-cv-00456-HES-JBT Pollard v. MJ Altman Companies
5:13-cv-00405-ACC-PRL Thompson v. MJ Altman Companies
3:13-cv-00880-TJC-JRK Phan v. MJ Altman Companies
3:11-cv-00155-MMH-JBT Horton et al v. MJ Altman Companies
3:10-cv-00473-MMH-TEM Anderson v. MJ Altman Companies
Impact on Credit Scores
When a collection agency such as MJ Altman reports a debt to the credit bureaus, it can have a lasting impact on your credit report and overall credit score. Even if you resolve the debt, the collection account may remain visible on your credit report for years, potentially affecting your ability to secure loans, credit cards, or even housing. It’s essential for consumers to regularly review their credit reports for any entries from collection agencies and to dispute any errors or inaccuracies they find. The Better Business Bureau (BBB) and other consumer protection organizations can offer guidance on how to address these issues and work toward resolving disputes. Staying proactive about your credit report can help minimize the negative effects of collection activity and protect your financial future.
Protecting Consumer Rights
Consumers have powerful rights when it comes to dealing with collection agencies. The FDCPA prohibits agencies from using abusive language, making excessive calls, or sharing information about your debt with others. If you believe a collection agency has crossed the line, you can report their actions to the Federal Trade Commission (FTC) or your state Attorney General’s office. It’s also wise to keep detailed records of all communications, including dates, times, and the content of each call or email. This documentation can be crucial if you need to dispute a debt or file a complaint. For more information about a collection agency’s services or to get in touch, you can visit their website—such as www.mjaltman.com—or use their contact details, including phone numbers like (352) 732-1112 or (800) 927-2655, and email addresses such as mike@mjaltman.com. By staying informed and taking action, consumers can protect their rights, stop phone harassment, and maintain control over their financial well-being.
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the MJ Altman Companies, Inc. harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from MJ Altman Companies, Inc.. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/collecto-inc-phone-harassment/
https://consumerlawfirmcenter.com/contract-callers-inc-phone-harassment/
https://consumerlawfirmcenter.com/axis-financial-phone-harassment/
https://consumerlawfirmcenter.com/mid-south-credit-collections-phone-harassment/
https://consumerlawfirmcenter.com/unifin-inc-phone-harassment/
https://consumerlawfirmcenter.com/automated-collection-services-phone-harassment/
https://consumerlawfirmcenter.com/allied-collection-service-phone-harassment/
https://consumerlawfirmcenter.com/collection-center-inc-phone-harassment/
https://consumerlawfirmcenter.com/creditor-claims-of-america-inc-phone-harassment/