⚖️ Protecting Yourself Against Michael Cosentino, Attorney at Law
Michael Cosentino, Attorney at Law, is a debt collection law firm that may pursue individuals for unpaid debts. If you receive collection letters or phone calls, you must understand your rights under the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) to prevent aggressive or unfair tactics.
📍 Contact Information for Michael Cosentino, Attorney at Law
📍 Address: 1050 Marina Village Pkwy Ste 105, Alameda, CA 94501
📞 Phone: (510) 865-1000
🔎 California Bar Profile
📢 How Debt Collectors Use Legal Pressure to Get You to Pay
Debt collection law firms often use legal threats to pressure consumers into paying, even when the debt is inaccurate or disputed. You might encounter:
- Threats of lawsuits – Some collectors file lawsuits quickly to obtain default judgments.
- Aggressive settlement offers – They may push you to settle without giving you time to review your options.
- Misrepresentation of debt – Some firms add unauthorized fees or miscalculate the owed amount.
- Intimidation tactics – They may imply that non-payment will lead to severe legal consequences.
📌 If you feel pressured, take a step back. Learn how to fight a collection agency.
💳 Can a Debt Collector Garnish Your Wages?
Wage garnishment is one of the biggest concerns for individuals facing legal action from debt collection attorneys. Here’s what you need to know:
- A lawsuit and court judgment are required before wage garnishment can happen.
- Certain types of income, such as Social Security and disability benefits, are protected from garnishment.
- You have the right to challenge a garnishment order if the debt is incorrect or if the garnishment causes financial hardship.
📌 Learn how long debt collectors can pursue unpaid debts.
🔹 What to Do If Michael Cosentino, Attorney at Law, Contacts You
If you receive a letter or lawsuit notice from this firm, follow these steps:
- Verify the debt by requesting a written validation letter.
- Check your credit report to ensure the debt is reported accurately.
- Avoid giving personal or financial information over the phone.
- Respond to lawsuits on time to avoid a default judgment.
- Seek legal help if you suspect unlawful debt collection practices.
📌 Worried about lawsuits? Learn what to do when collection agencies sue.
📞 Get Legal Assistance & Stop Debt Collector Harassment
If Michael Cosentino, Attorney at Law is contacting you about a debt, you have rights. Don’t let aggressive collection tactics intimidate you. Consumer Rights Law Firm PLLC fights for consumers facing unlawful debt collection practices.
📞 Call 877-700-5790 today
💻 Schedule a Free Consultation Here
✅ Take control of your financial future today!