Medel Law Group, APC: Understanding Your Rights Against Debt Litigation
Medel Law Group, APC, represents creditors in debt collection litigation, which can lead to aggressive collection tactics and potential lawsuits. If you’re facing legal action from this firm, it’s crucial to know your rights and how to protect yourself. The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) provide consumers with protections against unfair debt collection methods.
📍 Contact Information for Medel Law Group, APC
- Address: 2030 Main Street, Suite 1300, Irvine, CA 92614
- Phone: (949) 553-1260
- Website
- Yelp Profile
💰 How Debt Collection Lawsuits Can Affect You
If a creditor hires Medel Law Group, APC, to collect a debt, you may face a lawsuit. Failing to respond can lead to:
- Default judgments – Courts may rule in favor of the collector if you don’t respond.
- Wage garnishment – A creditor may seek to take a portion of your paycheck.
- Bank levies – Your bank account could be frozen or drained.
- Property liens – A lien could be placed on your assets, impacting your financial future.
📌 Not sure how to respond? Learn how to fight a collection agency here.
⚖️ What to Do If Medel Law Group, APC Sues You
If you receive a summons, take these steps:
- Verify the debt – Request a debt validation letter to confirm details.
- Check for errors – Ensure the amount and creditor information are accurate.
- Avoid admitting liability – Don’t make statements that could be used against you in court.
- Respond on time – File an answer with the court to avoid a default judgment.
- Seek legal help – A debt defense attorney can guide you through the process.
📌 Worried about a lawsuit? Find out what happens when collection agencies sue here.
🚨 Your Rights Under the FDCPA & FCRA
Debt collectors must follow strict rules when contacting you. They cannot:
- Call before 8 AM or after 9 PM
- Threaten arrest or violence
- Lie about the amount owed
- Discuss your debt with third parties
- Harass you with excessive calls
📌 Facing harassment? Learn how to stop illegal collection tactics here.
📞 Get Legal Help & Stop Debt Collection Harassment
If Medel Law Group, APC is contacting you about a debt, you have rights. Consumer Rights Law Firm PLLC helps consumers fight back against unfair debt collection practices.
📞 Call 877-700-5790 today
💻 Schedule a Free Consultation Here
✅ Take control of your financial future now!