Stop the Calls from MCU Holdings
Is MCU Holdings harassing you over a debt? If you have ever been in debt then you must be familiar with debt collectors and their antics. It is bad enough that when people fall into debt, their lives get interrupted and affected and they begin to think of ways to pay, calls from debt collectors just make things worse.
If you’re getting calls from debt collectors about money that you owe, it means your original creditor has sent your debt to a third-party collection agency.
Third-party agencies if not checked may stop at nothing to get you to pay up your debt. That is why there are laws under the FDCPA that guide the debt collection methods that representatives from third-party collection agencies employ.
Any collection agency that engages in harmful, deceitful, and unfair practices while trying to get you to pay your debts is violating the FDCPA and should be stopped.
Harassment from debt collectors. Several complaints have been filed by different people against various collection agencies due to the harsh and abusive methods of debt collection they employ. You should be aware of some of these methods so that you can easily identify a debt collector who violates your rights. According to the FDCPA, debt collectors are prohibited from;
- Harassing and threatening you to pay debts
- Asking you for a debt you do not owe
- Making threats to sue you with the intention of scaring you when they will not or cannot
- Making your phone ring many times a day
- Requesting that you pay a fee that wasn’t in the agreement of your original creditor
- Calling you before 8 am or after 9 pm
- Failing to respond to your request for their name, agency they represent and their address
- Failing to respond to your debt validation request
- Disclosing your debt information to third parties or publishing information about you
If a debt collector is doing any of the above to you, you do not have to put up with it. It is unlawful. Contact us today to begin discussing the options available to you.
What should you do if you have received a call from MCU Holdings?
There are many things you should do immediately after you receive a call from a debt collection agency. There are also many options regarding what step to take towards settling the debt that they claim you owe. It is your duty to educate yourself regarding what steps you are allowed to take after you receive the first debt collection call because many debt collection agencies fail to inform people about their right to dispute the debt and the range of repayment options available to them.
First, you must request written validation of the debt they claim you owe. This statement should contain all the necessary information regarding the alleged debt such as the amount and the name of the original creditor. You have only five days (counting from the day that you received the first phone call) to do this. When you have received the written statement containing all the information about your debt, you have a choice to dispute the debt with the three credit bureaus. This can get some or all of your debt waived and eliminate the debt from your credit report. It is additionally advisable to seek legal advice.
Is MCU Holdings a scam?
According to the Better Business Bureau website, MCU Holdings/HLA Services has been in business since 2014. There has been 1 complaint closed in the last 3 years against the company. Read more about it here: MCU Holdings Better Business Bureau
Who is MCU Holdings?
MCU Holdings is a third-party debt collector located in Coral Springs, Florida. This law firm has gone after MCU Holdings for violations of the Fair Debt Collection Practices Act. They have been accused of breaking several collection laws and violating the rights of consumers.
Address: 3200 NW 62nd Ave # 202
Margate, FL 33063-8303
Phone: (866) 680-8921
Fax: (754) 229-6933
MCU Holdings Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
If so, you may be a victim of debt collection harassment from MCU Holdings. If you are receiving any form of harassment during these calls, do not hesitate to reach out to a qualified professional at 877-700-5790 for help.
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ABOUT CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from MCU Holdings. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
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