If Hughes, Martini & Associates, LLC contacts you about a debt, do not feel pressured to make a payment or give personal information right away. Ask for written validation first so you can confirm the original creditor, the amount claimed, and whether the account is accurate. Keep copies of every letter, email, and voicemail, and save your call logs as well. Careful records can help you review the account, dispute errors, and respond more confidently. If the calls become frequent, threatening, or confusing, those details may matter because federal law limits harassment, false statements, and improper collection practices.
Who Hughes, Martini & Associates, LLC Is
Hughes, Martini & Associates, LLC is the registered Florida company behind the Martini, Hughes & Grossman brand. Florida corporate records show the entity is active and has used the Delray Beach address above since a 2019 address change.
The companyâs website says it handles consumer, commercial, and government collections and uses tools such as skip tracing, asset investigations, and litigation support. That matters because callers from this company may sound more legal or more investigative than a standard call-center collector. Use the exact company name from the letter, email, or voicemail when you document contacts, because consumers may see either the trade name or the LLC name.
Why Hughes, Martini & Associates, LLC May Be Contacting You
Hughes, Martini & Associates, LLC may be contacting you because it claims to be collecting a consumer debt, a commercial balance, or another account placed with it by a creditor or client. Its own website markets debt collection, skip tracing, and collection litigation services.
That does not automatically mean the balance is accurate. A collector can contact the wrong person, state the wrong amount, pursue an old account, or rely on incomplete records. If you think the account is not yours, the balance looks inflated, or the caller refuses to identify the original creditor, that could indicate a validation problem under Regulation F and the FDCPA.
Phone Numbers Linked to Hughes, Martini & Associates, LLC
The phone numbers publicly tied to Hughes, Martini & Associates, LLC include:
- +1 866-763-9700
- +1 561-266-9877
- Fax: +1 561-266-9887
These numbers appear on the companyâs website, and BBB lists +1 561-266-9877 with the same Delray Beach office. If you receive calls from other numbers, compare the voicemail, caller name, letterhead, and callback instructions before assuming the caller is the same company.
Hughes, Martini & Associates, LLC Contact Details
| Item | Details |
| Company Name | Hughes, Martini & Associates, LLC |
| Brand Name | Martini, Hughes & Grossman |
| Address | 955 NW 17th Ave, Bldg A, Delray Beach, FL 33445 |
| Customer Service Phone | +1 866-763-9700 |
| Corporate Office Phone | +1 561-266-9877 |
| Fax | +1 561-266-9887 |
| info@mhg.bz | |
| Business Hours | Monday through Friday, 8:00 a.m. to 6:00 p.m. Eastern |
Use the current 955 NW 17th Ave address, not older web references to Linton Boulevard, because the company website, BBB profile, and Florida filing all point to the NW 17th Ave location.
What Repeated Contact Could Look Like
Repeated contact from Hughes, Martini & Associates, LLC could look like frequent calls, voicemail drops, demand letters, settlement offers, credit-report pressure, or language suggesting a lawsuit may be next. The company markets collection and litigation services, so legal-sounding phrasing in its communications may be part of how it pursues accounts.
That still does not give any collector unlimited freedom. The Fair Debt Collection Practices Act (FDCPA) bars conduct whose natural consequence is to harass, oppress, or abuse a consumer, and it also bars false or misleading representations. If you believe the calls are excessive, abusive, or misleading, the pattern may be worth reviewing with counsel alongside your call logs and copies of every written contact.
When Hughes, Martini & Associates, LLC Contact May Cross the Line
Hughes, Martini & Associates, LLC contact may cross the line if the company uses threats, false statements, improper third-party contact, or repeated calls that feel oppressive. Federal law specifically restricts harassment, false representations, and communications with people other than the consumer in most circumstances.
Examples that could potentially raise legal issues include:
- Calling before 8:00 a.m. or after 9:00 p.m.
- Using obscene or abusive language
- Implying immediate legal action without a lawful basis
- Discussing your debt with relatives, neighbors, or coworkers
- Demanding payment without giving clear validation information
- Reporting inaccurate account details to credit bureaus
The FTCâs consumer guidance also says debt collectors cannot harass you, use abusive language, or pretend to be someone they are not.
What to Do First if Hughes, Martini & Associates, LLC Is Calling
The best first move is to slow the process down and shift it to documents. Do not argue on the phone about facts you have not confirmed yet.
Take these steps in order:
- Ask for the callerâs full name, company name, mailing address, and account reference.
- Tell the caller you want written validation before discussing payment.
- Save every voicemail and screenshot your call log.
- Keep the envelope and every page of each letter.
- Pull your credit reports and compare the balance, dates, and creditor name.
- Do not send payment until you believe the account information is accurate.
This approach fits this company especially well because it presents itself as a collections firm with legal and investigative resources. When a collector sounds formal or lawsuit-focused, paperwork matters more than phone pressure.
What to Do if Hughes, Martini & Associates, LLC Mentions a Lawsuit
If Hughes, Martini & Associates, LLC mentions a lawsuit, treat that statement seriously but do not panic. A threat of suit is not the same as a filed case, and you should not assume garnishment is automatic.
Check for these facts right away:
- Have you actually been served with court papers?
- Is the debt still within your stateâs statute of limitations?
- Does the collector identify the original creditor?
- Does the amount claimed match your records?
- Are they seeking fees or interest you do not recognize?
Public records show the Martini, Hughes & Grossman name and the Hughes, Martini & Associates, LLC entity have appeared in FDCPA-related federal cases over time, including a 2006 default judgment against Martini, Hughes & Grossman and Jeff Grossman in the Southern District of California. That does not prove liability in every later dispute, but it is one reason to document legal threats carefully and respond to real court papers on time.
Can Hughes, Martini & Associates, LLC Garnish Your Wages
Hughes, Martini & Associates, LLC cannot garnish your wages without first obtaining a judgment where the law requires one. In most consumer cases, wage garnishment comes after a lawsuit, a judgment, and additional legal steps, not from a collection call alone.
If a caller says wages will be taken right away, that may be misleading unless there is already a valid court order or another specific legal basis. If you think the caller is using garnishment language to force quick payment, preserve the voicemail and get legal advice before responding.
If the Account Looks Real
If the account looks real, your goal is accuracy first and resolution second. Confirm the original creditor, current balance, charge-off or default date, and whether interest or fees are authorized before you discuss settlement.
A practical checklist is:
- Ask for a written breakdown of the balance
- Compare the debt to your own statements
- Check whether the debt appears on all three credit files
- Keep every settlement offer in writing
- Do not give bank access for recurring drafts unless you are confident in the terms
- Ask whether the account will be updated as paid, settled, or disputed
If you believe the amount is accurate and you want to resolve it, focus on written terms and credit-report language instead of phone promises. AnnualCreditReport says consumers can dispute inaccurate reporting for free, and FTC guidance explains how to dispute with both the bureau and the furnisher.
Your Rights Under Federal Law
Your rights under federal law include protection from harassment, deception, and improper third-party contact under the FDCPA, plus the right to challenge inaccurate credit reporting. Regulation F also addresses validation notices, disputes, requests for original-creditor information, and collection of time-barred debt.
Here is the short version:
- Collectors cannot harass or abuse you
- Collectors cannot use false or misleading statements
- Collectors usually cannot discuss your debt with other people
- You can request validation and dispute the debt
- You can dispute inaccurate credit reporting at no cost
- Businesses that report inaccurate data may have to correct or delete it
Read the FDCPA text from the FTC.
Get your official credit reports at AnnualCreditReport.com.
Review dispute steps from AnnualCreditReport.com.
Reviews, Complaints, and Public Records
Reviews, complaints, and public records can help you understand the company, but they should not replace your own document review. BBB lists Hughes, Martini & Associates, LLC in Delray Beach, shows an A+ rating, and notes BBB accreditation beginning October 15, 2024. BBB also maintains separate pages for customer reviews and complaints.
The strongest use of this material in a blog is not to accuse the company of misconduct across the board. The better approach is to explain that public complaints and court dockets exist, then show readers how to verify their own facts, preserve evidence, and respond strategically if they believe the contact pattern might violate federal law.
How Consumer Rights Law Firm PLLC Can Help With Hughes, Martini & Associates, LLC Calls
Consumer Rights Law Firm PLLC helps consumers evaluate whether repeated collection calls, letters, credit reporting, or legal threats may violate the Fair Debt Collection Practices Act (FDCPA), TCPA, or FCRA. If Hughes, Martini & Associates, LLC is contacting you and the pressure is building, the firm can review your timeline, preserve evidence, and help you decide what response makes sense based on the actual records.
Support may include:
- Reviewing calls, texts, emails, letters, and credit reporting
- Preserving voicemails, screenshots, and envelopes
- Sending a cease-communication demand where appropriate
- Evaluating whether validation was proper
- Checking whether the conduct could potentially support a legal claim
Call Consumer Rights Law Firm PLLC at +1 877-700-5790 for a free case review. No upfront legal fees are advertised in the firm information you provided.
Get Help Now
If Hughes, Martini & Associates, LLC is calling you, the safest next step is to verify the account, save the evidence, and move the dispute into writing. A direct review is often more useful than another stressful phone call.
Call Consumer Rights Law Firm PLLC at +1 877-700-5790 to discuss Hughes, Martini & Associates, LLC collection contact and what options may apply to your situation.
Real-World Scenarios Consumers Face
A credit report mismatch
A caller says Hughes, Martini & Associates, LLC is collecting an account, but the balance on the credit report does not match the demand. The consumer disputes the tradeline, requests validation, and pauses payment until the numbers line up. That approach can reduce mistakes and prevent an unnecessary payment on a disputed balance.
A lawsuit threat without papers
A consumer receives urgent calls about legal action but has not been served with a complaint. Instead of paying over the phone, the consumer keeps the voicemails, checks local court records, and asks for written proof. That creates a cleaner record if the threats were misleading or if a real case is later filed.
Family contact that feels invasive
A collector calls a relative looking for location information, and the consumer worries the debt is being discussed too broadly. The consumer documents who was called, when it happened, and what was said. If the contact went beyond lawful limits, that record may matter.
Success Stories
Working with Matthew was quick and easy. He explained everything very well and got the things done and now I donât have to worry about debt collectors coming to threaten me. He was able to get me a debt waiver and theyâre taking it off my credit report, thank you so much for that. And I recommend him to anyone else looking for help!
Had no fees or costs come out of my pocket!
Would definitely go back to them if anything else comes about.
Thank you so much! Derek also!
I worked with Scott and he was an absolute pleasure! He was very swift, honest, resourceful, helpful. He reassured me that I would never be asked for any money out of my pocket. His assistance with settling my case lifted a huge weight off my shoulders! Thank you so much, Scott! God bless!
Conclusion
Hughes, Martini & Associates, LLC is not a mystery company. Its Florida registration, Delray Beach address, published phone numbers, and BBB profile are all publicly traceable.
What matters is whether the specific contact you received is accurate, lawful, and properly documented. If you think the calls are excessive, the balance is wrong, or legal threats are being used to rush you, that may be the point where written disputes and legal review become worth it.
FAQs About Hughes, Martini & Associates, LLC
Who is Hughes, Martini & Associates, LLC?
Hughes, Martini & Associates, LLC is a Florida collection company that uses the Martini, Hughes & Grossman name and lists a Delray Beach office.
Why is Hughes, Martini & Associates, LLC calling me?
They may be calling about a debt they say was placed with them for collection. Ask for written validation before discussing payment.
Is Hughes, Martini & Associates, LLC legitimate?
Yes, it appears to be a real Florida company with an active state filing and a public BBB profile. That does not confirm any specific debt is valid.
What numbers are linked to Hughes, Martini & Associates, LLC?
Publicly listed numbers include +1 866-763-9700 and +1 561-266-9877. Compare letters and voicemails before trusting any other callback number.
Can Hughes, Martini & Associates, LLC sue me?
They may sue on a debt they claim is valid, but a threat is not the same as a filed lawsuit. Do not ignore real court papers.
Can Hughes, Martini & Associates, LLC garnish wages?
Usually not without a judgment and further legal steps. A collection call alone does not create wage garnishment rights.
Can they contact my family?
Collectors generally cannot discuss your debt with other people except in narrow situations. If you think they did, document it.
What if the debt is wrong on my credit report?
Dispute the error with the bureau and the company that supplied the information. Federal guidance says that process is free.
Should I pay Hughes, Martini & Associates, LLC right away?
Do not rush to pay before you confirm the creditor, balance, and dates. Written validation first is usually the better move.
How do I stop Hughes, Martini & Associates, LLC calls?
Save the evidence, request written validation, and consider a written cease-communication demand if the calls continue. Legal review may help if you believe the conduct might violate federal law.
