🚨Marcam Associates Debt Collection Harassment? Stop the Calls!
Tired of Marcam Associates Debt Collection Harassment? Wish there was a way to make the calls stop? Is Marcam Associates constantly calling and harassing you? Does your phone ring every day, several times per day, because Marcam is calling you to demand payment? Threatening you with legal action? Has Marcam Associates Rochester NH ever used abusive or profane language when speaking with you on the phone? If so, Marcam may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. If you can demonstrate that your rights were violated by Marcam Associates, you may be eligible for compensation under the FDCPA.
⚠️Is Marcam Associates a scam?
According to the Better Business Bureau website, Marcam and Associates has been in business since 1983, and like many businesses, it has had a few complaints filed against it. There have been 4 Marcam Associates complaints closed in the last 3 years and 2 complaints closed out in the last 12 months.
🔍What is Marcam Associates Collection Agency?
Marcam Associates collection agency is third party debt collector located in Rochester, New Hampshire.
Marcam and Associates offers a range of services to assist healthcare companies and hospitals in recovering outstanding debts.
Address: PO Box 60 Rochester, NH 03866-0060 Phone: (800) 638-1005 Fax: (603) 692-3348
📂Marcam Associates is often referred to or searched for by other names. These include:
marcam associates markham associates marcam marcum associates marcamassociates marcom associates markum associates collect associates ma and associates collections an & associates phone number marcum and associates marca m collections associates collection associates phone number marcam and associates marcom associates collection associates better business bureau rochester ma and associates collections
📞Why is Marcam Associates calling me?
Marcam Associates is a debt collection agency that specializes in collecting medical debts on behalf of healthcare companies and hospitals. If you’re receiving calls from Marcam and Associates, it’s likely because you have an outstanding medical debt that has been sent to them for collection. The agency may be trying to contact you to discuss payment options or to provide information about the debt.
As a debt collector, Marcam and Associates is responsible for following the rules and regulations outlined in the Fair Debt Collection Practices Act (FDCPA). This means that they must:
- Identify themselves as a debt collector and provide their company name and address.
- Inform you of the amount of the debt and the name of the creditor.
- Provide you with a written notice of the debt within five days of their initial contact.
- Not harass or abuse you, or make false statements about the debt.
- Not threaten to take action that they are not legally allowed to take.
If you’re receiving calls from Marcam Associates collection agency, it’s essential to verify the debt and ensure that it’s legitimate. You can do this by asking the agency to provide you with a written notice of the debt, which should include the following information:
- The amount of the debt.
- The name of the creditor.
- A description of the debt.
- The date the debt was incurred.
- The name and address of the agency.
Once you’ve verified the debt, you can discuss payment options with Marcam Associates. It’s crucial to be aware of your rights as a consumer and to ensure that you’re not being taken advantage of.
🎯Marcam Associates Debt Collection Harassment Tactics
If Marcam and Associates engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- Talking to others about your debt
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- Use any profane language or any language that is harassing and abusive
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- Threaten arrest or criminal prosecution
- Send false information to the credit bureaus
- Cause a telephone to ring an unreasonable amount of times
If Marcam Associates makes any false claim about the debt, you have the right to dispute it and demand verification.
📲Marcam Associates Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
800-638-1005, 603-692-1700.
If so, you may be a victim of Marcam Associates debt collection harassment. The list above is not all the numbers that they uses. Also, calls can be from a different numbers and it still be Marcam Associate calling you. Contact our office right away so we can start the process to stop Marcam and Associates from calling you illegally. Above all, no one should live with harassment.
🏷️Common Questions:
Is Marcam Associates a scam?
No, Marcam and Associates has been in business since 1983.
Can Marcam Associates seize my property?
Marcam Associate can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the Marcam Associates debt collector may be able to take certain property as permitted by the court. If Marcam and Associates wins a lawsuit against you, they may be able to garnish your wages to recover the debt.
Yes, Marcam and Associates can sue you so long as the debt is within the statute of limitations.
Can Marcam Associates report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report
Can Marcam and Associates arrest me?
Marcam Associates Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
📋The following is a sample list of complaints filed against Asset Recovery Associates, Inc. and can be found on Pacer.gov.
1:90-cv-11439-DSN Chapman v. Marcam Associates
2:94-cv-05669-AB MCLAUGHLIN v. MARCAM ASSOCIATES
2:08-cv-04593-MMB SHNIPER v. MARCAM ASSOCIATES
📜Filing a Complaint
If you believe that Marcam Associates has violated the FDCPA or has engaged in unfair or deceptive practices, you can file a complaint with the following agencies:
- Federal Trade Commission (FTC)
- (CFPB)
- Better Business Bureau (BBB)
- Your state’s Attorney General’s office
When filing a complaint, be sure to provide as much detail as possible, including:
- The name and address of the agency.
- The date and time of the incident.
- A description of the incident.
- Any supporting documentation, such as letters or recordings.
Remember to keep a record of your complaint, including the date and time you filed it, and any subsequent communication with the agency. This documentation can be crucial if you need to escalate the issue or take further legal action.
⚖️CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Marcam Associates debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Our services are designed to cater to the unique needs of each family, ensuring personalized and effective legal support.
If you are interested in learning more about how to safeguard yourself and prevent Marcam Associates debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.
🏆Success Stories
“Marcam Associates was constantly calling me, even after I explained the debt wasn’t mine. The stress was unbearable. Consumer Rights Law Firm PLLC stepped in and immediately put a stop to the harassment. They were professional, knowledgeable, and took the burden off my shoulders. I finally have peace of mind thanks to their help.”
“I knew Marcam Associates was violating my rights under the FDCPA, but I didn’t know how to fight back. Consumer Rights Law Firm PLLC explained my rights clearly and took swift action against Marcam. They didn’t back down, and Marcam eventually had to pay me for their illegal collection tactics. I’m so grateful for their expertise and dedication.”
“Consumer Rights Law Firm PLLC not only stopped Marcam Associates’ harassment but also helped me negotiate a fair settlement. I was able to resolve the debt for much less than Marcam was demanding, and I didn’t have to deal with their aggressive tactics anymore. This law firm is a lifesaver!”
