⚖️ Protecting Yourself Against Magarian & Dimercurio, APLC
Magarian & Dimercurio, APLC is a debt collection law firm that may pursue legal action against consumers for unpaid debts. If you have received lawsuit threats, collection letters, or wage garnishment warnings, knowing your rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) can help you fight back against unfair debt collection tactics.
📍 Contact Information for Magarian & Dimercurio, APLC
- Address: 2107 N Broadway, Suite 308, Santa Ana, CA 92706
- Phone: (714) 569-0870
- Website: Not available
- BBB Profile: Not available
📢 How Debt Collection Law Firms Use Lawsuits to Pressure You
Many debt collection law firms rely on legal threats and lawsuits to force consumers into making payments. Their tactics often include:
- Filing lawsuits for unpaid debts – A lawsuit can lead to a court-ordered judgment if left unchallenged. Learn what to do if a collection agency sues you.
- Seeking wage garnishments – A successful judgment may allow them to take money directly from your paycheck.
- Requesting default judgments – If you ignore a lawsuit, the court may automatically rule in their favor.
- Placing liens on property – Some firms use legal action to attach a lien to real estate assets.
📌 Ignoring legal notices can have serious financial consequences—take action immediately!
🔎 Can Magarian & Dimercurio, APLC Freeze Your Bank Account?
Debt collectors cannot directly access your bank account, but certain legal actions may allow them to freeze or seize funds:
- Bank levies – If they win a lawsuit, they may petition the court to freeze your account.
- Automatic payments – If you have set up auto-pay, funds may be deducted without your knowledge.
- Garnishments for court judgments – Some states allow debt collectors to garnish bank accounts.
If you’re concerned about bank levies or frozen accounts, you may have legal options to challenge the action. Learn more about how to fight back against collection agencies.
🔹 How to Protect Yourself from Debt Collection Litigation
If Magarian & Dimercurio, APLC is taking legal action against you, follow these steps to protect your rights:
- Demand a debt validation letter – Collection agencies must prove that you owe the debt.
- Dispute incorrect information – Check your credit report for inaccurate debt reporting.
- Keep all communication in writing – This protects you if they violate your rights.
- Respond to lawsuit notices immediately – Ignoring them can result in a default judgment.
- Seek legal assistance – A consumer protection attorney can help you defend yourself.
📌 Taking proactive steps can prevent serious financial harm!
📞 Stop Harassment & Fight Back Against Debt Collectors
If Magarian & Dimercurio, APLC is harassing you, threatening legal action, or misreporting debts, Consumer Rights Law Firm PLLC can help you take action. Our attorneys specialize in debt collection defense and consumer protection.
- Call: 877-700-5790
- Schedule a Free Consultation: Contact Us
✅ Take control of your financial future today—don’t let debt collectors intimidate you!