⚖️ Protecting Yourself Against Mikael Koltai, Attorney at Law
Mikael Koltai is an attorney based in Newport Beach, California, specializing in general practice and immigration law. If you’ve been contacted by his office regarding a debt, it’s essential to understand your rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws protect consumers from unfair debt collection practices and ensure accurate credit reporting.
📍 Contact Information for Mikael Koltai, Attorney at Law
- Address: 5020 Campus Dr, Newport Beach, CA 92660
- Phone: (949) 706-9111
- Email: mikael@koltailaw.com
- Yelp Profile
📢 Understanding Debt Collection Practices
Debt collection attorneys may employ various strategies to recover debts. Being aware of these tactics can help you respond effectively:
- Demand Letters: Formal requests for payment that outline the debt owed and potential legal actions if not addressed.
- Phone Calls: Repeated calls seeking payment, which must comply with FDCPA guidelines to prevent harassment.
- Legal Action: Filing lawsuits to obtain judgments, potentially leading to wage garnishment or liens.
📌 Unsure about a debt collector’s legitimacy? Learn how to verify and respond appropriately.
🔹 Steps to Take If Contacted by Mikael Koltai, Attorney at Law
If you receive communication from this law firm regarding a debt:
- Verify the Debt: Request a written validation notice detailing the debt amount, creditor’s name, and your rights.
- Review Your Credit Report: Check for any discrepancies or unfamiliar accounts that may indicate errors or fraud.
- Document All Interactions: Keep records of all communications, including dates, times, and content, to protect your rights.
- Consult a Consumer Rights Attorney: Seek legal advice to understand your options and ensure fair treatment.
📌 Facing aggressive collection tactics? Discover how to protect yourself from harassment.
📞 Seek Legal Assistance to Protect Your Rights
If you’re dealing with debt collection efforts from Mikael Koltai, Attorney at Law, remember that you have legal protections. Consumer Rights Law Firm PLLC specializes in defending consumers against unfair debt collection practices and ensuring compliance with federal laws.
📞 Call 877-700-5790 today
💻 Schedule a Free Consultation Here
✅ Take proactive steps to safeguard your financial well-being!
Note: This information is for educational purposes and should not be considered legal advice. Consult with a qualified attorney for guidance related to your specific situation.