Understanding Marcadis Singer, P.A.
Marcadis Singer, P.A. is a Florida-based law firm specializing in debt collection and creditors’ rights. With over 25 years of experience, the firm supports a diverse clientele, including local, regional, and national businesses, in recovering outstanding debts.
Contact Information:
- Address: 5104 S Westshore Blvd, Tampa, FL 33611
- Phone: (888) 547-1881
- Website
- BBB Profile
Services Offered by Marcadis Singer, P.A.
Marcadis Singer, P.A. provides a comprehensive range of services tailored to creditors’ needs:
- Debt Collection: The firm employs strategies to recover debts efficiently, aiming to minimize losses for creditors.
- Creditors’ Rights: They offer legal counsel to ensure creditors’ interests are protected throughout the debt recovery process.
- Litigation: When necessary, the firm initiates legal proceedings to enforce debt repayment, adhering to Florida’s legal standards.
What to Do If Contacted by Marcadis Singer, P.A.
If you’ve been approached by Marcadis Singer, P.A. regarding a debt, consider the following steps:
- Verify the Debt: Request a written validation notice detailing the debt amount, the original creditor, and your rights under the Fair Debt Collection Practices Act (FDCPA).
- Review Your Records: Cross-check the information provided with your financial records to confirm its accuracy.
- Understand Your Rights: Familiarize yourself with the FDCPA, which protects consumers from abusive debt collection practices.
- Consult a Legal Professional: If uncertain about the debt or your rights, seek advice from an attorney experienced in debt collection matters.
Legal Protections Under the FDCPA
The FDCPA sets clear guidelines for debt collectors, including law firms like Marcadis Singer, P.A.:
- Prohibited Practices: Debt collectors cannot engage in harassment, make false statements, or use unfair practices.
- Communication Restrictions: They must respect specific time frames for contacting consumers and cease communication upon written request.
- Validation Requirement: Collectors must provide a debt validation notice within five days of initial contact.
Understanding these protections can help you navigate interactions with debt collectors effectively.
Addressing Complaints Against Debt Collectors
If you believe a debt collector has violated your rights:
- File a Complaint: Report the issue to the (CFPB) or your state’s attorney general’s office.
- Document Interactions: Keep detailed records of all communications, including dates, times, and content.
- Seek Legal Counsel: An attorney can provide guidance on potential violations and legal remedies.
Conclusion
While Marcadis Singer, P.A. plays a significant role in debt collection within Florida, it’s crucial for consumers to be informed about their rights and the firm’s practices. By staying informed and proactive, you can navigate debt collection processes with confidence and ensure your rights are protected.