Orange County District Attorney’s Office – Harbor Justice Center: Your Rights & Debt Collection Cases
The Orange County District Attorney’s Office – Harbor Justice Center handles various legal matters, including criminal cases, consumer fraud, and civil disputes. However, it is also involved in cases where creditors pursue legal action against debtors for unpaid debts. If a creditor or collection agency files a lawsuit against you, this court may be where the case is heard.
📍 Contact Information for Orange County District Attorney’s Office – Harbor Justice Center
- 📍 Address: 4601 Jamboree Road, Newport Beach, CA 92660
- 📞 Phone: (949) 476-4650
- 🌐 Website
How Debt Collection Lawsuits Work in Orange County
If a creditor or debt collector sues you, you will receive a summons and complaint notifying you of the lawsuit. Ignoring it could result in a default judgment, which may lead to:
- Wage garnishment – A portion of your paycheck may be taken to repay the debt.
- Bank account levies – Creditors may freeze or withdraw funds from your bank account.
- Liens on property – If you own a home, a judgment lien could be placed on it.
Your Legal Rights When Facing a Debt Collection Lawsuit
1. You have the right to dispute the debt. If you believe the debt is incorrect or doesn’t belong to you, you can file a response and present evidence.
2. You have the right to legal representation. An attorney can help you negotiate a settlement or challenge an unfair lawsuit.
3. You have protections under the Fair Debt Collection Practices Act (FDCPA). Debt collectors cannot harass, threaten, or mislead you about your debt. Learn more:
How to Respond If You Are Contacted by the Orange County District Attorney’s Office
If you receive a letter, phone call, or lawsuit notice from this office, take these steps immediately:
- Do not ignore court documents. Failing to respond can lead to serious consequences.
- Request validation of the debt. Ask for proof that you owe the debt and that the collection agency has the legal right to collect it.
- Consider legal assistance. A consumer rights attorney can assess your case and advise you on the best course of action.
Consumer Rights Law Firm PLLC Can Help You
If you are facing a lawsuit or debt collection issue related to the Orange County District Attorney’s Office – Harbor Justice Center, don’t wait until it’s too late. Call Consumer Rights Law Firm PLLC today for a free case evaluation.
📞 Phone: (877) 700-5790
🌐 Website: Contact Us
Protect your rights and fight back against unfair debt collection practices!