🏛 Van Lochem & Chesney LLP – Know Your Rights in Debt Negotiation
📌 About Van Lochem & Chesney LLP
Van Lochem & Chesney LLP is a California-based law firm that often represents creditors in debt collection matters. If this firm has contacted you regarding a debt, it’s critical to understand your rights in debt negotiation and how to respond appropriately. You have legal protections—and you are not alone.
Consumer Rights Law Firm PLLC helps individuals across the U.S. fight back against unfair or aggressive debt collection tactics. From legal defenses to strategic negotiation, we stand with you every step of the way.
🛠️ Tools for Empowering Your Debt Negotiation Strategy
🔍 Assessing the Debt: Don’t Pay Without Proof
Before responding to any demands from Van Lochem & Chesney LLP, request debt validation to ensure the amount is accurate and legally collectible. Here’s how to validate a debt.
- Request a written notice within 30 days
- Compare the debt to your own records
- Confirm that it’s not beyond the statute of limitations
- Look out for duplicate or misattributed debts
If you need help verifying the legality of the debt, Consumer Rights Law Firm PLLC is ready to assist.
🧠 The Hidden Cost of Ignoring Collection Notices
📪 Ignoring letters or calls from Van Lochem & Chesney LLP can lead to more than stress—it may result in a judgment, wage garnishment, or a lien on your property.
🧾 Here’s why responding early is key:
-
💬 Collection agencies might file lawsuits
-
📉 Judgments hurt your credit score for up to 10 years
-
🧷 You lose negotiation power the longer you wait
💬 Learn what happens if you miss a court date
🧭 Charting a Path to Financial Recovery
If you’re drowning in collection calls, you do have options. Consumer Rights Law Firm PLLC will help you:
🔐 Protect your assets
📉 Settle debts for less than what you owe
🛑 Stop creditor harassment
📁 Explore bankruptcy alternatives
👨⚖️ Understand your legal defenses
Explore how we work and what you can expect from our team.
⚠️ What to Watch Out for When Dealing with Collectors
Some debt collectors violate the Fair Debt Collection Practices Act (FDCPA). Even law firms must follow it. If Van Lochem & Chesney LLP:
- Calls you at odd hours
- Speaks to family members about your debt
- Threatens legal action they don’t intend to take
- Lies about being a government official
Then they may be breaking the law. Read more about your protections here:
🧑⚖️ How Consumer Rights Law Firm PLLC Can Help
Consumer Rights Law Firm PLLC fights for consumers just like you. We are not affiliated with Van Lochem & Chesney LLP. Instead, we assist clients who are targeted by firms like them. Here’s how we help:
💼 Free legal consultation
📞 Direct representation during collection calls
📝 Cease & desist letters
⚖️ Lawsuits against harassing collectors
🤝 Debt settlement negotiations
📲 Call us now at 877-700-5790 or reach out online for immediate assistance.
📍 About Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is committed to defending your rights under the FDCPA and other consumer protection laws. If Van Lochem & Chesney LLP has contacted you, don’t go it alone.
📞 Phone: 877-700-5790
🌐 Website
📞 Take control of your debt today. Contact Consumer Rights Law Firm PLLC for a free consultation and let us help you fight back.
👉 Click here to get started or call 877-700-5790