If Shafritz and Associates, PA is contacting you regarding debt collection, it’s important to understand your rights and options. This firm represents creditors and may attempt to recover debts through persistent collection efforts or legal action. Knowing how to respond can help you protect yourself from unfair practices.
📍 Contact Information for Shafritz and Associates, PA
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📍 Address: 601 N Congress Ave., Suite 428, Delray Beach, FL 33445
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📞 Phone: (561) 638-1606
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📠 Fax: (561) 638-1609
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🌐 Website
- BBB Profile
📢 What to Expect When Contacted by a Debt Collection Law Firm
When a law firm like Shafritz and Associates, PA, contacts you regarding a debt, they may:
✔️ Send Demand Letters – Informing you of the amount owed and requesting payment.
✔️ Make Collection Calls – Attempting to pressure you into making a payment, sometimes multiple times a day.
✔️ Report to Credit Bureaus – Damaging your credit score if the debt remains unpaid.
✔️ File a Lawsuit – Taking legal action against you if the debt is substantial.
It’s crucial to handle these interactions carefully to avoid unnecessary legal trouble.
📌 How to Respond to Debt Collection Attempts
If you receive a call or letter from Shafritz and Associates, PA, take the following steps:
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Verify the Debt – Request written validation to ensure the debt is legitimate.
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Know Your Rights – The Fair Debt Collection Practices Act (FDCPA) protects you from harassment and unfair practices.
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Negotiate a Settlement – You may be able to settle the debt for less than what you owe.
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Seek Legal Advice – If they file a lawsuit, consult with an attorney to protect your interests.
Ignoring a collection attempt could lead to a lawsuit from a collection agency or wage garnishment.
⚖️ Consumer Rights Law Firm PLLC: Your Legal Defense Against Debt Collectors
At Consumer Rights Law Firm PLLC, we fight back against unfair debt collection practices. Our experienced attorneys can help you:
✔️ Dispute Invalid Debt – Stop collectors from pursuing unverified or outdated claims.
✔️ Negotiate Settlements – Reduce what you owe and create manageable repayment plans.
✔️ Defend Against Lawsuits – Protect yourself from aggressive legal action and wage garnishment.
📞 Call us now at Consumer Rights Law Firm PLLC or visit our contact page to get started!