Reid & Hellyer APC: What You Need to Know If They Contact You
⚖️ Reid & Hellyer APC is a California-based law firm that provides legal services in business litigation, real estate law, and debt collection matters. If they have contacted you about a debt, it’s crucial to understand your rights and take appropriate action to protect yourself.
📍 Contact Information for Reid & Hellyer APC
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📍 Address: 3685 Main St #300, Riverside, CA 92501
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📞 Phone: (951) 682-1771
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🌐 Website
Steps to Take If Reid & Hellyer APC Contacts You About a Debt
📜 Request a Debt Validation Letter
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Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written proof of the debt.
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Ensure the details, including the amount and creditor, are accurate before making payments.
✍️ Respond in Writing
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If you believe the debt is inaccurate, send a debt dispute letter via certified mail within 30 days of their initial contact.
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Keep copies of all communications as evidence.
🚫 Know What Collectors Cannot Do
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Debt collectors cannot harass, threaten, or mislead you.
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If you feel uncomfortable with their tactics, report them to the (CFPB) or seek legal assistance.
What to Do If You’re Being Sued for Debt
⚖️ Understand Your Legal Rights
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If Reid & Hellyer APC files a lawsuit against you, do not ignore it.
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Failing to respond could result in a default judgment, allowing them to garnish your wages or freeze your bank account.
📌 Check the Statute of Limitations
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Some debts become unenforceable after a certain period.
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If the statute of limitations has passed, you may be able to have the case dismissed.
💰 Negotiate a Settlement
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Many creditors are willing to settle the debt for less than what you owe.
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Always get settlement agreements in writing before making payments.
Protect Yourself from Unfair Debt Collection Practices
✔️ Monitor Your Credit Report – Check for errors or fraudulent accounts that may be affecting your credit.
✔️ Keep Records of Communications – Save emails, letters, and call logs in case you need to dispute the debt later.
✔️ Consult an Attorney – If you’re facing legal action or believe your rights have been violated, seek legal representation.
Consumer Rights Law Firm PLLC: Your Defense Against Debt Collectors
🔴 Are you being harassed by Reid & Hellyer APC or another debt collector? You have rights under federal law. Consumer Rights Law Firm PLLC defends consumers against unfair and aggressive collection practices.
⚠️ Don’t wait until it’s too late! Take control of your financial future and stop unfair debt collection today. Contact us now.