Reid & Hellyer APC: What You Need to Know If They Contact You
Reid & Hellyer APC is a California-based law firm that provides legal services in business litigation, real estate law, and debt collection matters. If they have contacted you about a debt, it’s crucial to understand your rights and take appropriate action to protect yourself.
Contact Information for Reid & Hellyer APC
- 📍 Address: 3685 Main St #300, Riverside, CA 92501
- 📞 Phone: (951) 682-1771
- 🌐 Website
- 🔎 Yelp Profile
Steps to Take If Reid & Hellyer APC Contacts You About a Debt
Request a Debt Validation Letter
- ➡️ Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request written proof of the debt.
- ➡️ Ensure the details, including the amount and creditor, are accurate before making payments.
Respond in Writing
- ✅ If you believe the debt is inaccurate, send a debt dispute letter via certified mail within 30 days of their initial contact.
- ✅ Keep copies of all communications as evidence.
Know What Collectors Cannot Do
- 👉 Debt collectors cannot harass, threaten, or mislead you.
- 👉 If you feel uncomfortable with their tactics, report them to the (CFPB) or seek legal assistance.
What to Do If You’re Being Sued for Debt
- ➤ Understand Your Legal Rights
- ➤ If Reid & Hellyer APC files a lawsuit against you, do not ignore it.
- ➤ Failing to respond could result in a default judgment, allowing them to garnish your wages or freeze your bank account.
- ➤ Check the Statute of Limitations
- ➤ Some debts become unenforceable after a certain period.
- ➤ If the statute of limitations has passed, you may be able to have the case dismissed.
- ➤ Negotiate a Settlement
- ➤ Many creditors are willing to settle the debt for less than what you owe.
- ➤ Always get settlement agreements in writing before making payments.
Protect Yourself from Unfair Debt Collection Practices
✔️ Monitor Your Credit Report – Check for errors or fraudulent accounts that may be affecting your credit.
✔️ Keep Records of Communications – Save emails, letters, and call logs in case you need to dispute the debt later.
✔️ Consult an Attorney – If you’re facing legal action or believe your rights have been violated, seek legal representation.
Consumer Rights Law Firm PLLC: Your Defense Against Debt Collectors
✨ Are you being harassed by Reid & Hellyer APC or another debt collector? You have rights under federal law. Consumer Rights Law Firm PLLC defends consumers against unfair and aggressive collection practices.
☎️ Don’t wait until it’s too late! Take control of your financial future and stop unfair debt collection today. Contact us now.