Legal Calls From Prober & Raphael?

Prober & Raphael, A Law Corporation: Protecting Yourself from Debt Collection Lawsuits

Prober & Raphael, is a law firm specializing in debt collection on behalf of creditors. If you have received a collection letter or lawsuit from them, it is essential to understand your rights and how to respond. Ignoring their attempts to collect could lead to a default judgment, which may result in wage garnishment, frozen bank accounts, or liens on your property.

---

📍 Contact Information for Prober & Raphael

📍 Address: 20750 Ventura Blvd #100, Woodland Hills, CA 91364
📞 Phone: (818) 227-0100
🌐 Website
🔎 Yelp Profile

---

🛑 How to Respond to Prober & Raphael

1. Validate the Debt Before Taking Action

Debt collectors must provide proof that you owe the debt. Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request debt validation within 30 days of receiving a collection notice. If they cannot provide accurate records, you may not have to pay.

📌 Read More:

• How to fight a collection agency

• Can a debt collector send a fake summons?

2. Beware of Aggressive Collection Tactics

Some debt collectors use pressure tactics, including:

•  Harassing phone calls at all hours
•  Threats of legal action without proper documentation
•  Misrepresenting the amount owed

If Prober & Raphael, A Law Corporation engages in these behaviors, you may have grounds for a lawsuit.

📌 Related Readings:

• Can a debt collector swear at me?

• Can a debt collector contact me on social media?

3. What to Do If They Sue You

Ignoring a debt lawsuit can lead to a default judgment, which gives the creditor the legal right to garnish wages, seize bank accounts, or place liens on your property. Responding to a lawsuit within the deadline can help you avoid these consequences.

📌 Take Action Now:

• Do collection agencies sue and what to do next if I am sued?

• Missed Summons & Court Date Judgment

4. Can You Settle the Debt?

If you do owe the debt but cannot afford to pay in full, negotiating a settlement may be an option. However, before agreeing to anything, ensure you:

•  Get the settlement agreement in writing
• Understand the impact on your credit score
•  Confirm that the collector will not sell the remaining balance to another agency

📌 Learn More:

• How many years can a debt collector come after you?

---

⚖️ Fight Back Against Debt Collectors – Call Now!

If you are dealing with harassment, lawsuits, or unfair debt collection practices, Consumer Rights Law Firm PLLC can help. Don’t let aggressive debt collectors intimidate you—know your rights and take action today!

📞 Phone: Call Now

⚠️ The sooner you act, the more options you have—don’t wait until it’s too late