⚖️ Protecting Yourself Against Olson Law Firm
Olson Law Firm is a debt collection law firm that may attempt to collect outstanding debts. If you receive collection letters or calls from them, it is crucial to know your rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) to prevent unfair treatment.
📍 Contact Information for Olson Law Firm
- 📍 Address: Huntington Beach, CA 92647
- 📞 Phone: (714) 847-2500
- 🔎 BBB Profile
🔎 Understanding Debt Validation: Your Right to Demand Proof
Before paying any debt collection agency, you have the right to request proof that the debt is valid and belongs to you. Debt collectors must provide a written validation notice, but many fail to do so.
What You Can Do:
- Request debt validation in writing – Send a formal request within 30 days of first contact.
- Check for errors – Ensure the amount, creditor, and details match your records.
- Look for expired debts – Some debts may be past the statute of limitations, meaning you’re not legally obligated to pay.
- Report any violations – If Olson Law Firm continues collection efforts without proper validation, they may be violating the FDCPA.
🔹 Learn how to dispute a collection agency claim here.
💰 Can a Debt Collector Freeze Your Bank Account?
Debt collectors cannot directly withdraw funds from your account, but certain legal actions could lead to frozen funds.
When Can This Happen?
- If a court issues a judgment against you – Creditors may freeze your account through a bank levy.
- If you live in a state allowing garnishments – Some states allow bank account garnishments as part of debt collection lawsuits.
- If you’ve co-signed a loan – Your bank account could be at risk if the primary borrower defaults.
📌 Concerned about bank levies or garnishments? Understand your rights here.
🔹 What to Do If Olson Law Firm Contacts You
If this firm is reaching out to you, follow these steps:
- Do not panic – You have rights under federal law.
- Avoid verbal agreements – Always request written documentation.
- Know the statute of limitations – Do not restart the clock on old debts by making payments or acknowledging them.
- Consult with a legal professional – Seek assistance before making any commitments.
📌 Is Olson Law Firm harassing you? Find out how to stop aggressive debt collectors.
📞 Get Legal Assistance & Stop Debt Collection Harassment
If Olson Law Firm is harassing you, misreporting debts, or pressuring you into unfair payments, you do not have to face them alone.
📞 Call Consumer Rights Law Firm PLLC at 877-700-5790 today
💻 Schedule a Free Consultation Here
✅ Take control of your financial future now!