⚖️ Protecting Yourself Against Law Offices of William F. Hertz
The Law Offices of William F. Hertz is a debt collection law firm that may attempt to collect outstanding debts on behalf of creditors. If they have contacted you, it’s essential to understand your consumer rights under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) to ensure you’re not being unfairly pressured into paying a debt you don’t owe.
📍 Contact Information for Law Offices of William F. Hertz
📍 Address: 4305 Torrance Blvd Ste 301, Torrance, CA 90503
📞 Phone: (310) 378-6775
🔎 Yelp Profile
💰 When Debt Collectors Use Settlement Offers to Pressure You
Debt collectors often try to rush consumers into quick settlements by offering discounted payoffs with strict deadlines. While settling a debt might seem like a good idea, not all settlement offers are in your best interest.
⚠️ What to Watch Out For:
- Time-sensitive pressure – Collectors may claim you must accept an offer within a few days.
- No written agreement – If they refuse to provide settlement terms in writing, don’t pay.
- Partial payments resetting the statute of limitations – A small payment can restart the legal timeframe for debt collection.
- Impact on credit score – A settled debt may still appear negative on your credit report.
📌 Before agreeing to a settlement, know your options. Learn how to negotiate with collection agencies.
📜 Can a Debt Collector Add Extra Fees to Your Debt?
Some debt collectors inflate the amount you owe by tacking on additional charges. However, not all fees are legally permitted under the FDCPA.
🔎 Debt Collection Fees That May Be Unlawful:
- Interest charges exceeding what was in the original contract.
- Attorney’s fees added without a legal judgment.
- Processing or administrative fees not outlined in the original agreement.
- Collection agency fees passed onto you unfairly.
📌 Unsure if a collector is charging you unfair fees? Find out what fees are legal.
🔹 Steps to Take If Contacted by a Debt Collector
If the Law Offices of William F. Hertz contacts you about a debt:
- Request a debt validation letter before making any payments.
- Review your credit report for inaccuracies.
- Do not admit to owing the debt until you verify its legitimacy.
- Communicate in writing to maintain records of all interactions.
- Seek legal advice before agreeing to a settlement or payment plan.
📌 Need help fighting back? Learn how to challenge a collection agency.
📞 Stop Harassment & Get Legal Help
If the Law Offices of William F. Hertz is pressuring you, misreporting debts, or adding illegal fees, you have rights. Consumer Rights Law Firm PLLC helps consumers fight back against aggressive debt collection tactics.
📞 Call 877-700-5790 today
💻 Schedule a Free Consultation Here
✅ Take action and protect your financial rights today!