Protecting Your Rights Against Law Offices of Steven J. Horn
If Law Offices of Steven J. Horn is contacting you about a debt, it’s important to understand your legal rights. Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA), and if they violate your rights, you may be entitled to compensation.
Contact Information for Law Offices of Steven J. Horn
📍 Address: 15760 Ventura Blvd, Suite 1520, Encino, CA 91436
📞 Phone: (818) 385-1050
🌐 Website
🔎 Yelp Profile
Recognizing Unfair Debt Collection Practices
Debt collectors often use high-pressure tactics to make consumers pay. Know what’s legal and what’s not.
Aggressive Communication Tactics
What’s Illegal?
- 👉 Calling you before 8 AM or after 9 PM without permission
- 👉 Threatening you with legal action they don’t intend to take
- 👉 Contacting your family, friends, or workplace about your debt
What to Do: Keep a record of all calls and messages. If harassment continues, you can take legal action. Learn more here.
Misleading or False Debt Claims
What’s Illegal?
- ➡️ Claiming you owe more than you actually do
- ➡️ Pretending to be a lawyer or government agent
- ➡️ Sending fake court documents to pressure you
What to Do: Request written proof of the debt before making any payments. Find out how here.
How to Protect Yourself from Debt Collection Scams
Many scammers pose as debt collectors to steal money. Here’s how to spot fraud:
✅ They demand immediate payment over the phone – Legitimate collectors provide written notices.
✅ They refuse to give details about the debt – Always ask for a validation letter.
✅ They threaten arrest or criminal charges – Unpaid debts are a civil issue, not a criminal offense.
Think you’re being scammed? Don’t pay until you verify the debt. Learn more here.
What You Can Do to Stop Debt Collector Harassment
⚡ Send a written cease-and-desist letter – This forces them to stop contacting you.
⚡ Request debt validation – Make sure they prove you owe the debt.
⚡ Check the statute of limitations – Some debts are too old to collect legally.
⚡ Seek legal help – A consumer rights attorney can protect your rights.
Get Help from Consumer Rights Law Firm PLLC
If Law Offices of Steven J. Horn is harassing you, you don’t have to handle it alone. Take action today!
📞 Call 877-700-5790 today
💻 Request a Free Consultation
Your rights matter—fight back against unfair debt collection practices!
Disclaimer: This content is for informational purposes only and does not constitute legal advice.