⚖️ Protecting Your Rights Against Law Offices of Steven J. Horn
If Law Offices of Steven J. Horn is contacting you about a debt, it’s important to understand your legal rights. Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA), and if they violate your rights, you may be entitled to compensation.
📍 Contact Information for Law Offices of Steven J. Horn
📍 Address: 15760 Ventura Blvd, Suite 1520, Encino, CA 91436
📞 Phone: (818) 385-1050
🌐 Website
🔎 Yelp Profile
🚨 Recognizing Unfair Debt Collection Practices
Debt collectors often use high-pressure tactics to make consumers pay. Know what’s legal and what’s not.
🔊 Aggressive Communication Tactics
🚫 What’s Illegal?
- Calling you before 8 AM or after 9 PM without permission
- Threatening you with legal action they don’t intend to take
- Contacting your family, friends, or workplace about your debt
📌 What to Do: Keep a record of all calls and messages. If harassment continues, you can take legal action. Learn more here.
💰 Misleading or False Debt Claims
⚠️ What’s Illegal?
- Claiming you owe more than you actually do
- Pretending to be a lawyer or government agent
- Sending fake court documents to pressure you
✅ What to Do: Request written proof of the debt before making any payments. Find out how here.
🔍 How to Protect Yourself from Debt Collection Scams
Many scammers pose as debt collectors to steal money. Here’s how to spot fraud:
📞 They demand immediate payment over the phone – Legitimate collectors provide written notices.
🔍 They refuse to give details about the debt – Always ask for a validation letter.
⚖️ They threaten arrest or criminal charges – Unpaid debts are a civil issue, not a criminal offense.
🚨 Think you’re being scammed? Don’t pay until you verify the debt. Learn more here.
🛑 What You Can Do to Stop Debt Collector Harassment
✔ Send a written cease-and-desist letter – This forces them to stop contacting you.
📨 Request debt validation – Make sure they prove you owe the debt.
⚖️ Check the statute of limitations – Some debts are too old to collect legally.
📞 Seek legal help – A consumer rights attorney can protect your rights.
📞 Get Help from Consumer Rights Law Firm PLLC
If Law Offices of Steven J. Horn is harassing you, you don’t have to handle it alone. Take action today!
📞 Call 877-700-5790 today
💻 Request a Free Consultation
Your rights matter—fight back against unfair debt collection practices!
Disclaimer: This content is for informational purposes only and does not constitute legal advice.