⚖️ Protecting Yourself from Law Offices of Stephen E. Ensberg
If Law Offices of Stephen E. Ensberg is contacting you about a debt, you must know your rights. Debt collectors must follow federal and state laws, and any violation could entitle you to compensation.
📍 Contact Information for Law Offices of Stephen E. Ensberg
📍 Address: 1609 W. Garvey Ave N, West Covina, CA 91790
📞 Phone: (626) 813-3744
🌐 Website
🔎 BBB Profile
🚨 Understanding Debt Collector Harassment
Debt collectors sometimes use aggressive tactics to collect payments. Recognizing illegal behavior can help you stop harassment before it escalates.
🔴 Re-aged Debt: A Common Trick
⚠️ What It Means: Collectors sometimes reset the clock on old debt to make it seem new.
📌 Your Right: If a debt is too old to be sued over, collectors cannot legally restart the statute of limitations.
✅ What to Do: Request written proof of the debt’s original date. Learn more here.
📵 Unlawful Contact Methods
💬 What’s Illegal? Debt collectors cannot:
- Call you before 8 AM or after 9 PM.
- Call your employer if you tell them not to.
- Use social media to harass you.
📨 How to Respond: Send a cease-and-desist letter demanding they stop. Find out your options here.
🔍 Signs You’re Dealing with a Debt Collection Scam
Scammers often pose as law firms to pressure consumers into paying fake debts. Watch for these warning signs:
🔹 They demand immediate payment via wire transfer or gift cards – Legitimate agencies won’t request these payment methods.
📜 They refuse to send written proof of the debt – The law requires them to provide verification.
⚠️ They threaten you with arrest or lawsuits – Debt is a civil matter, not a criminal offense.
If you suspect a scam, report it immediately and avoid making payments without verification. Learn how to protect yourself here.
🛑 How to Handle Aggressive Debt Collectors
✔ Request a validation letter – Collectors must prove you owe the debt.
📩 Communicate in writing – Always keep written records for legal protection.
📌 Check the statute of limitations – If the debt is too old, you may not have to pay it.
⚖️ Consult a consumer rights attorney – A lawyer can stop harassment and fight for compensation.
📞 Get Legal Help from Consumer Rights Law Firm PLLC
If Law Offices of Stephen E. Ensberg is using aggressive debt collection tactics, you have legal options.
📞 Call 877-700-5790 today
💻 Request a Free Consultation
Don’t let debt collectors take advantage of you—fight back today!
Disclaimer: This content is for informational purposes only and does not constitute legal advice.