🚨 Protecting Your Rights Against Law Offices of Robert L. Susnow
If Law Offices of Robert L. Susnow has contacted you about a debt, you must understand your rights and options. Debt collectors are required to follow strict regulations, and you have protections against harassment, false claims, and unfair practices.
📍 Contact Information for Law Offices of Robert L. Susnow
📍 Address: 12832 Garden Grove Blvd, Suite F, Garden Grove, CA 92843
📞 Phone: (714) 534-2126
🔎 Yelp Profile
📌 How Debt Collectors Try to Bypass Consumer Protections
Debt collection agencies constantly develop new ways to skirt consumer protection laws while pressuring people into making payments. Here are some common strategies they use:
📢 Using “Settlement Offers” to Restart the Debt Clock
- Collectors may offer a lower settlement amount on an old debt, hoping you make a small payment.
- If you make a payment, even as little as $1, it can restart the statute of limitations, making you legally responsible again.
- 📢 What You Can Do: Verify the age of the debt before agreeing to any settlement. Learn more: How many years can a debt collector come after you?
🔍 “Phantom” Debt Collection Scams
- Some agencies claim you owe a debt that doesn’t exist or has already been paid.
- They use aggressive tactics, like threats of lawsuits or wage garnishment, to scare consumers into paying.
- 📢 What You Can Do: Demand a written debt validation letter. If they refuse, they may be attempting fraud. Read more: Can a debt collector lie to me?
⚖️ Legal Violations You Should Watch For
Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA). If Law Offices of Robert L. Susnow has violated your rights, you may be able to take legal action.
🚫 Common FDCPA Violations
- Calling You Repeatedly – Debt collectors cannot harass you with excessive calls.
- Threatening Legal Action They Don’t Intend to Take – Some agencies falsely threaten lawsuits to pressure payments. More details: Can a debt collector threaten to serve me with paperwork?
- Discussing Your Debt with Others – They cannot contact family members or employers about your debt. Read more: Can collectors harass family members?
🛡️ How to Stop Unfair Debt Collection Tactics
If Law Offices of Robert L. Susnow is pressuring you, take these steps to protect yourself:
- Request a Written Debt Validation Letter – Make them prove you owe the debt.
- Understand Your Rights – The law protects you from harassment and deceptive tactics.
- Avoid Making Payments on Expired Debt – Some collectors try to trick you into resetting old debts.
- Keep Records of All Communication – Save voicemails, emails, and letters.
📞 Get Legal Help from Consumer Rights Law Firm PLLC
If Law Offices of Robert L. Susnow has contacted you, don’t deal with them alone. Consumer Rights Law Firm PLLC helps consumers fight unfair debt collection practices.
📞 Call 877-700-5790 today
💻 Request a Free Consultation
You have rights—don’t let debt collectors take advantage of you!
Disclaimer: This content is for informational purposes only and does not constitute legal advice.