Law Offices of Richard L. Seide: Protecting Yourself from Debt Collection Tactics
If the Law Offices of Richard L. Seide have contacted you about a debt, itโs important to understand your rights and how to handle the situation effectively.
๐ Contact Information for Law Offices of Richard L. Seide
๐ Address: 901 Dove Street, Suite 120, Newport Beach, CA 92660
๐ Phone: (949) 474-8000
๐ Fax: (949) 474-8030
๐ Website
๐ Yelp Profile
โ ๏ธ Recognizing Aggressive Collection Tactics
- Persistent Calls & Letters โ Some consumers report receiving multiple calls, demand letters, or legal threats.
- Lawsuits & Default Judgments โ Ignoring a lawsuit can lead to a default judgment, which allows the collector to garnish wages or freeze bank accounts.
- Potential Violations โ Debt collectors cannot harass, misrepresent information, or threaten you with criminal charges.
๐ก Know Your Rights: Can a debt collector threaten to serve me with paperwork?
โ Steps to Protect Yourself
๐ Request a Debt Validation Letter
- You have 30 days to request proof that the debt is valid.
- If they fail to provide proper documentation, they cannot legally collect.
- Learn more: How to fight a collection agency
๐ Verify the Debt Collectorโs Legitimacy
- Check if they are licensed to collect in your state.
- Fake collectors often use intimidation tactics.
- Learn more: Debt Collector Verification
๐ Understand the Statute of Limitations
- Debt collectors cannot legally pursue expired debts.
- Learn more: How many years can a debt collector come after you?
๐ Consult a Consumer Rights Attorney
- If you feel harassed, a lawyer can help you take legal action.
- Contact Consumer Rights Law Firm PLLC at 877-700-5790 or reach out online.
๐ Additional Resources
๐น Do collection agencies sue?
If youโre dealing with Law Offices of Richard L. Seide or any other debt collector, Consumer Rights Law Firm PLLC can help. Call 877-700-5790 or contact us online for a free consultation today.