Law Offices of Philip Landsman: Understanding Your Rights Against Debt Collectors
If Law Offices of Philip Landsman is contacting you about a debt, you have rights under the Fair Debt Collection Practices Act (FDCPA). Many consumers face aggressive collection tactics, but you can protect yourself and take action against unlawful practices.
📞 How to Respond to Debt Collectors Without Admitting Liability
📌 Request a Debt Validation Letter – Before paying anything, demand written proof of the debt. Some collectors try to collect expired or incorrect debts.
⚖️ Be Aware of Time-Barred Debt – If a debt is past the statute of limitations, you may not be legally required to pay. A payment or even acknowledging the debt can reset the clock.
✉️ Communicate in Writing – Always request written correspondence from debt collectors to maintain proof of their claims and prevent misleading verbal agreements.
🚨 How to Protect Yourself from Debt Collection Scams
🔎 Verify the Collector’s Legitimacy – Some scammers pose as law firms to intimidate consumers into paying fake debts. Always check their credentials before taking action.
🚫 Avoid Providing Personal Information – Never give out sensitive details like your bank account number or Social Security number to a collector until you’ve verified their legitimacy.
🛑 Report Harassment Immediately – If a debt collector threatens, uses abusive language, or contacts you at odd hours, report them to state regulators and seek legal help.
📍 Contact Information for Law Offices of Philip Landsman
📍 Address: 5900 Sepulveda Blvd #400, Van Nuys, CA 91411
📞 Phone: (818) 756-2220
🔎 Yelp Profile
If Law Offices of Philip Landsman is harassing you or violating your rights, Consumer Rights Law Firm PLLC can help. Call 877-700-5790 or contact us online for a free consultation today.